Castle Coast Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Castle Coast Wealth reports 306 clients. They include 152 individual clients, 136 high-net-worth individuals, and 11 pension and profit-sharing plans. Of its assets, 100.0% ($424M across 963 accounts) are managed with discretion. It advised 9 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 7% |
| High-net-worth individuals | 44% | 81% |
| Pension and profit-sharing plans | 4% | 4% |
| Charitable organizations | 2% | 8% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 152 | $29.7M | 7.0% | $195K |
| High-net-worth individuals | 136 | $341M | 80.6% | $2.51M |
| Pension and profit-sharing plans | 11 | $17.8M | 4.2% | $1.61M |
| Charitable organizations | 5 | $33.7M | 7.9% | $6.73M |
| Corporations and other businesses | 2 | $1.15M | 0.3% | $575K |
| Total | 306 | $424M | 100% | $1.38M |
- Clients
- 152
- Regulatory AUM
- $29.7M
- AUM share
- 7.0%
- Avg. per client
- $195K
- Clients
- 136
- Regulatory AUM
- $341M
- AUM share
- 80.6%
- Avg. per client
- $2.51M
- Clients
- 11
- Regulatory AUM
- $17.8M
- AUM share
- 4.2%
- Avg. per client
- $1.61M
- Clients
- 5
- Regulatory AUM
- $33.7M
- AUM share
- 7.9%
- Avg. per client
- $6.73M
- Clients
- 2
- Regulatory AUM
- $1.15M
- AUM share
- 0.3%
- Avg. per client
- $575K
Total
- Clients
- 306
- Regulatory AUM
- $424M
- AUM share
- 100%
- Avg. per client
- $1.38M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 9
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Castle Coast Wealth charges 0.30%–1.00% a year for its Asset Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$3M | 1.00% |
| $3M–$5M | 0.90% |
| $5M–$10M | 0.80% |
| $10M–$15M | 0.70% |
| $15M–$20M | 0.60% |
| $20M–$50M | 0.40% |
| $50M and above | 0.30% |
Fee details and sources
Other fees
- Financial Planning
- Financial planning is an annual flat fee set by scope and complexity, never more than $50,000 a year; any hourly project work is capped at $500 an hour.
Charles Gillespie owns 75% or more of Castle Coast Wealth. The leadership team of Castle Coast Wealth includes Chief Compliance Officer Kent Keister. It has 6 employees, 4 of them in advisory roles.
Leadership
- Kent KeisterChief Compliance Officer
Charles GillespieOwner, Managing Member, Principal- Tyler StearnsPartner and Wealth Manager
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 4 in advisory functions
- 5 state-registered reps
- 4 insurance agents
- Owns 75% or more of Castle Coast Wealth, LLC
Charles Gillespie
Control person · since January 2019
- Owns 10% to 25% of Castle Coast Wealth, LLC
Tyler Stearns
Control person · since January 2022
Castle Coast Wealth’s regulatory assets grew 1.5× from $280M (March 2021) to $424M (August 2026); clients rose from 263 to 306 and employees fell from 8 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $424M | 306 | 6 | 3 |
| July 2025 | $412M | 402 | 6 | 2 |
| July 2024 | $324M | 304 | 8 | 2 |
| March 2023 | $282M | 312 | 8 | 1 |
| March 2022 | $334M | 277 | 7 | 1 |
| March 2021 | $280M | 263 | 8 | 1 |
Besides its headquarters, Castle Coast Wealth has 2 offices (1 private residence, listed without an address), with 2 listed addresses in California and North Carolina.
California · 1 listed address
- 4225 Executive Square, Suite 1030, La JollaHQ
North Carolina · 1 listed address
- 16747 US Hwy 17, Hampstead
Contact and registration details
- Legal name
- Castle Coast Wealth, LLC
- Headquarters
- 4225 Executive Square, Suite 1030, La Jolla, CA 92037
- Website
- castlecoastwealthllc.com
- Phone
- 858-546-1247
- SEC file
- 801-117737
- Founded
- 2019
- Structure
- California LLC
- Fiscal year end
- December
Castle Coast Wealth uses Charles Schwab ($397M) as custodian for its separately managed accounts. Castle Coast Wealth has custody of $221M in client assets for 174 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $397M100%
At year end, Castle Coast Wealth’s separately managed accounts were mostly in funds (96%).
What the accounts hold
- Stocks2%
- Funds96%
- Cash2%
How many clients does Castle Coast Wealth have?
Castle Coast Wealth has 306 clients and manages $424 million for them, as of August 2026. They include 152 individual clients, 136 high-net-worth individuals, and 11 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 21 August 2026
What services does Castle Coast Wealth offer?
Castle Coast Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Castle Coast Wealth charge?
Castle Coast Wealth charges 0.30%–1.00% a year for its Asset Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears.
Which custodians does Castle Coast Wealth use?
Castle Coast Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $397M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 August 2026
How many financial advisors does Castle Coast Wealth have?
Castle Coast Wealth has 5 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Castle Coast Wealth invest in?
At the end of its last fiscal year, Castle Coast Wealth’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Castle Coast Wealth?
Castle Coast Wealth’s direct owners are Charles Gillespie (75% or more) and Tyler Stearns (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 21 August 2026
How does Castle Coast Wealth get paid?
Castle Coast Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Castle Coast Wealth?
Castle Coast Wealth’s main office is at 4225 Executive Square, Suite 1030, La Jolla, CA 92037. Its phone number is 858-546-1247. Its website is castlecoastwealthllc.com.