Mountain Capital Investment Advisors provides financial planning, portfolio management for individuals and small businesses, and education planning. Financial planning was provided to 251–500 clients last fiscal year.
Mountain Capital Investment Advisors reports 1,191 clients. They include 883 individual clients and 308 high-net-worth individuals. Of its assets, 100.0% ($929M across 3,631 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 74% | 32% |
| High-net-worth individuals | 26% | 68% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 883 | $299M | 32.2% | $339K |
| High-net-worth individuals | 308 | $629M | 67.7% | $2.04M |
| Charitable organizations | Fewer than 5 | $398K | 0.0% | — |
| Total | 1,191 | $929M | 100% | — |
- Clients
- 883
- Regulatory AUM
- $299M
- AUM share
- 32.2%
- Avg. per client
- $339K
- Clients
- 308
- Regulatory AUM
- $629M
- AUM share
- 67.7%
- Avg. per client
- $2.04M
- Clients
- Fewer than 5
- Regulatory AUM
- $398K
- AUM share
- 0.0%
- Avg. per client
- —
Total
- Clients
- 1,191
- Regulatory AUM
- $929M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Mountain Capital Investment Advisors charges 1.50% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.
Fee details and sources
Brandt Burns owns 25% to 50% of Mountain Capital Investment Advisors. The leadership team of Mountain Capital Investment Advisors includes President Michelle Burns and Chief Operating Officer Jeremy Sanchez. It has 17 employees, 15 of them in advisory roles.
Leadership
Michelle BurnsCo-Founder and Vice President
Narvel CasasPresident- Jeremy SanchezChief Compliance Officer, Chief Operating Officer
Brandt BurnsFounder and Chief
Investment adviser representatives
16 representatives listed in the SEC register as of 9 October 2026.
Staff
- 17 employees
- 15 in advisory functions
- 15 state-registered reps
- Owns 25% to 50% of Mountain Capital Investment Advisors Inc
Brandt Burns
Control person · since February 2011
- Owns 25% to 50% of Mountain Capital Investment Advisors Inc
Michelle Burns
Control person · since January 2015
- Owns 10% to 25% of Mountain Capital Investment Advisors Inc
Merchant Investment Management, LLC
since January 2022
- Owns 10% to 25% of Mountain Capital Investment Advisors Inc
Merchant Investment
since January 2022
Mountain Capital Investment Advisors’ regulatory assets grew 2.8× from $326M (March 2021) to $929M (July 2026); clients rose from 582 to 1,191 and employees from 10 to 17.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $929M | 1,191 | 17 | 5 |
| April 2025 | $745M | 1,113 | 14 | 4 |
| March 2024 | $608M | 943 | 12 | 4 |
| March 2023 | $440M | 755 | 12 | 4 |
| March 2022 | $403M | 697 | 12 | 4 |
| March 2021 | $326M | 582 | 10 | 3 |
Besides its headquarters, Mountain Capital Investment Advisors has 4 offices (3 private residences, listed without an address), with 2 listed addresses in California and Colorado.
California · 1 listed address
- 500 N Brand BLVD, Glendale
Colorado · 1 listed address
- 12235 Pecos St, Suite 100, WestminsterHQ
Contact and registration details
- Legal name
- Mountain Capital Investment Advisors Inc
- Headquarters
- 12235 Pecos St, Suite 100, Westminster, CO 80234
- Website
- mountaincapital.us
- Phone
- 720-500-0050
- @mountain-capital
- SEC file
- 801-110107
- Founded
- 2011
- Structure
- Colorado corporation
- Fiscal year end
- December
Mountain Capital Investment Advisors uses Charles Schwab ($806M, 89%) and Fidelity ($101M, 11%) as custodians for its separately managed accounts. Mountain Capital Investment Advisors has custody of $73M in client assets for 268 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $806M89%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $101M11%
At year end, Mountain Capital Investment Advisors’ separately managed accounts were mostly in stocks (69%) and funds (28%). Its reported 13F holdings for the quarter ended 30 June 2026 total $702M across 95 positions; the largest are Schwab Strategic TR (21.9%), Vanguard Index Fds (19.6%) and Vanguard Index Fds (17.8%).
What the accounts hold
- Stocks69%
- Exchange-traded equities68%
- Non-exchange-traded equities1%
- Funds28%
- Bonds1%
- Cash2%
Reported 13F holdings
- $702M
- Reported 13F value
- 95
- Positions
- 91.0%
- In the 10 largest
- +4.2%
- Value vs. prior quarter
- Schwab Strategic TR · Fundamental Intl21.9%
- Vanguard Index Fds · Value ETF19.6%
- Vanguard Index Fds · Growth ETF17.8%
- Schwab Strategic TR · Emrg Mkteq ETF7.5%
- Hartford Fds Exchange Traded · Total Rtrn ETF6.4%
- Vanguard Index Fds · Small CP ETF6.3%
- The Alger ETF Trust · 35 ETF6.2%
- J P Morgan Exchange Traded F · Equity Premium2.2%
- J P Morgan Exchange Traded F · Nasdaq EQT Prem1.6%
- Vanguard Whitehall Fds · Intl High ETF1.5%
Together, the ten largest are 91.0% of reported value.
How many clients does Mountain Capital Investment Advisors have?
Mountain Capital Investment Advisors has 1,191 clients and manages $929 million for them, as of July 2026. They include 883 individual clients and 308 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 21 July 2026
What services does Mountain Capital Investment Advisors offer?
Mountain Capital Investment Advisors provides financial planning, portfolio management for individuals and small businesses, and education planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Mountain Capital Investment Advisors charge?
Mountain Capital Investment Advisors charges 1.50% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.
Which custodians does Mountain Capital Investment Advisors use?
Mountain Capital Investment Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $806M and Fidelity Brokerage Services LLC (Smithfield, RI), with $101M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 July 2026
How many financial advisors does Mountain Capital Investment Advisors have?
Mountain Capital Investment Advisors has 15 investment adviser representatives registered with state securities authorities, out of 17 employees, and 15 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Mountain Capital Investment Advisors invest in?
At the end of its last fiscal year, Mountain Capital Investment Advisors’ separately managed accounts held 68% exchange-traded equities, 28% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents, 1% non-exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Mountain Capital Investment Advisors?
Mountain Capital Investment Advisors’ direct owners are Brandt Burns, Michelle Burns, Merchant Investment Management, LLC and Merchant Investment, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 21 July 2026
How does Mountain Capital Investment Advisors get paid?
Mountain Capital Investment Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Mountain Capital Investment Advisors?
Mountain Capital Investment Advisors’ main office is at 12235 Pecos St, Suite 100, Westminster, CO 80234. Its phone number is 720-500-0050. Its website is mountaincapital.us.