DiPaolo Financial Group provides financial planning, portfolio management for individuals and small businesses, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
DiPaolo Financial Group reports 408 clients. They include 335 individual clients and 73 high-net-worth individuals. Of its assets, 99.0% ($166M across 1,126 accounts) are managed with discretion; $1.62M across 11 accounts are not. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 82% | 43% |
| High-net-worth individuals | 18% | 57% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 335 | $73M | 43.4% | $218K |
| High-net-worth individuals | 73 | $95M | 56.6% | $1.3M |
| Total | 408 | $168M | 100% | $412K |
- Clients
- 335
- Regulatory AUM
- $73M
- AUM share
- 43.4%
- Avg. per client
- $218K
- Clients
- 73
- Regulatory AUM
- $95M
- AUM share
- 56.6%
- Avg. per client
- $1.3M
Total
- Clients
- 408
- Regulatory AUM
- $168M
- AUM share
- 100%
- Avg. per client
- $412K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
DiPaolo Financial Group charges 0.90%–1.10% a year for its Portfolio Management Fees. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- On-going Financial Planning
- On-going financial planning is a negotiated fixed fee between $1,200 and $5,000, paid monthly in arrears.
Joseph Dipaolo owns 75% or more of DiPaolo Financial Group. The leadership team of DiPaolo Financial Group includes President Joseph Dipaolo and Chief Compliance Officer Karen DiPaolo. It has 9 employees, 3 of them in advisory roles.
Leadership
- Joseph DipaoloPresident
Anthony DipaoloVice President
Karen DiPaoloChief Compliance Officer
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 9 employees
- 3 in advisory functions
- 3 state-registered reps
- 3 insurance agents
- Owns 75% or more of Dipaolo Financial Group, Inc.
Joseph Dipaolo
Control person · since November 2007
- Owns 5% to 10% of Dipaolo Financial Group, Inc.
Anthony Dipaolo
Control person · since January 2025
DiPaolo Financial Group’s regulatory assets grew from $126M (July 2025) to $168M (April 2026); clients fell from 517 to 408 and employees rose from 8 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $168M | 408 | 9 | 1 |
| Jul 2025July 2025 | $126M | 517 | 8 | 2 |
Besides its headquarters, DiPaolo Financial Group has 0 offices, with 1 listed address in 1 state.
Florida · 1 listed address
- 4635 Van Dyke Road, LutzHQ
Contact and registration details
- Legal name
- Dipaolo Financial Group, Inc.
- Headquarters
- 4635 Van Dyke Road, Lutz, FL 33558
- Website
- dipaolofinancial.com
- Phone
- 813-475-3130
- SEC file
- 801-132771
- Structure
- Florida corporation
- Fiscal year end
- December
DiPaolo Financial Group’s named custodian for separately managed accounts is Charles Schwab ($167M). DiPaolo Financial Group has custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. Advisor Services · San Francisco, CA · $167M100%
At year end, DiPaolo Financial Group’s separately managed accounts were mostly in funds (81%) and cash (11%). Its reported 13F holdings for the quarter ended 30 June 2026 total $153M across 47 positions; the largest are Vanguard Index Fds (15.5%), Vanguard Tax-managed Fds (15.4%) and Vanguard Index Fds (12.9%).
What the accounts hold
- Stocks7%
- Funds81%
- Cash11%
- Other1%
- Structured notes1%
Reported 13F holdings
- $153M
- Reported 13F value
- 47
- Positions
- 80.9%
- In the 10 largest
- +11.4%
- Value vs. prior quarter
- Vanguard Index Fds · Growth ETF15.5%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt15.4%
- Vanguard Index Fds · Value ETF12.9%
- Vanguard Charlotte Fds · Total Int BD ETF8.8%
- Vanguard BD Index Fds · Short Trm Bond8.0%
- Vanguard Intl Equity Index F · FTSE Emr Mkt ETF5.2%
- Vanguard Scottsdale Fds · Mtg-bkd Secs ETF4.0%
- Dimensional ETF Trust · Core Fixe IN ETF3.8%
- Vanguard BD Index Fds · Long Term Bond3.8%
- Dimensional ETF Trust · US Small Cap ETF3.5%
Together, the ten largest are 80.9% of reported value.
How many clients does DiPaolo Financial Group have?
DiPaolo Financial Group has 408 clients and manages $168 million for them, as of April 2026. They include 335 individual clients and 73 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 April 2026
What services does DiPaolo Financial Group offer?
DiPaolo Financial Group provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does DiPaolo Financial Group charge?
DiPaolo Financial Group charges 0.90%–1.10% a year for its Portfolio Management Fees. The fee is billed in advance and is negotiable.
Source: ADV PART 2A- DIPAOLO FINANCIAL GROUP, INC., filed 25 March 2026
Which custodians does DiPaolo Financial Group use?
DiPaolo Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. Advisor Services (San Francisco, CA), with $167M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 April 2026
How many financial advisors does DiPaolo Financial Group have?
DiPaolo Financial Group has 3 investment adviser representatives registered with state securities authorities, out of 9 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does DiPaolo Financial Group invest in?
At the end of its last fiscal year, DiPaolo Financial Group’s separately managed accounts held 81% registered funds (mutual funds, ETFs, BDCs), 11% cash and equivalents, 7% exchange-traded equities and 1% other. The 1% other category is described as: Structured Notes.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns DiPaolo Financial Group?
DiPaolo Financial Group’s direct owners are Joseph Dipaolo (75% or more) and Anthony Dipaolo (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 April 2026
How does DiPaolo Financial Group get paid?
DiPaolo Financial Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact DiPaolo Financial Group?
DiPaolo Financial Group’s main office is at 4635 Van Dyke Road, Lutz, FL 33558. Its phone number is 813-475-3130. Its website is dipaolofinancial.com.