Guardian Capital provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Guardian Capital reports 241 clients. They include 209 individual clients, 31 high-net-worth individuals and 1 investment company. Of its assets, 100.0% ($128M across 300 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 87% | 57% |
| High-net-worth individuals | 13% | 43% |
| Investment companies | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 209 | $73M | 57.0% | $349K |
| High-net-worth individuals | 31 | $55M | 43.0% | $1.77M |
| Investment companies | 1 | $100K | 0.1% | $100K |
| Total | 241 | $128M | 100% | $531K |
- Clients
- 209
- Regulatory AUM
- $73M
- AUM share
- 57.0%
- Avg. per client
- $349K
- Clients
- 31
- Regulatory AUM
- $55M
- AUM share
- 43.0%
- Avg. per client
- $1.77M
- Clients
- 1
- Regulatory AUM
- $100K
- AUM share
- 0.1%
- Avg. per client
- $100K
Total
- Clients
- 241
- Regulatory AUM
- $128M
- AUM share
- 100%
- Avg. per client
- $531K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Guardian Capital charges 0.50%–1.50% a year for its Discretionary Asset Management. The fee is negotiable and requires an account of at least $25,000. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- ERISA Plan Services
- Annual fee on plan Included Assets that will not exceed 1%, negotiable, as a percentage or a flat fee.
- Financial Planning Services
- Financial planning is a negotiable fixed fee with a maximum of $3,000, or $150 an hour; a plan is billed 50% in advance.
Greg Miller owns 50% to 75% of Guardian Capital. The leadership team of Guardian Capital includes Chief Compliance Officer Benjamin Pearce. It has 4 employees.
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- 3 insurance agents
- Owns 50% to 75% of Guardian Capital, LLC
Greg Miller
Control person · since December 2010
- Owns 25% to 50% of Guardian Capital, LLC
Carole Miller
Control person · since December 2010
Guardian Capital’s regulatory assets grew from $103M (May 2025) to $128M (February 2026); clients rose from 220 to 241 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $128M | 241 | 4 | 1 |
| May 2025May 2025 | $103M | 220 | 4 | 1 |
Besides its headquarters, Guardian Capital has 0 offices, with 1 listed address in 1 state.
Pennsylvania · 1 listed address
- 109 Vip Drive, WexfordHQ
Contact and registration details
- Legal name
- Guardian Capital, LLC
- Headquarters
- 109 Vip Drive, Wexford, PA 15090
- Website
- guardiancapitalllc.com
- Phone
- 724-934-3050
- SEC file
- 801-131430
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Guardian Capital’s named custodian for separately managed accounts is Charles Schwab ($128M). Guardian Capital has custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $128M100%
At year end, Guardian Capital’s separately managed accounts were mostly in funds (50%) and stocks (49%). Its reported 13F holdings for the quarter ended 30 June 2026 total $122M across 79 positions; the largest are Invesco Qqq TR (10.6%), Vaneck ETF Trust (7.1%) and iShares TR (6.7%).
What the accounts hold
- Stocks49%
- Funds50%
- Cash1%
How many clients does Guardian Capital have?
Guardian Capital has 241 clients and manages $128 million for them, as of February 2026. They include 209 individual clients, 31 high-net-worth individuals and 1 investment company.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 February 2026
What services does Guardian Capital offer?
Guardian Capital provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Guardian Capital charge?
Guardian Capital charges 0.50%–1.50% a year for its Discretionary Asset Management. The fee is negotiable and requires an account of at least $25,000.
Which custodians does Guardian Capital use?
Guardian Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $128M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 February 2026
How many financial advisors does Guardian Capital have?
Guardian Capital has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Guardian Capital invest in?
At the end of its last fiscal year, Guardian Capital’s separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 49% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Guardian Capital have a minimum investment?
Yes, Guardian Capital’s minimum account size for its Discretionary Asset Management is $25K.
Who owns Guardian Capital?
Guardian Capital’s direct owners are Greg Miller (50% to 75%) and Carole Miller (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 11 February 2026
How does Guardian Capital get paid?
Guardian Capital is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Guardian Capital?
Guardian Capital’s main office is at 109 Vip Drive, Wexford, PA 15090. Its phone number is 724-934-3050. Its website is guardiancapitalllc.com.