Horizons Sustainable Financial Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 251–500 clients last fiscal year.
Horizons Sustainable Financial Services reports 310 clients. They include 209 individual clients and 101 high-net-worth individuals. Of its assets, 99.8% ($151M across 312 accounts) are managed with discretion; $333K across 2 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 67% | 17% |
| High-net-worth individuals | 33% | 83% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 209 | $25.6M | 16.9% | $122K |
| High-net-worth individuals | 101 | $125M | 82.6% | $1.24M |
| Charitable organizations | Fewer than 5 | $666K | 0.4% | — |
| Total | 310 | $151M | 100% | — |
- Clients
- 209
- Regulatory AUM
- $25.6M
- AUM share
- 16.9%
- Avg. per client
- $122K
- Clients
- 101
- Regulatory AUM
- $125M
- AUM share
- 82.6%
- Avg. per client
- $1.24M
- Clients
- Fewer than 5
- Regulatory AUM
- $666K
- AUM share
- 0.4%
- Avg. per client
- —
Total
- Clients
- 310
- Regulatory AUM
- $151M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Horizons Sustainable Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Hourly financial planning
- Financial planning and investment consultation are billed hourly at up to $500 an hour, in 15-minute increments.
Johann Klaassen owns 50% to 75% of Horizons Sustainable Financial Services. The leadership team of Horizons Sustainable Financial Services includes President Johann Klaassen. It has 7 employees, 6 of them in advisory roles.
Leadership
Johann KlaassenPresident/President/Principal Shareholder/Chief Compliance Officer
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 7 employees
- 6 in advisory functions
- 6 state-registered reps
- 2 insurance agents
- Owns 50% to 75% of Horizons Sustainable Financial Services, Inc.
Johann Klaassen
Control person · since January 2023
Horizons Sustainable Financial Services’ regulatory assets grew from $119M (February 2021) to $151M (January 2026); clients fell from 357 to 310 and employees rose from 6 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $151M | 310 | 7 | 6 |
| March 2025 | $132M | 330 | 7 | 6 |
| July 2024 | $134M | 345 | 5 | 4 |
| March 2023 | $111M | 339 | 6 | 4 |
| June 2022 | $116M | 360 | 7 | 6 |
| February 2021 | $119M | 357 | 6 | 5 |
Besides its headquarters, Horizons Sustainable Financial Services has 5 offices (4 private residences, listed without an address), with 2 listed addresses in Alabama and New Mexico.
Alabama · 1 listed address
- 300 Vestavia Parkway, Birmingham
New Mexico · 1 listed address
- 535 Cerrillos Road, Suite A2, Santa FeHQ
Contact and registration details
- Legal name
- Horizons Sustainable Financial Services, Inc.
- Headquarters
- 535 Cerrillos Road, Suite A2, Santa Fe, NM 87501
- Website
- horizonssfs.com
- Phone
- 505-982-9661
- SEC file
- 801-120599
- Structure
- New Mexico corporation
- Fiscal year end
- December
Horizons Sustainable Financial Services uses Charles Schwab ($94.4M, 63%) and Folio Investments ($54.8M, 37%) as custodians for its separately managed accounts. Horizons Sustainable Financial Services does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $94.4M63%
- Folio InvestmentsFolio Investments, Inc. · McLean, VA · $54.8M37%
At year end, Horizons Sustainable Financial Services’ separately managed accounts were mostly in stocks (54%) and funds (31%).
What the accounts hold
- Stocks54%
- Exchange-traded equities49%
- Non-exchange-traded equities5%
- Funds31%
- Bonds8%
- State and local bonds7%
- Investment grade corporate bonds1%
- Cash8%
How many clients does Horizons Sustainable Financial Services have?
Horizons Sustainable Financial Services has 310 clients and manages $151 million for them, as of January 2026. They include 209 individual clients and 101 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 14 January 2026
What services does Horizons Sustainable Financial Services offer?
Horizons Sustainable Financial Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Horizons Sustainable Financial Services use?
Horizons Sustainable Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $94.4M and Folio Investments, Inc. (McLean, VA), with $54.8M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 January 2026
How many financial advisors does Horizons Sustainable Financial Services have?
Horizons Sustainable Financial Services has 6 investment adviser representatives registered with state securities authorities, out of 7 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Horizons Sustainable Financial Services invest in?
At the end of its last fiscal year, Horizons Sustainable Financial Services’ separately managed accounts held 49% exchange-traded equities, 31% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 7% state and local bonds, 5% non-exchange-traded equities and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Horizons Sustainable Financial Services?
Horizons Sustainable Financial Services’ direct owner is Johann Klaassen (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 14 January 2026
How does Horizons Sustainable Financial Services get paid?
Horizons Sustainable Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Horizons Sustainable Financial Services?
Horizons Sustainable Financial Services’ main office is at 535 Cerrillos Road, Suite A2, Santa Fe, NM 87501. Its phone number is 505-982-9661. Its website is horizonssfs.com.