Miller Gesko & Co provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 51–100 clients last fiscal year.
Miller Gesko & Co reports 80 clients. They include 40 high-net-worth individuals, 35 individual clients and 5 charitable organizations. Of its assets, 71.5% ($131M across 195 accounts) are managed with discretion; $52.1M across 36 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 44% | 5% |
| High-net-worth individuals | 50% | 87% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | 6% | 7% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 35 | $10M | 5.5% | $286K |
| High-net-worth individuals | 40 | $159M | 87.1% | $3.99M |
| Pension and profit-sharing plans | Fewer than 5 | $1.3M | 0.7% | — |
| Charitable organizations | 5 | $12.3M | 6.7% | $2.46M |
| Total | 80 | $183M | 100% | — |
- Clients
- 35
- Regulatory AUM
- $10M
- AUM share
- 5.5%
- Avg. per client
- $286K
- Clients
- 40
- Regulatory AUM
- $159M
- AUM share
- 87.1%
- Avg. per client
- $3.99M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.3M
- AUM share
- 0.7%
- Avg. per client
- —
- Clients
- 5
- Regulatory AUM
- $12.3M
- AUM share
- 6.7%
- Avg. per client
- $2.46M
Total
- Clients
- 80
- Regulatory AUM
- $183M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Miller Gesko & Co charges 0.50%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$4.5M | 0.75% |
| $4.5M and above | 0.50% |
Fee details and sources
Other fees
- Administrative services
- Administrative services are charged at $100 per hour or as agreed, and billed monthly or quarterly in arrears.
Robert Miller owns 25% to 50% of Miller Gesko & Co. The leadership team of Miller Gesko & Co includes President Robert Miller and Chief Compliance Officer Henry Urban. It has 5 employees.
Leadership
- Robert MillerVice President
- Henry UrbanChief Compliance Officer
William HudsonShareholder
Jeremy HudsonShareholder
Evan CoppolaShareholder
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 5 in advisory functions
- 4 state-registered reps
- Owns 25% to 50% of Miller Gesko & Co Inc.
Robert Miller
Control person · since May 1999
- Owns 25% to 50% of Miller Gesko & Co Inc.
Henry Urban
Control person · since January 2004
- Owns 10% to 25% of Miller Gesko & Co Inc.
William Hudson
Control person · since June 2025
- Owns 10% to 25% of Miller Gesko & Co Inc.
Jeremy Hudson
Control person · since June 2025
- Owns 10% to 25% of Miller Gesko & Co Inc.
Evan Coppola
Control person · since June 2025
Miller Gesko & Co’s regulatory assets grew from $161M (February 2021) to $183M (March 2026); clients fell from 256 to 80 and employees rose from 3 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $183M | 80 | 5 | 2 |
| July 2025 | $170M | 87 | 3 | 2 |
| January 2024 | $152M | 95 | 3 | 2 |
| February 2023 | $141M | 83 | 3 | 2 |
| January 2022 | $166M | 74 | 3 | 2 |
| February 2021 | $161M | 256 | 3 | 2 |
Besides its headquarters, Miller Gesko & Co has 1 office, with 2 listed addresses in Florida and New York.
Florida · 1 listed address
- 8586 Potter Park DR, Sarasota
New York · 1 listed address
- 237 Main Street, Ste 600, BuffaloHQ
Contact and registration details
- Legal name
- Miller Gesko & Co Inc.
- Headquarters
- 237 Main Street, Ste 600, Buffalo, NY 14203
- Website
- millergesko.com
- Phone
- 716-852-7628
- SEC file
- 801-26388
- Structure
- New York corporation
- Fiscal year end
- December
Miller Gesko & Co uses Fidelity ($182M) as custodian for its separately managed accounts. Miller Gesko & Co has custody of $134M in client assets for 67 clients.
- FidelityNational Financial Services LLC · Smithfield, RI · $182M100%
At year end, Miller Gesko & Co’s separately managed accounts were mostly in stocks (51%) and funds (30%).
What the accounts hold
- Stocks51%
- Funds30%
- Bonds6%
- Investment grade corporate bonds3%
- U.S. government and agency bonds2%
- State and local bonds1%
- Cash7%
- Other6%
- Alternative investments6%
How many clients does Miller Gesko & Co have?
Miller Gesko & Co has 80 clients and manages $183 million for them, as of March 2026. They include 40 high-net-worth individuals, 35 individual clients and 5 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 March 2026
What services does Miller Gesko & Co offer?
Miller Gesko & Co provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Miller Gesko & Co charge?
Miller Gesko & Co charges 0.50%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Source: MILLER GESKO FORM ADV PART 2A (MARCH 16, 2026), filed 18 March 2026
Which custodians does Miller Gesko & Co use?
Miller Gesko & Co’s separately managed account assets are held at National Financial Services LLC (Smithfield, RI), with $182M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 March 2026
How many financial advisors does Miller Gesko & Co have?
Miller Gesko & Co has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Miller Gesko & Co invest in?
At the end of its last fiscal year, Miller Gesko & Co’s separately managed accounts held 51% exchange-traded equities, 30% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 6% other, 3% investment grade corporate bonds, 2% U.S. government and agency bonds and 1% state and local bonds. The 6% other category is described as: Alternative Investments.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Miller Gesko & Co?
Miller Gesko & Co’s direct owners are Robert Miller, Henry Urban, William Hudson, Jeremy Hudson and Evan Coppola, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 19 March 2026
How does Miller Gesko & Co get paid?
Miller Gesko & Co is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Miller Gesko & Co?
Miller Gesko & Co’s main office is at 237 Main Street, Ste 600, Buffalo, NY 14203. Its phone number is 716-852-7628. Its website is millergesko.com.