Emerald Asset Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Emerald Asset Management reports 170 clients. They include 90 individual clients, 77 high-net-worth individuals, and 2 corporations and other businesses. Of its assets, 97.5% ($118M across 417 accounts) are managed with discretion; $3.05M across 7 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 53% | 15% |
| High-net-worth individuals | 45% | 84% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 90 | $18.2M | 15.1% | $203K |
| High-net-worth individuals | 77 | $102M | 84.4% | $1.32M |
| Charitable organizations | Fewer than 5 | $560K | 0.5% | $560K |
| Corporations and other businesses | Fewer than 5 | $72.5K | 0.1% | $36.3K |
| Total | 170 | $121M | 100% | — |
- Clients
- 90
- Regulatory AUM
- $18.2M
- AUM share
- 15.1%
- Avg. per client
- $203K
- Clients
- 77
- Regulatory AUM
- $102M
- AUM share
- 84.4%
- Avg. per client
- $1.32M
- Clients
- Fewer than 5
- Regulatory AUM
- $560K
- AUM share
- 0.5%
- Avg. per client
- $560K
- Clients
- Fewer than 5
- Regulatory AUM
- $72.5K
- AUM share
- 0.1%
- Avg. per client
- $36.3K
Total
- Clients
- 170
- Regulatory AUM
- $121M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Emerald Asset Management is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting is billed hourly, up to a $500 maximum hourly fee, or as a flat fee of $1,500 to $10,000.
- Pension Consulting
- Pension consulting is billed hourly (maximum $500), as a flat fee of $750 to $10,000, or up to 1.50% of plan assets; generally negotiable.
James Tharin owns 75% or more of Emerald Asset Management. The leadership team of Emerald Asset Management includes President James Tharin. It has 2 employees.
Leadership
James TharinOwner, President, CCO
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Emerald Asset Management, Inc.
James Tharin
Control person · since January 2015
Emerald Asset Management’s regulatory assets grew from $110M (April 2025) to $121M (March 2026); clients rose from 152 to 170 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $121M | 170 | 2 | 1 |
| April 2025 | $110M | 152 | 2 | 1 |
Besides its headquarters, Emerald Asset Management has 0 offices, with 1 listed address in North Carolina.
North Carolina · 1 listed address
- 2343 Professional Drive, Suite B, Rocky MountHQ
Contact and registration details
- Legal name
- Emerald Asset Management, Inc.
- Headquarters
- 2343 Professional Drive, Suite B, Rocky Mount, NC 27804
- Website
- emeraldam.com
- Phone
- 252-443-7616
- @emerald-asset-management-inc-
- SEC file
- 801-132053
- Structure
- North Carolina corporation
- Fiscal year end
- December
Emerald Asset Management uses Raymond James ($121M) as custodian for its separately managed accounts. Emerald Asset Management does not have custody of client assets.
- Raymond JamesRaymond James & Associates, Inc. · St. Petersburg, FL · $121M100%
At year end, Emerald Asset Management’s separately managed accounts were largely in stocks (46%) and funds (32%).
What the accounts hold
- Stocks46%
- Funds32%
- Registered funds25%
- Pooled vehicles7%
- Bonds16%
- U.S. government and agency bonds14%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash6%
How many clients does Emerald Asset Management have?
Emerald Asset Management has 170 clients and manages $121 million for them, as of March 2026. They include 90 individual clients, 77 high-net-worth individuals, and 2 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 March 2026
What services does Emerald Asset Management offer?
Emerald Asset Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Emerald Asset Management use?
Emerald Asset Management’s separately managed account assets are held at Raymond James & Associates, Inc. (St. Petersburg, FL), with $121M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 March 2026
How many financial advisors does Emerald Asset Management have?
Emerald Asset Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Emerald Asset Management invest in?
At the end of its last fiscal year, Emerald Asset Management’s separately managed accounts held 46% exchange-traded equities, 25% registered funds (mutual funds, ETFs, BDCs), 14% U.S. government and agency bonds, 7% pooled vehicles (private funds and similar), 6% cash and equivalents, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Emerald Asset Management?
Emerald Asset Management’s direct owner is James Tharin (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 10 March 2026
How does Emerald Asset Management get paid?
Emerald Asset Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Emerald Asset Management registered with the SEC?
Yes, Emerald Asset Management has been registered with the SEC as an investment adviser since 28 February 2025. Its CRD number is 174691 and its SEC file number is 801-132053.
Source: Form ADV Part 1A, Item 1, filed 10 March 2026; IAPD firm record
How do I contact Emerald Asset Management?
Emerald Asset Management’s main office is at 2343 Professional Drive, Suite B, Rocky Mount, NC 27804. Its phone number is 252-443-7616. Its website is emeraldam.com.