Compass Financial Advisory Services provides financial planning and portfolio management for individuals and small businesses.
Compass Financial Advisory Services reports 1,031 clients. They include 669 individual clients and 362 high-net-worth individuals. Of its assets, 99.0% ($522M across 982 accounts) are managed with discretion; $5.13M across 49 accounts are not. A wrap fee program the firm both sponsors and manages holds $527M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 65% | 30% |
| High-net-worth individuals | 35% | 70% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 669 | $159M | 30.1% | $238K |
| High-net-worth individuals | 362 | $368M | 69.9% | $1.02M |
| Total | 1,031 | $527M | 100% | $511K |
- Clients
- 669
- Regulatory AUM
- $159M
- AUM share
- 30.1%
- Avg. per client
- $238K
- Clients
- 362
- Regulatory AUM
- $368M
- AUM share
- 69.9%
- Avg. per client
- $1.02M
Total
- Clients
- 1,031
- Regulatory AUM
- $527M
- AUM share
- 100%
- Avg. per client
- $511K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Compass Financial Advisory Services is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Tara Sanders owns 50% to 75% of Compass Financial Advisory Services. The leadership team of Compass Financial Advisory Services includes President Thomas Massebeau. It has 11 employees, 6 of them in advisory roles.
Leadership
- Thomas MassebeauPresident
Tara SandersManaging Member / CEO / CCO
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 11 employees
- 6 in advisory functions
- 6 state-registered reps
- 5 insurance agents
- Owns 50% to 75% of Compass Financial Advisory Services, LLC
Tara Sanders
Control person · since September 2021
- Owns 25% to 50% of Compass Financial Advisory Services, LLC
Compass Financial Management Group, Inc.
Control person · since September 2021
Thomas Massebeau
Managing member · Control person · since February 1996
- Owns 25% to 50% of Compass Financial Advisory Services, LLC
Compass Financial Management
Control person · since September 2021
Compass Financial Advisory Services’ regulatory assets grew 1.9× from $271M (May 2022) to $527M (August 2026); clients rose from 668 to 1,031 and employees from 3 to 11.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $527M | 1,031 | 11 | 1 |
| July 2025 | $444M | 941 | 12 | 1 |
| March 2024 | $325M | 751 | 10 | 1 |
| March 2023 | $296M | 749 | 3 | 1 |
| May 2022 | $271M | 668 | 3 | 1 |
Besides its headquarters, Compass Financial Advisory Services has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 880 Airport Road, Suite 112a, Ormond BeachHQ
Contact and registration details
- Legal name
- Compass Financial Advisory Services, LLC
- Headquarters
- 880 Airport Road, Suite 112a, Ormond Beach, FL 32174
- Website
- compassfinancial.us
- Phone
- 386-673-5191
- SEC file
- 801-123037
- Structure
- Florida LLC
- Fiscal year end
- December
Compass Financial Advisory Services uses Pershing ($526M) as custodian for its separately managed accounts. Compass Financial Advisory Services does not have custody of client assets.
- PershingPershing LLC · Jersey City, NJ · $526M100%
At year end, Compass Financial Advisory Services’ separately managed accounts were mostly in stocks (98%).
What the accounts hold
- Stocks98%
- Non-exchange-traded equities97%
- Exchange-traded equities1%
- Funds1%
- Cash1%
How many clients does Compass Financial Advisory Services have?
Compass Financial Advisory Services has 1,031 clients and manages $527 million for them, as of August 2026. They include 669 individual clients and 362 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 August 2026
What services does Compass Financial Advisory Services offer?
Compass Financial Advisory Services provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Compass Financial Advisory Services use?
Compass Financial Advisory Services’ separately managed account assets are held at Pershing LLC (Jersey City, NJ), with $526M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 August 2026
How many financial advisors does Compass Financial Advisory Services have?
Compass Financial Advisory Services has 6 investment adviser representatives registered with state securities authorities, out of 11 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Compass Financial Advisory Services invest in?
At the end of its last fiscal year, Compass Financial Advisory Services’ separately managed accounts held 97% non-exchange-traded equities, 1% exchange-traded equities, 1% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Compass Financial Advisory Services?
Compass Financial Advisory Services’ direct owners are Tara Sanders (50% to 75%), Compass Financial Management Group, Inc. (25% to 50%) and Compass Financial Management (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 12 August 2026
How does Compass Financial Advisory Services get paid?
Compass Financial Advisory Services is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Compass Financial Advisory Services registered with the SEC?
Yes, Compass Financial Advisory Services has been registered with the SEC as an investment adviser since 13 January 2022. Its CRD number is 316843 and its SEC file number is 801-123037.
Source: Form ADV Part 1A, Item 1, filed 12 August 2026; IAPD firm record
How do I contact Compass Financial Advisory Services?
Compass Financial Advisory Services’ main office is at 880 Airport Road, Suite 112a, Ormond Beach, FL 32174. Its phone number is 386-673-5191. Its website is compassfinancial.us.