Henderson Financial Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
Henderson Financial Group reports 280 clients. They include 250 individual clients, 26 high-net-worth individuals, and 3 corporations and other businesses. Of its assets, 90.6% ($124M across 640 accounts) are managed with discretion; $12.8M across 3 accounts are not. Of its clients, 1% are outside the U.S. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 89% | 41% |
| High-net-worth individuals | 9% | 36% |
| Charitable organizations | <1% | 13% |
| Corporations and other businesses | 1% | 9% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 250 | $56.4M | 41.3% | $226K |
| High-net-worth individuals | 26 | $49.8M | 36.5% | $1.91M |
| Charitable organizations | Fewer than 5 | $17.4M | 12.8% | $17.4M |
| Corporations and other businesses | Fewer than 5 | $12.8M | 9.4% | $4.27M |
| Total | 280 | $136M | 100% | — |
- Clients
- 250
- Regulatory AUM
- $56.4M
- AUM share
- 41.3%
- Avg. per client
- $226K
- Clients
- 26
- Regulatory AUM
- $49.8M
- AUM share
- 36.5%
- Avg. per client
- $1.91M
- Clients
- Fewer than 5
- Regulatory AUM
- $17.4M
- AUM share
- 12.8%
- Avg. per client
- $17.4M
- Clients
- Fewer than 5
- Regulatory AUM
- $12.8M
- AUM share
- 9.4%
- Avg. per client
- $4.27M
Total
- Clients
- 280
- Regulatory AUM
- $136M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Henderson Financial Group charges 0.55%–1.35% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices 4 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.35% |
| $500K–$1M | 1.15% |
| $1M–$2M | 0.95% |
| $2M–$3M | 0.85% |
| $3M–$5M | 0.75% |
| $5M and above | 0.55% |
Fee details and sources
Other fees
- Complexity Fee
- For clients with complex factors, a complexity fee of $0 to $50,000 is charged in addition to the AUM fee, negotiable and based on the client's needs and estimated time.
- Project-based Financial Planning
- Project-based financial planning is set in the advisory agreement at $0 to $50,000, negotiable; the hourly rate is $350.
- Retirement Plan Consulting
- Retirement plan consulting is compensated on plan assets under a fee schedule set by the third-party administrator, not by the firm.
- Tax Preparation and Planning
- Tax preparation and planning is set in the tax preparation agreement at $0 to $50,000 and is negotiable.
Randolph Henderson owns 75% or more of Henderson Financial Group. Randolph Henderson is CEO. It has 5 employees, 3 of them in advisory roles.
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 insurance agents
- Owns 75% or more of Henderson Financial Group LLC
Randolph Henderson
Control person · since March 2017
Henderson Financial Group’s regulatory assets grew from $97M (March 2025) to $136M (September 2026); clients rose from 240 to 280 and employees from 3 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $136M | 280 | 5 | 3 |
| Mar 2025March 2025 | $97M | 240 | 3 | 3 |
Besides its headquarters, Henderson Financial Group has 2 offices (2 private residences, listed without an address), with 1 listed address in 1 state.
Virginia · 1 listed address
- One Columbus Center, 283 Constitution Drive, Ste 540, Virginia BeachHQ
Contact and registration details
- Legal name
- Henderson Financial Group LLC
- Headquarters
- One Columbus Center, 283 Constitution Drive, Ste 540, Virginia Beach, VA 23462
- Website
- hendersonfg.com
- Phone
- 757-314-4638
- SEC file
- 801-131512
- Structure
- Virginia LLC
- Fiscal year end
- December
Henderson Financial Group’s named custodian for separately managed accounts is Charles Schwab ($100M). Henderson Financial Group has custody of $35.9M for 134 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $100M100%
At year end, Henderson Financial Group’s separately managed accounts were mostly in funds (67%) and cash (13%).
What the accounts hold
- Stocks3%
- Funds67%
- Bonds4%
- U.S. government and agency bonds3%
- Investment grade corporate bonds1%
- Cash13%
- Other13%
- 90+ day certificates of deposit13%
How many clients does Henderson Financial Group have?
Henderson Financial Group has 280 clients and manages $136 million for them, as of September 2026. They include 250 individual clients, 26 high-net-worth individuals, and 3 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 September 2026
What services does Henderson Financial Group offer?
Henderson Financial Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Henderson Financial Group charge?
Henderson Financial Group charges 0.55%–1.35% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Henderson Financial Group use?
Henderson Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $100M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 September 2026
How many financial advisors does Henderson Financial Group have?
Henderson Financial Group has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Henderson Financial Group invest in?
At the end of its last fiscal year, Henderson Financial Group’s separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 13% cash and equivalents, 13% other, 3% exchange-traded equities, 3% U.S. government and agency bonds and 1% investment grade corporate bonds. The 13% other category is described as: 90+ Day Certificates of Deposit.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Henderson Financial Group?
Henderson Financial Group’s direct owner is Randolph Henderson (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 16 September 2026
How does Henderson Financial Group get paid?
Henderson Financial Group is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Henderson Financial Group?
Henderson Financial Group’s main office is at One Columbus Center, 283 Constitution Drive, Ste 540, Virginia Beach, VA 23462. Its phone number is 757-314-4638. Its website is hendersonfg.com.