{"url":"https://nivawealth.com/firms/ironoak-wealth-306403","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/306403","regulatoryAum":162000000,"crd":"306403","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4612688","suffix":null,"lastName":"Brenneise","firstName":"Tracey","middleName":"Kulpa"},{"crd":"2937142","suffix":null,"lastName":"HAGER","firstName":"CHRISTOPHER","middleName":"DEWITT"},{"crd":"6280113","suffix":null,"lastName":"Matherly","firstName":"Philip","middleName":"Seth"},{"crd":"5080031","suffix":null,"lastName":"MCGRATH","firstName":"KELLY","middleName":"ANN"},{"crd":"4347630","suffix":null,"lastName":"Munoz","firstName":"Nicholas","middleName":"Alexander"},{"crd":"7198565","suffix":null,"lastName":"Newman","firstName":"Jeffrey","middleName":"Austin"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-07-22","regulatoryAum":129434111,"clients":284,"employees":5,"offices":2},{"filedOn":"2026-06-15","regulatoryAum":162000000,"clients":332,"employees":6,"offices":2}],"secFileNumber":"801-132175","legalName":"Ironoak Wealth LLC","displayName":"IronOak Wealth","slug":"ironoak-wealth-306403","website":"https://ironoakwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/306403/dce295f71a7306e3-r1.webp","tone":"dark","width":955,"height":200,"sourceUrl":"https://ironoakwealth.com/","sourceLabel":"Ironoak Wealth, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/ironoakwealth/","founded":null,"organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1405 Arrow Point Drive, Suite 1004","city":"Cedar Park","state":"TX","stateName":"Texas","country":"United States","postalCode":"78613"},"tradeNames":[],"registration":{"secApproved":"13 March 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":487951.8072289157,"staff":{"employees":6,"advisory":6,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":162000000,"discretionary":162000000,"discretionaryAccounts":695,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":45},"clientTypes":[{"label":"Individuals (other than HNW)","clients":42,"regulatoryAum":72000000},{"label":"High-net-worth individuals","clients":290,"regulatoryAum":90000000}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":2,"from":0},{"to":1000000,"pct":1.65,"from":500000},{"to":5000000,"pct":1,"from":1000000},{"to":null,"pct":0.65,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061679","versionId":1061679,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-10-20","documentName":"FORM ADV2A/2B - SEC","fee_rate_low":0.65,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Ad Hoc Financial Planning","summary":"Ad hoc financial planning services are charged at an hourly fee of $150, billed 50% at commencement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061679","versionId":1061679,"submittedOn":"2026-10-20","documentName":"FORM ADV2A/2B - SEC"},{"role":"other","program":"Comprehensive Financial Plan","summary":"A comprehensive financial plan is a non-negotiable fixed fee of $12,500, billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061679","versionId":1061679,"submittedOn":"2026-10-20","documentName":"FORM ADV2A/2B - SEC"},{"role":"other","program":"Comprehensive Financial Plan Update","summary":"Plan updates are charged at an hourly fee of $150, billed 50% at commencement with the balance due on plan delivery.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061679","versionId":1061679,"submittedOn":"2026-10-20","documentName":"FORM ADV2A/2B - SEC"},{"role":"other","program":"ERISA Plan Services","summary":"Annual fees for ERISA plan services will not exceed 1% of included assets; the fee is negotiable and may be a percentage or a flat fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061679","versionId":1061679,"submittedOn":"2026-10-20","documentName":"FORM ADV2A/2B - SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:30:32.773775+00:00","documents":[{"name":"FORM ADV2A/2B - SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061679","versionId":1061679,"submittedOn":"2026-10-20"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":161000000},{"name":"Aspire Financial Services","shortName":"Aspire Financial Services","location":"Tampa, FL","smaAssets":1000000}],"custodyNote":"IronOak Wealth does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Nicholas Munoz","title":"Chief Compliance Officer/Investment Advisor Representative/Managing Member","crd":"4347630"}],"ownership":[{"label":"Nicholas Munoz","detail":"Chief compliance officer/investment advisor representative/managing member in the 75% or more ownership band and a control person, since November 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"1405 Arrow Point Drive, Suite 1004","city":"Cedar Park","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"737-271-9421","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":67},{"label":"Securities issued by registered investment companies or business development companies","percent":33}],"privateFunds":0},"sources":{"adv1FilingDate":"15 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/306403/PDF/306403.pdf","brochureDate":"20 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061679","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does IronOak Wealth have?","answer":"IronOak Wealth has 332 clients and manages $162 million for them, as of June 2026. They include 290 high-net-worth individuals and 42 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 15 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does IronOak Wealth offer?","answer":"IronOak Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does IronOak Wealth charge?","answer":"IronOak Wealth charges 0.65%–2.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"FORM ADV2A/2B - SEC, filed 20 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does IronOak Wealth use?","answer":"IronOak Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $161M and Aspire Financial Services (Tampa, FL), with $1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does IronOak Wealth have?","answer":"IronOak Wealth has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does IronOak Wealth invest in?","answer":"At the end of its last fiscal year, IronOak Wealth’s separately managed accounts held 67% exchange-traded equities and 33% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns IronOak Wealth?","answer":"IronOak Wealth’s direct owner is Nicholas Munoz (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 15 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does IronOak Wealth get paid?","answer":"IronOak Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact IronOak Wealth?","answer":"IronOak Wealth’s main office is at 1405 Arrow Point Drive, Suite 1004, Cedar Park, TX 78613. Its phone number is 737-271-9421. Its website is ironoakwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 15 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}