Defined Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, education planning, estate planning, insurance, philanthropic planning, retirement plan services, and tax planning. Financial planning was provided to 51–100 clients last fiscal year.
Defined Wealth Management reports 154 clients. They include 93 individual clients, 44 high-net-worth individuals, and 13 corporations and other businesses. Of its assets, 99.5% ($253M across 556 accounts) are managed with discretion; $1.36M across 1 account is not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 60% | 13% |
| High-net-worth individuals | 29% | 72% |
| Pension and profit-sharing plans | 3% | <1% |
| Corporations and other businesses | 8% | 15% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 93 | $33.6M | 13.2% | $362K |
| High-net-worth individuals | 44 | $182M | 71.7% | $4.14M |
| Pension and profit-sharing plans | Fewer than 5 | $1.38M | 0.5% | $344K |
| Corporations and other businesses | 13 | $36.9M | 14.5% | $2.84M |
| Total | 154 | $254M | 100% | — |
- Clients
- 93
- Regulatory AUM
- $33.6M
- AUM share
- 13.2%
- Avg. per client
- $362K
- Clients
- 44
- Regulatory AUM
- $182M
- AUM share
- 71.7%
- Avg. per client
- $4.14M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.38M
- AUM share
- 0.5%
- Avg. per client
- $344K
- Clients
- 13
- Regulatory AUM
- $36.9M
- AUM share
- 14.5%
- Avg. per client
- $2.84M
Total
- Clients
- 154
- Regulatory AUM
- $254M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Defined Wealth Management charges 0.30%–1.50% a year for its Investment Management Services. The fee is billed in advance. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Consultation Service
- Quoted as a fixed fee for each project, with a negotiable retainer; no retainer above $1,200 when services cannot be rendered within six months.
Joseph Opsahl owns 50% to 75% of Defined Wealth Management. The leadership team of Defined Wealth Management includes Chief Compliance Officer Matthew Swendiman. It has 4 employees, 3 of them in advisory roles.
Leadership
Matthew SwendimanChief Compliance Officer- Christopher HatfieldManaging Partner
- Joseph OpsahlManaging Partner
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Alix Amira Demartino
- Christopher A Hatfield
- Joseph Edward Opsahl
Staff
- 4 employees
- 3 in advisory functions
- 1 insurance agent
- Owns 50% to 75% of Defined Wealth Management, LLC
Joseph Opsahl
Control person · since April 2020
- Owns 25% to 50% of Defined Wealth Management, LLC
Christopher Hatfield
Control person · since April 2020
Defined Wealth Management’s regulatory assets grew 1.7× from $148M (March 2021) to $254M (June 2026); clients fell from 322 to 154 and employees rose from 3 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $254M | 154 | 4 | 1 |
| March 2025 | $220M | 506 | 4 | 1 |
| March 2024 | $197M | 501 | 4 | 1 |
| March 2023 | $163M | 436 | 4 | 1 |
| March 2022 | $173M | 382 | 4 | 1 |
| March 2021 | $148M | 322 | 3 | 1 |
Besides its headquarters, Defined Wealth Management has 0 offices, with 1 listed address in Oregon.
Oregon · 1 listed address
- 8625 SW Cascade Ave., Suite 410, BeavertonHQ
Contact and registration details
- Legal name
- Defined Wealth Management, LLC
- Headquarters
- 8625 SW Cascade Ave., Suite 410, Beaverton, OR 97008
- Website
- definedwm.com
- Phone
- 503-444-7895
- @de-fi-ned-wealth-management
- SEC file
- 801-117859
- Founded
- 2020
- Structure
- Oregon LLC
- Fiscal year end
- December
Defined Wealth Management uses Fidelity ($246M) as custodian for its separately managed accounts. Defined Wealth Management does not have custody of client assets.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $246M100%
At year end, Defined Wealth Management’s separately managed accounts were mostly in stocks (77%) and funds (10%). Its reported 13F holdings for the quarter ended 30 June 2026 total $194M across 115 positions; the largest are Vanguard Index Fds (5.4%), Fidelity Covington Trust (4.6%) and Vanguard Index Fds (4.3%).
What the accounts hold
- Stocks77%
- Funds10%
- Bonds6%
- U.S. government and agency bonds5%
- State and local bonds1%
- Cash7%
Reported 13F holdings
- $194M
- Reported 13F value
- 115
- Positions
- 36.0%
- In the 10 largest
- +13.8%
- Value vs. prior quarter
- Vanguard Index Fds · S&P 500 ETF Shs5.4%
- Fidelity Covington Trust · Enhanced Intl4.6%
- Vanguard Index Fds · Growth ETF4.3%
- State Str SPDR S&P 500 ETF T · TR Unit3.6%
- iShares TR · Core S&P500 ETF3.4%
- American Centy ETF TR · Avantis Emgmkt3.3%
- Vanguard Index Fds · Value ETF3.2%
- Invesco Qqq TR · Unit Ser 12.8%
- First TR Exchange Traded FD · Nasd Tech Div2.7%
- Invesco Exchange Traded FD T · S&P500 Eql Wgt2.7%
Together, the ten largest are 36.0% of reported value.
How many clients does Defined Wealth Management have?
Defined Wealth Management has 154 clients and manages $254 million for them, as of June 2026. They include 93 individual clients, 44 high-net-worth individuals, and 13 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 June 2026
What services does Defined Wealth Management offer?
Defined Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, education planning, estate planning, insurance, philanthropic planning, retirement plan services, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Defined Wealth Management charge?
Defined Wealth Management charges 0.30%–1.50% a year for its Investment Management Services. The fee is billed in advance.
Source: DEFINED WEALTH MANAGEMENT DISCLOSURE BROCHURE, filed 5 March 2026
Which custodians does Defined Wealth Management use?
Defined Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $246M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 June 2026
How many financial advisors does Defined Wealth Management have?
Defined Wealth Management has 0 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Defined Wealth Management invest in?
At the end of its last fiscal year, Defined Wealth Management’s separately managed accounts held 77% exchange-traded equities, 10% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 5% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Defined Wealth Management?
Defined Wealth Management’s direct owners are Joseph Opsahl (50% to 75%) and Christopher Hatfield (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 29 June 2026
How does Defined Wealth Management get paid?
Defined Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Defined Wealth Management registered with the SEC?
Yes, Defined Wealth Management has been registered with the SEC as an investment adviser since 3 January 2020. Its CRD number is 306779 and its SEC file number is 801-117859.
Source: Form ADV Part 1A, Item 1, filed 29 June 2026; IAPD firm record
How do I contact Defined Wealth Management?
Defined Wealth Management’s main office is at 8625 SW Cascade Ave., Suite 410, Beaverton, OR 97008. Its phone number is 503-444-7895. Its website is definedwm.com.