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The fee is billed in advance.","source":"DEFINED WEALTH MANAGEMENT DISCLOSURE BROCHURE, filed 5 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Defined Wealth Management use?","answer":"Defined Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $246M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Defined Wealth Management have?","answer":"Defined Wealth Management has 0 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Defined Wealth Management invest in?","answer":"At the end of its last fiscal year, Defined Wealth Management’s separately managed accounts held 77% exchange-traded equities, 10% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 5% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Defined Wealth Management?","answer":"Defined Wealth Management’s direct owners are Joseph Opsahl (50% to 75%) and Christopher Hatfield (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 29 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Defined Wealth Management get paid?","answer":"Defined Wealth Management is paid through a percentage of assets under management and fixed fees. 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