{"url":"https://nivawealth.com/firms/henderson-financial-group-333013","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/333013","regulatoryAum":136405284,"crd":"333013","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5065402","suffix":null,"lastName":"Davis","firstName":"Stephanie","middleName":"Lynn"},{"crd":"5267494","suffix":null,"lastName":"HENDERSON, III","firstName":"RANDOLPH","middleName":"BENJAMIN"},{"crd":"6051727","suffix":null,"lastName":"LEIPHART","firstName":"TYLER","middleName":"LEE"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-03-28","regulatoryAum":96995773,"clients":240,"employees":3,"offices":3},{"filedOn":"2026-09-16","regulatoryAum":136405284,"clients":280,"employees":5,"offices":3}],"secFileNumber":"801-131512","legalName":"Henderson Financial Group LLC","displayName":"Henderson Financial Group","slug":"henderson-financial-group-333013","website":"https://hendersonfg.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/333013/fd737820ae42aea0-r1.webp","tone":"light","width":1162,"height":200,"sourceUrl":"https://www.hendersonfg.com/","sourceLabel":"Harborpoint Wealth Partners, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"One Columbus Center, 283 Constitution Drive, Ste 540","city":"Virginia Beach","state":"VA","stateName":"Virginia","country":"United States","postalCode":"23462"},"tradeNames":[],"registration":{"secApproved":"26 November 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":384580.634057971,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":136405284,"discretionary":123587137,"discretionaryAccounts":640,"nonDiscretionary":12818147,"nonDiscretionaryAccounts":3,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":5},"clientTypes":[{"label":"Individuals (other than HNW)","clients":250,"regulatoryAum":56384345},{"label":"High-net-worth individuals","clients":26,"regulatoryAum":49759910},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":17442882},{"label":"Corporations and other businesses","clients":3,"fewerThan5":true,"regulatoryAum":12818147}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1.35,"from":0},{"to":1000000,"pct":1.15,"from":500000},{"to":2000000,"pct":0.95,"from":1000000},{"to":3000000,"pct":0.85,"from":2000000},{"to":5000000,"pct":0.75,"from":3000000},{"to":null,"pct":0.55,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057175","versionId":1057175,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-09-07","documentName":"ADV PART 2A","fee_rate_low":0.55,"fee_rate_high":1.35,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Complexity Fee","summary":"For clients with complex factors, a complexity fee of $0 to $50,000 is charged in addition to the AUM fee, negotiable and based on the client's needs and estimated time.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057175","versionId":1057175,"submittedOn":"2026-09-07","documentName":"ADV PART 2A"},{"role":"other","program":"Project-based Financial Planning","summary":"Project-based financial planning is set in the advisory agreement at $0 to $50,000, negotiable; the hourly rate is $350.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057175","versionId":1057175,"submittedOn":"2026-09-07","documentName":"ADV PART 2A"},{"role":"other","program":"Retirement Plan Consulting","summary":"Retirement plan consulting is compensated on plan assets under a fee schedule set by the third-party administrator, not by the firm.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057175","versionId":1057175,"submittedOn":"2026-09-07","documentName":"ADV PART 2A"},{"role":"other","program":"Tax Preparation and Planning","summary":"Tax preparation and planning is set in the tax preparation agreement at $0 to $50,000 and is negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057175","versionId":1057175,"submittedOn":"2026-09-07","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:51:10.345776+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057175","versionId":1057175,"submittedOn":"2026-09-07"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":100390000}],"custodyNote":"Henderson Financial Group has custody of $35.9M for 134 clients.","otherCustodians":[],"leadership":[{"name":"Randolph Henderson","title":"Chief Executive Officer and CCO","crd":"5267494"}],"ownership":[{"label":"Randolph Henderson","detail":"Chief executive officer and cco in the 75% or more ownership band and a control person, since March 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":2},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"One Columbus Center, 283 Constitution Drive, Ste 540","city":"Virginia Beach","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"757-314-4638","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"U.S. government/agency bonds","percent":3},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":67},{"label":"Cash and cash equivalents","percent":13},{"label":"Other","percent":13,"detail":"90+ Day Certificates of Deposit"}],"privateFunds":0},"sources":{"adv1FilingDate":"16 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/333013/PDF/333013.pdf","brochureDate":"7 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057175","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Henderson Financial Group have?","answer":"Henderson Financial Group has 280 clients and manages $136 million for them, as of September 2026. They include 250 individual clients, 26 high-net-worth individuals, and 3 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Henderson Financial Group offer?","answer":"Henderson Financial Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Henderson Financial Group charge?","answer":"Henderson Financial Group charges 0.55%–1.35% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"ADV PART 2A, filed 7 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Henderson Financial Group use?","answer":"Henderson Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $100M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Henderson Financial Group have?","answer":"Henderson Financial Group has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Henderson Financial Group invest in?","answer":"At the end of its last fiscal year, Henderson Financial Group’s separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 13% cash and equivalents, 13% other, 3% exchange-traded equities, 3% U.S. government and agency bonds and 1% investment grade corporate bonds. The 13% other category is described as: 90+ Day Certificates of Deposit.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Henderson Financial Group?","answer":"Henderson Financial Group’s direct owner is Randolph Henderson (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Henderson Financial Group get paid?","answer":"Henderson Financial Group is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Henderson Financial Group?","answer":"Henderson Financial Group’s main office is at One Columbus Center, 283 Constitution Drive, Ste 540, Virginia Beach, VA 23462. Its phone number is 757-314-4638. Its website is hendersonfg.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}