Key Client Fiduciary Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 51–100 clients last fiscal year.
Key Client Fiduciary Advisors reports 2,272 clients. They include 1,997 individual clients, 198 high-net-worth individuals, and 77 pension and profit-sharing plans. Of its assets, 100.0% ($896M across 2,195 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 88% | 16% |
| High-net-worth individuals | 9% | 65% |
| Pension and profit-sharing plans | 3% | 18% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,997 | $146M | 16.3% | $73.1K |
| High-net-worth individuals | 198 | $585M | 65.3% | $2.95M |
| Pension and profit-sharing plans | 77 | $165M | 18.5% | $2.15M |
| Total | 2,272 | $896M | 100% | $395K |
- Clients
- 1,997
- Regulatory AUM
- $146M
- AUM share
- 16.3%
- Avg. per client
- $73.1K
- Clients
- 198
- Regulatory AUM
- $585M
- AUM share
- 65.3%
- Avg. per client
- $2.95M
- Clients
- 77
- Regulatory AUM
- $165M
- AUM share
- 18.5%
- Avg. per client
- $2.15M
Total
- Clients
- 2,272
- Regulatory AUM
- $896M
- AUM share
- 100%
- Avg. per client
- $395K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Key Client Fiduciary Advisors charges up to 2.00% a year for its Investment Management Fees. The fee is billed in advance. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Stand-alone financial planning and consulting is a fixed fee of up to $5,000, negotiable, and may be offset against investment advisory fees if the client engages the firm.
- Retirement Plan Consulting
- Retirement plan consulting is an annual asset-based fee of up to 1.00% (100 basis points) or a fixed fee of up to $25,000.
Eric Fishman owns 50% to 75% of Key Client Fiduciary Advisors. The leadership team of Key Client Fiduciary Advisors includes Chief Compliance Officer Richard Flora. It has 10 employees.
Leadership
Richard FloraChief Compliance Officer and Member
Eric FishmanMember
Investment adviser representatives
10 representatives listed in the SEC register as of 9 October 2026.
Staff
- 10 employees
- 10 in advisory functions
- 10 state-registered reps
- Owns 50% to 75% of Key Client Fiduciary Advisors, LLC
Eric Fishman
Control person · since July 2018
- Owns 50% to 75% of Key Client Fiduciary Advisors, LLC
Richard Flora
Control person · since July 2018
Key Client Fiduciary Advisors’ regulatory assets grew 2.3× from $389M (May 2021) to $896M (March 2026); clients rose from 985 to 2,272 and employees from 9 to 10.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $896M | 2,272 | 10 | 3 |
| Apr 2025April 2025 | $782M | 1,015 | 10 | 4 |
| Jun 2024June 2024 | $636M | 881 | 10 | 4 |
| Mar 2023March 2023 | $526M | 785 | 12 | 5 |
| Jun 2022June 2022 | $499M | 619 | 8 | 3 |
| May 2021May 2021 | $389M | 985 | 9 | 1 |
Besides its headquarters, Key Client Fiduciary Advisors has 2 offices (1 private residence, listed without an address), with 2 listed addresses in 1 state.
New Jersey · 2 listed addresses
- 363 Route 46 West, Suite 300, FairfieldHQ
- 550 Kindermark RD, Oradell
Other business names
Key Client Fiduciary Advisors has reported 2 other business names to the SEC.
- Cje Financial
- Tributary Wealth Management
Contact and registration details
- Legal name
- Key Client Fiduciary Advisors, LLC
- Headquarters
- 363 Route 46 West, Suite 300, Fairfield, NJ 07004
- Website
- keyclientfa.com
- Phone
- 973-244-4142
- SEC file
- 801-114010
- Structure
- Delaware LLC
- Fiscal year end
- December
Key Client Fiduciary Advisors’ named custodian for separately managed accounts is Charles Schwab ($731M). Key Client Fiduciary Advisors has custody of $262M for 356 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $731M100%
At year end, Key Client Fiduciary Advisors’ separately managed accounts were largely in funds (35%) and stocks (29%). Its reported 13F holdings for the quarter ended 30 June 2026 total $347M across 232 positions; the largest are Galaxy Digital Inc.. (7.0%), First TR Exchange Traded FD (6.7%) and First TR Exchange-traded FD (3.8%).
What the accounts hold
- Stocks29%
- Exchange-traded equities25%
- Non-exchange-traded equities4%
- Funds35%
- Bonds26%
- Investment grade corporate bonds14%
- U.S. government and agency bonds5%
- State and local bonds4%
- High-yield corporate bonds3%
- Cash6%
- Other5%
- Convertibles5%
Reported 13F holdings
- $347M
- Reported 13F value
- 232
- Positions
- 37.9%
- In the 10 largest
- +17.8%
- Value vs. prior quarter
- Galaxy Digital Inc.. · CL A7.0%
- First TR Exchange Traded FD · Risng Divd Achiv6.7%
- First TR Exchange-traded FD · Nasdaq Cyb ETF3.8%
- Apple Inc.3.8%
- Putnam ETF Trust · Focused Lar Cap3.6%
- First TR Exchange-traded FD2.8%
- State Str SPDR S&P 500 ETF T · TR Unit2.8%
- Amazon Com Inc.2.6%
- iShares TR · US Consm Staples2.5%
- Nvidia Corporation2.4%
Together, the ten largest are 37.9% of reported value.
How many clients does Key Client Fiduciary Advisors have?
Key Client Fiduciary Advisors has 2,272 clients and manages $896 million for them, as of March 2026. They include 1,997 individual clients, 198 high-net-worth individuals, and 77 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Key Client Fiduciary Advisors offer?
Key Client Fiduciary Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Key Client Fiduciary Advisors charge?
Key Client Fiduciary Advisors charges up to 2.00% a year for its Investment Management Fees. The fee is billed in advance.
Which custodians does Key Client Fiduciary Advisors use?
Key Client Fiduciary Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $731M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Key Client Fiduciary Advisors have?
Key Client Fiduciary Advisors has 10 investment adviser representatives registered with state securities authorities, out of 10 employees, and 10 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Key Client Fiduciary Advisors invest in?
At the end of its last fiscal year, Key Client Fiduciary Advisors’ separately managed accounts held 35% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 14% investment grade corporate bonds, 6% cash and equivalents, 5% U.S. government and agency bonds, 5% other, 4% non-exchange-traded equities, 4% state and local bonds and 3% high-yield corporate bonds. The 5% other category is described as: Convertibles.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Key Client Fiduciary Advisors?
Key Client Fiduciary Advisors’ direct owners are Eric Fishman (50% to 75%) and Richard Flora (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Key Client Fiduciary Advisors get paid?
Key Client Fiduciary Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Key Client Fiduciary Advisors?
Key Client Fiduciary Advisors’ main office is at 363 Route 46 West, Suite 300, Fairfield, NJ 07004. Its phone number is 973-244-4142. Its website is keyclientfa.com.