Financial Life Planners provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars. Financial planning was provided to 51–100 clients last fiscal year.
Financial Life Planners reports 298 clients. They include 229 individual clients and 69 high-net-worth individuals. Nearly all assets ($208M across 778 accounts) are managed with discretion; $34.6K across 1 account is not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 77% | 38% |
| High-net-worth individuals | 23% | 62% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 229 | $78.9M | 37.9% | $345K |
| High-net-worth individuals | 69 | $129M | 62.1% | $1.88M |
| Total | 298 | $208M | 100% | $699K |
- Clients
- 229
- Regulatory AUM
- $78.9M
- AUM share
- 37.9%
- Avg. per client
- $345K
- Clients
- 69
- Regulatory AUM
- $129M
- AUM share
- 62.1%
- Avg. per client
- $1.88M
Total
- Clients
- 298
- Regulatory AUM
- $208M
- AUM share
- 100%
- Avg. per client
- $699K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Financial Life Planners charges 0.75%–1.50% a year for its Management Fee. The fee is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Billed in arrears at an hourly rate of $250, or as a one-time fee between $1,000 and $2,500.
Cynthia Fick owns 50% to 75% of Financial Life Planners. The leadership team of Financial Life Planners includes President Cynthia Fick and Chief Compliance Officer Janet Messer. It has 7 employees, 3 of them in advisory roles.
Staff
- 7 employees
- 3 in advisory functions
- 3 state-registered reps
- 4 insurance agents
- Owns 50% to 75% of Financial Life Planners LLC
Cynthia Fick
Control person · since November 2003
- Owns 25% to 50% of Financial Life Planners LLC
Gina Wight
Control person · since March 2020
Financial Life Planners’ regulatory assets grew 1.8× from $113M (March 2023) to $208M (March 2026); clients rose from 281 to 298 and employees from 4 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $208M | 298 | 7 | 2 |
| Jul 2025July 2025 | $175M | 788 | 6 | 2 |
| Mar 2024March 2024 | $133M | 308 | 5 | 2 |
| Mar 2023March 2023 | $113M | 281 | 4 | 3 |
Besides its headquarters, Financial Life Planners has 1 office, with 2 listed addresses in 1 state.
Arizona · 2 listed addresses
- 2151 E Broadway, Suite 203, TempeHQ
- 15333 North Pima Road, Scottsdale
Contact and registration details
- Legal name
- Financial Life Planners LLC
- Headquarters
- 2151 E Broadway, Suite 203, Tempe, AZ 85282
- Website
- financiallifeplanners.com
- Phone
- 480-477-8530
- SEC file
- 801-127888
- Structure
- Arizona LLC
- Fiscal year end
- December
Financial Life Planners’ named custodian for separately managed accounts is Fidelity ($207M). Financial Life Planners has custody of $2.04M for 3 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $207M100%
At year end, Financial Life Planners’ separately managed accounts were mostly in stocks (76%) and funds (18%). Its reported 13F holdings for the quarter ended 30 June 2026 total $156M across 339 positions; the largest are Invesco Qqq TR (25.2%), iShares TR (21.1%) and Nvidia Corporation (9.9%).
What the accounts hold
- Stocks76%
- Funds18%
- Bonds5%
- State and local bonds4%
- U.S. government and agency bonds1%
- Cash1%
How many clients does Financial Life Planners have?
Financial Life Planners has 298 clients and manages $208 million for them, as of March 2026. They include 229 individual clients and 69 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Financial Life Planners offer?
Financial Life Planners provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Financial Life Planners charge?
Financial Life Planners charges 0.75%–1.50% a year for its Management Fee. The fee is negotiable.
Source: ADV PART 2A, filed 30 March 2026
Which custodians does Financial Life Planners use?
Financial Life Planners’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $207M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Financial Life Planners have?
Financial Life Planners has 3 investment adviser representatives registered with state securities authorities, out of 7 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Financial Life Planners invest in?
At the end of its last fiscal year, Financial Life Planners’ separately managed accounts held 76% exchange-traded equities, 18% registered funds (mutual funds, ETFs, BDCs), 4% state and local bonds, 1% U.S. government and agency bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Financial Life Planners?
Financial Life Planners’ direct owners are Cynthia Fick (50% to 75%) and Gina Wight (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Financial Life Planners get paid?
Financial Life Planners is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Financial Life Planners?
Financial Life Planners’ main office is at 2151 E Broadway, Suite 203, Tempe, AZ 85282. Its phone number is 480-477-8530. Its website is financiallifeplanners.com.
