IronOak Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 26–50 clients last fiscal year.
IronOak Wealth reports 332 clients. They include 290 high-net-worth individuals and 42 individual clients. Of its assets, 100.0% ($162M across 695 accounts) are managed with discretion. It advised 45 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 13% | 44% |
| High-net-worth individuals | 87% | 56% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 42 | $72M | 44.4% | $1.71M |
| High-net-worth individuals | 290 | $90M | 55.6% | $310K |
| Total | 332 | $162M | 100% | $488K |
- Clients
- 42
- Regulatory AUM
- $72M
- AUM share
- 44.4%
- Avg. per client
- $1.71M
- Clients
- 290
- Regulatory AUM
- $90M
- AUM share
- 55.6%
- Avg. per client
- $310K
Total
- Clients
- 332
- Regulatory AUM
- $162M
- AUM share
- 100%
- Avg. per client
- $488K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 45
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
IronOak Wealth charges 0.65%–2.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices 4 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 2.00% |
| $500K–$1M | 1.65% |
| $1M–$5M | 1.00% |
| $5M and above | 0.65% |
Fee details and sources
Other fees
- Ad Hoc Financial Planning
- Ad hoc financial planning services are charged at an hourly fee of $150, billed 50% at commencement.
- Comprehensive Financial Plan
- A comprehensive financial plan is a non-negotiable fixed fee of $12,500, billed quarterly in advance.
- Comprehensive Financial Plan Update
- Plan updates are charged at an hourly fee of $150, billed 50% at commencement with the balance due on plan delivery.
- ERISA Plan Services
- Annual fees for ERISA plan services will not exceed 1% of included assets; the fee is negotiable and may be a percentage or a flat fee.
Nicholas Munoz owns 75% or more of IronOak Wealth. The leadership team of IronOak Wealth includes Chief Compliance Officer Nicholas Munoz. It has 6 employees.
Staff
- 6 employees
- 6 in advisory functions
- 6 state-registered reps
- 5 insurance agents
- Owns 75% or more of Ironoak Wealth LLC
Nicholas Munoz
Control person · since November 2019
IronOak Wealth’s regulatory assets grew from $129M (July 2025) to $162M (June 2026); clients rose from 284 to 332 and employees from 5 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jun 2026June 2026 | $162M | 332 | 6 | 2 |
| Jul 2025July 2025 | $129M | 284 | 5 | 2 |
Besides its headquarters, IronOak Wealth has 1 office (1 private residence, listed without an address), with 1 listed address in 1 state.
Texas · 1 listed address
- 1405 Arrow Point Drive, Suite 1004, Cedar ParkHQ
Contact and registration details
- Legal name
- Ironoak Wealth LLC
- Headquarters
- 1405 Arrow Point Drive, Suite 1004, Cedar Park, TX 78613
- Website
- ironoakwealth.com
- Phone
- 737-271-9421
- @ironoakwealth
- SEC file
- 801-132175
- Structure
- Texas LLC
- Fiscal year end
- December
IronOak Wealth’s named custodians for separately managed accounts are Charles Schwab ($161M, 99%) and Aspire Financial Services ($1M, 1%). IronOak Wealth does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $161M99%
- Aspire Financial ServicesAspire Financial Services · Tampa, FL · $1M1%
At year end, IronOak Wealth’s separately managed accounts were mostly in stocks (67%) and funds (33%).
What the accounts hold
- Stocks67%
- Funds33%
How many clients does IronOak Wealth have?
IronOak Wealth has 332 clients and manages $162 million for them, as of June 2026. They include 290 high-net-worth individuals and 42 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 15 June 2026
What services does IronOak Wealth offer?
IronOak Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does IronOak Wealth charge?
IronOak Wealth charges 0.65%–2.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Which custodians does IronOak Wealth use?
IronOak Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $161M and Aspire Financial Services (Tampa, FL), with $1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 June 2026
How many financial advisors does IronOak Wealth have?
IronOak Wealth has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does IronOak Wealth invest in?
At the end of its last fiscal year, IronOak Wealth’s separately managed accounts held 67% exchange-traded equities and 33% registered funds (mutual funds, ETFs, BDCs).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns IronOak Wealth?
IronOak Wealth’s direct owner is Nicholas Munoz (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 15 June 2026
How does IronOak Wealth get paid?
IronOak Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact IronOak Wealth?
IronOak Wealth’s main office is at 1405 Arrow Point Drive, Suite 1004, Cedar Park, TX 78613. Its phone number is 737-271-9421. Its website is ironoakwealth.com.
