Lantz Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 1–10 clients last fiscal year.
Lantz Financial reports 669 clients. They include 414 individual clients and 255 high-net-worth individuals. Of its assets, 95.1% ($946M across 3,170 accounts) are managed with discretion; $48.3M across 80 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 62% | 13% |
| High-net-worth individuals | 38% | 87% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 414 | $129M | 13.0% | $312K |
| High-net-worth individuals | 255 | $865M | 87.0% | $3.39M |
| Total | 669 | $994M | 100% | $1.49M |
- Clients
- 414
- Regulatory AUM
- $129M
- AUM share
- 13.0%
- Avg. per client
- $312K
- Clients
- 255
- Regulatory AUM
- $865M
- AUM share
- 87.0%
- Avg. per client
- $3.39M
Total
- Clients
- 669
- Regulatory AUM
- $994M
- AUM share
- 100%
- Avg. per client
- $1.49M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Lantz Financial charges up to 1.25% for its Investment Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance, is negotiable and has a $1,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Fixed or hourly fees quoted in advance for each engagement, based on complexity and negotiable; the brochure states no rate.
- Investment Advisory Services
- Fees are negotiated in advance and generally range from 0.25% to 1.00% depending on the complexity of the engagement.
Michael Lantz owns 75% or more of Lantz Financial. The leadership team of Lantz Financial includes Chief Compliance Officer Kristin Crowley. It has 13 employees, 6 of them in advisory roles.
Leadership
- Kristin CrowleyChief Compliance Officer
Michael LantzManaging Principal/LLC Member
Daniel RohlfingLLC Member/Manager
Investment adviser representatives
7 representatives listed in the SEC register as of 9 October 2026.
Staff
- 13 employees
- 6 in advisory functions
- 7 state-registered reps
- 1 soliciting firm
- Owns 75% or more of Lantz Financial LLC
Michael Lantz
Control person · since June 2018
- Owns 25% to 50% of Lantz Financial LLC
Daniel Rohlfing
Control person · since June 2021
Lantz Financial’s regulatory assets grew 1.9× from $532M (June 2021) to $994M (September 2026); clients rose from 517 to 669 and employees from 7 to 13.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $994M | 669 | 13 | 2 |
| February 2025 | $846M | 638 | 12 | 2 |
| July 2024 | $706M | 603 | 10 | 2 |
| July 2023 | $585M | 585 | 9 | 2 |
| July 2022 | $644M | 536 | 9 | 1 |
| June 2021 | $532M | 517 | 7 | 1 |
Besides its headquarters, Lantz Financial has 1 office (1 private residence, listed without an address), with 1 listed address in Illinois.
Illinois · 1 listed address
- 1733 Park Street, Suite 350, NapervilleHQ
Other business names
Lantz Financial has reported 3 other business names to the SEC.
- Lantz Financial Team
- Lantz Team
- The Lantz Financial Team
Contact and registration details
- Legal name
- Lantz Financial LLC
- Headquarters
- 1733 Park Street, Suite 350, Naperville, IL 60563
- Website
- lantzteam.com
- Phone
- 331-204-6230
- SEC file
- 801-114035
- Founded
- 2018
- Structure
- Illinois LLC
- Fiscal year end
- December
Lantz Financial uses Charles Schwab ($901M) as custodian for its separately managed accounts. Lantz Financial has custody of $320M in client assets for 358 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $901M100%
At year end, Lantz Financial’s separately managed accounts were largely in stocks (43%) and funds (37%). Its reported 13F holdings for the quarter ended 30 June 2026 total $546M across 259 positions; the largest are iShares TR (7.8%), Capital Group Intl Focus EQT (4.3%) and iShares TR (2.9%).
What the accounts hold
- Stocks43%
- Funds37%
- Registered funds35%
- Pooled vehicles2%
- Bonds13%
- U.S. government and agency bonds7%
- Investment grade corporate bonds3%
- State and local bonds2%
- High-yield corporate bonds1%
- Cash7%
Reported 13F holdings
- $546M
- Reported 13F value
- 259
- Positions
- 30.0%
- In the 10 largest
- +12.9%
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF7.8%
- Capital Group Intl Focus EQT · Shs Creat Unit4.3%
- iShares TR · Core High DV ETF2.9%
- Federated Hermes ETF Trust · US Strategic Div2.8%
- Vanguard Index Fds · Total Stk Mkt2.8%
- Innovator ETFS Trust · US Eqty Buf Nov2.4%
- Apple Inc.1.8%
- Invesco Exch Trd Slf Idx FD · Bulshs 2026 CB1.7%
- Microsoft Corp.1.7%
- iShares TR · S&P 500 Grwt ETF1.7%
Together, the ten largest are 30.0% of reported value.
How many clients does Lantz Financial have?
Lantz Financial has 669 clients and manages $994 million for them, as of September 2026. They include 414 individual clients and 255 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 September 2026
What services does Lantz Financial offer?
Lantz Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Lantz Financial charge?
Lantz Financial charges up to 1.25% for its Investment Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance, is negotiable and has a $1,000 annual minimum.
Source: LANTZ FINANCIAL LLC - ADV PART 2A BROCHURE, filed 16 February 2026
Which custodians does Lantz Financial use?
Lantz Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $901M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 September 2026
How many financial advisors does Lantz Financial have?
Lantz Financial has 7 investment adviser representatives registered with state securities authorities, out of 13 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lantz Financial invest in?
At the end of its last fiscal year, Lantz Financial’s separately managed accounts held 43% exchange-traded equities, 35% registered funds (mutual funds, ETFs, BDCs), 7% U.S. government and agency bonds, 7% cash and equivalents, 3% investment grade corporate bonds, 2% state and local bonds, 2% pooled vehicles (private funds and similar) and 1% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lantz Financial?
Lantz Financial’s direct owners are Michael Lantz (75% or more) and Daniel Rohlfing (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 30 September 2026
How does Lantz Financial get paid?
Lantz Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Lantz Financial registered with the SEC?
Yes, Lantz Financial has been registered with the SEC as an investment adviser since 24 September 2018. Its CRD number is 297573 and its SEC file number is 801-114035.
Source: Form ADV Part 1A, Item 1, filed 30 September 2026; IAPD firm record
How do I contact Lantz Financial?
Lantz Financial’s main office is at 1733 Park Street, Suite 350, Naperville, IL 60563. Its phone number is 331-204-6230. Its website is lantzteam.com.