J.M. Arbour provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
J.M. Arbour reports 720 clients. They include 692 individual clients and 28 high-net-worth individuals. Of its assets, 100.0% ($183M across 1,253 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 96% | 67% |
| High-net-worth individuals | 4% | 33% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 692 | $123M | 67.0% | $177K |
| High-net-worth individuals | 28 | $60.5M | 33.0% | $2.16M |
| Total | 720 | $183M | 100% | $254K |
- Clients
- 692
- Regulatory AUM
- $123M
- AUM share
- 67.0%
- Avg. per client
- $177K
- Clients
- 28
- Regulatory AUM
- $60.5M
- AUM share
- 33.0%
- Avg. per client
- $2.16M
Total
- Clients
- 720
- Regulatory AUM
- $183M
- AUM share
- 100%
- Avg. per client
- $254K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
J.M. Arbour is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is billed hourly at up to $400 per hour or as a fixed fee of up to $5,000.
- Retirement Plan Consulting
- Retirement plan consulting is billed at 0.03% to 0.50% of plan assets, negotiable by plan size and number of participants.
Jac Arbour owns 75% or more of J.M. Arbour. The leadership team of J.M. Arbour includes Chief Compliance Officer Jac Arbour. It has 12 employees, 10 of them in advisory roles.
Staff
- 12 employees
- 10 in advisory functions
- 10 state-registered reps
- 4 insurance agents
- 10 soliciting firms
- Owns 75% or more of J.M. Arbour, LLC
Jac Arbour
Control person · since November 2016
J.M. Arbour’s regulatory assets grew Infinity× from $0 (May 2022) to $183M (March 2026); employees rose from 7 to 12.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $183M | 720 | 12 | 4 |
| Mar 2025March 2025 | $154M | 654 | 9 | 3 |
| Jul 2024July 2024 | $116M | 493 | 8 | 2 |
| Mar 2023March 2023 | $92.9M | 450 | 8 | 2 |
| May 2022May 2022 | $0 | 0 | 7 | 2 |
Besides its headquarters, J.M. Arbour has 3 offices (2 private residences, listed without an address), with 2 listed addresses across 2 states.
Arizona · 1 listed address
- 15169 North Scottsdale Road, Scottsdale
Maine · 1 listed address
- 1 Brunswick Avenue, GardinerHQ
Other business names
J.M. Arbour has reported 1 other business name to the SEC.
- J.M. Arbour Multi-Family Office
Contact and registration details
- Legal name
- J.M. Arbour, LLC
- Headquarters
- 1 Brunswick Avenue, Gardiner, ME 04345
- Website
- jmarbour.com
- Phone
- 207-248-6767
- @j-m-arbour-wealth-management
- SEC file
- 801-124962
- Structure
- Maine LLC
- Fiscal year end
- December
J.M. Arbour’s named custodian for separately managed accounts is Charles Schwab ($183M). J.M. Arbour has custody of $75.7M for 325 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $183M100%
At year end, J.M. Arbour’s separately managed accounts were largely in funds (44%) and stocks (28%). Its reported 13F holdings for the quarter ended 31 March 2026 total $104M across 119 positions; the largest are iShares TR (5.8%), iShares TR (4.0%) and iShares TR (3.2%).
What the accounts hold
- Stocks28%
- Funds44%
- Registered funds39%
- Pooled vehicles5%
- Bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash27%
How many clients does J.M. Arbour have?
J.M. Arbour has 720 clients and manages $183 million for them, as of March 2026. They include 692 individual clients and 28 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026
What services does J.M. Arbour offer?
J.M. Arbour provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does J.M. Arbour use?
J.M. Arbour’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $183M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026
How many financial advisors does J.M. Arbour have?
J.M. Arbour has 10 investment adviser representatives registered with state securities authorities, out of 12 employees, and 10 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does J.M. Arbour invest in?
At the end of its last fiscal year, J.M. Arbour’s separately managed accounts held 39% registered funds (mutual funds, ETFs, BDCs), 28% exchange-traded equities, 27% cash and equivalents, 5% pooled vehicles (private funds and similar), 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns J.M. Arbour?
J.M. Arbour’s direct owner is Jac Arbour (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 31 March 2026
How does J.M. Arbour get paid?
J.M. Arbour is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact J.M. Arbour?
J.M. Arbour’s main office is at 1 Brunswick Avenue, Gardiner, ME 04345. Its phone number is 207-248-6767. Its website is jmarbour.com.
