{"url":"https://nivawealth.com/firms/miller-gesko-and-co-109671","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/109671","regulatoryAum":183073565,"crd":"109671","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6804218","suffix":null,"lastName":"COPPOLA","firstName":"EVAN","middleName":"JOHN"},{"crd":"4940731","suffix":null,"lastName":"HUDSON","firstName":"JEREMY","middleName":"CONRAD"},{"crd":"3001548","suffix":"III","lastName":"HUDSON","firstName":"WILLIAM","middleName":"NORTON"},{"crd":"2813457","suffix":"JR","lastName":"MILLER, 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Co","slug":"miller-gesko-and-co-109671","website":"https://millergesko.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New York corporation","fiscalYearEnd":"December","headquarters":{"street":"237 Main Street, Ste 600","city":"Buffalo","state":"NY","stateName":"New York","country":"United States","postalCode":"14203"},"tradeNames":[],"registration":{"secApproved":"10 February 1986","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2259720.52,"staff":{"employees":5,"advisory":5,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":183073565,"discretionary":130958846,"discretionaryAccounts":195,"nonDiscretionary":52114719,"nonDiscretionaryAccounts":36,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":35,"regulatoryAum":10008425},{"label":"High-net-worth individuals","clients":40,"regulatoryAum":159470614},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":1303617},{"label":"Charitable organizations","clients":5,"regulatoryAum":12290909}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":1,"from":0},{"to":4500000,"pct":0.75,"from":2000000},{"to":null,"pct":0.5,"from":4500000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020868","versionId":1020868,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-18","documentName":"MILLER GESKO FORM ADV PART 2A (MARCH 16, 2026)","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Administrative services","summary":"Administrative services are charged at $100 per hour or as agreed, and billed monthly or quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020868","versionId":1020868,"submittedOn":"2026-03-18","documentName":"MILLER GESKO FORM ADV PART 2A (MARCH 16, 2026)"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:04:24.749104+00:00","documents":[{"name":"MILLER GESKO FORM ADV PART 2A (MARCH 16, 2026)","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020868","versionId":1020868,"submittedOn":"2026-03-18"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":182303836}],"custodyNote":"Miller Gesko & Co has custody of $134M in client assets for 67 clients.","otherCustodians":[],"leadership":[{"name":"Robert Miller","title":"Vice President","crd":"2813457"},{"name":"Henry Urban","title":"Chief Compliance Officer","crd":"5035755"},{"name":"William Hudson","title":"Shareholder","crd":"3001548"},{"name":"Jeremy Hudson","title":"Shareholder","crd":"4940731"},{"name":"Evan Coppola","title":"Shareholder","crd":"6804218"}],"ownership":[{"label":"Robert Miller","detail":"Vice president in the 25% to 50% ownership band and a control person, since May 1999."},{"label":"Henry Urban","detail":"Chief compliance officer in the 25% to 50% ownership band and a control person, since January 2004."},{"label":"William Hudson","detail":"Shareholder in the 10% to 25% ownership band and a control person, since June 2025."},{"label":"Jeremy Hudson","detail":"Shareholder in the 10% to 25% ownership band and a control person, since June 2025."},{"label":"Evan Coppola","detail":"Shareholder in the 10% to 25% ownership band and a control person, since June 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"8586 Potter Park DR","city":"Sarasota"}]},{"state":"New York","offices":1,"addresses":[{"street":"237 Main Street, Ste 600","city":"Buffalo","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"716-852-7628","stateRegisteredReps":4,"otherAdviserReps":3,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":51},{"label":"U.S. government/agency bonds","percent":2},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":30},{"label":"Cash and cash equivalents","percent":7},{"label":"Other","percent":6,"detail":"Alternative Investments"}],"privateFunds":0},"sources":{"adv1FilingDate":"19 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/109671/PDF/109671.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020868","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Miller Gesko & Co have?","answer":"Miller Gesko & Co has 80 clients and manages $183 million for them, as of March 2026. They include 40 high-net-worth individuals, 35 individual clients and 5 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 19 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Miller Gesko & Co offer?","answer":"Miller Gesko & Co provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Miller Gesko & Co charge?","answer":"Miller Gesko & Co charges 0.50%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"MILLER GESKO FORM ADV PART 2A (MARCH 16, 2026), filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Miller Gesko & Co use?","answer":"Miller Gesko & Co’s separately managed account assets are held at National Financial Services LLC (Smithfield, RI), with $182M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Miller Gesko & Co have?","answer":"Miller Gesko & Co has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Miller Gesko & Co invest in?","answer":"At the end of its last fiscal year, Miller Gesko & Co’s separately managed accounts held 51% exchange-traded equities, 30% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 6% other, 3% investment grade corporate bonds, 2% U.S. government and agency bonds and 1% state and local bonds. The 6% other category is described as: Alternative Investments.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Miller Gesko & Co?","answer":"Miller Gesko & Co’s direct owners are Robert Miller, Henry Urban, William Hudson, Jeremy Hudson and Evan Coppola, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 19 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Miller Gesko & Co get paid?","answer":"Miller Gesko & Co is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Miller Gesko & Co?","answer":"Miller Gesko & Co’s main office is at 237 Main Street, Ste 600, Buffalo, NY 14203. Its phone number is 716-852-7628. Its website is millergesko.com.","source":"Form ADV Part 1A, Item 1.F, filed 19 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}