{"url":"https://nivawealth.com/firms/castle-coast-wealth-298439","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/298439","regulatoryAum":423691740,"crd":"298439","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5138287","suffix":null,"lastName":"BROWN","firstName":"ADAM","middleName":"TYLER"},{"crd":"7993935","suffix":null,"lastName":"Fisher","firstName":"Cassidy","middleName":"Jane"},{"crd":"4967696","suffix":null,"lastName":"GILLESPIE","firstName":"CHARLES","middleName":"OTTO"},{"crd":"1684246","suffix":"II","lastName":"LITTON","firstName":"WILLIAM","middleName":"LEE"},{"crd":"5992669","suffix":null,"lastName":"STEARNS","firstName":"TYLER","middleName":"J"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-30","regulatoryAum":279972495,"clients":263,"employees":8,"offices":1},{"filedOn":"2022-03-31","regulatoryAum":333713048,"clients":277,"employees":7,"offices":1},{"filedOn":"2023-03-31","regulatoryAum":282197908,"clients":312,"employees":8,"offices":1},{"filedOn":"2024-07-16","regulatoryAum":324293260,"clients":304,"employees":8,"offices":2},{"filedOn":"2025-07-09","regulatoryAum":412254172,"clients":402,"employees":6,"offices":2},{"filedOn":"2026-08-21","regulatoryAum":423691740,"clients":306,"employees":6,"offices":3}],"secFileNumber":"801-117737","legalName":"Castle Coast Wealth, LLC","displayName":"Castle Coast Wealth","slug":"castle-coast-wealth-298439","website":"https://castlecoastwealthllc.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/298439/5c97a021729a49a5-r1.webp","tone":"light","width":901,"height":200,"sourceUrl":"https://castlecoastwealthllc.com/","sourceLabel":"Castle Coast Wealth, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2019","organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4225 Executive Square, Suite 1030","city":"La Jolla","state":"CA","stateName":"California","country":"United States","postalCode":"92037"},"tradeNames":[],"registration":{"secApproved":"5 December 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1288624.357638889,"staff":{"employees":6,"advisory":4,"brokerDealerReps":0,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":423691740,"discretionary":423691740,"discretionaryAccounts":963,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":9},"clientTypes":[{"label":"Individuals (other than HNW)","clients":152,"regulatoryAum":29684771},{"label":"High-net-worth individuals","clients":136,"regulatoryAum":341439044},{"label":"Pension and profit-sharing plans","clients":11,"regulatoryAum":17756589},{"label":"Charitable organizations","clients":5,"regulatoryAum":33660971},{"label":"Corporations and other businesses","clients":2,"regulatoryAum":1150365}],"feePrograms":[{"role":"main","program":"Asset Management Fees","feeBasis":"marginal","fee_tiers":[{"to":3000000,"pct":1,"from":0},{"to":5000000,"pct":0.9,"from":3000000},{"to":10000000,"pct":0.8,"from":5000000},{"to":15000000,"pct":0.7,"from":10000000},{"to":20000000,"pct":0.6,"from":15000000},{"to":50000000,"pct":0.4,"from":20000000},{"to":null,"pct":0.3,"from":50000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042180","versionId":1042180,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-04-21","documentName":"CCW - ADV PART 2A","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is an annual flat fee set by scope and complexity, never more than $50,000 a year; any hourly project work is capped at $500 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042180","versionId":1042180,"submittedOn":"2026-04-21","documentName":"CCW - ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:32:08.411282+00:00","documents":[{"name":"CCW - ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042180","versionId":1042180,"submittedOn":"2026-04-21"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":397377143}],"custodyNote":"Castle Coast Wealth has custody of $221M in client assets for 174 clients.","otherCustodians":[],"leadership":[{"name":"Kent Keister","title":"Chief Compliance Officer","crd":"4696243"},{"name":"Charles Gillespie","title":"Owner, Managing Member, Principal","crd":"4967696"},{"name":"Tyler Stearns","title":"Partner and Wealth Manager","crd":"5992669"}],"ownership":[{"label":"Charles Gillespie","detail":"Owner, managing member, principal in the 75% or more ownership band and a control person, since January 2019."},{"label":"Tyler Stearns","detail":"Partner and wealth manager in the 10% to 25% ownership band and a control person, since January 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":1},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"4225 Executive Square, Suite 1030","city":"La Jolla","headquarters":true}]},{"state":"North Carolina","offices":1,"addresses":[{"street":"16747 US Hwy 17","city":"Hampstead"}]}],"brochureServices":["estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"858-546-1247","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":96},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"21 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/298439/PDF/298439.pdf","brochureDate":"21 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042180","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Castle Coast Wealth have?","answer":"Castle Coast Wealth has 306 clients and manages $424 million for them, as of August 2026. They include 152 individual clients, 136 high-net-worth individuals, and 11 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 21 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Castle Coast Wealth offer?","answer":"Castle Coast Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Castle Coast Wealth charge?","answer":"Castle Coast Wealth charges 0.30%–1.00% a year for its Asset Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears.","source":"CCW - ADV PART 2A, filed 21 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Castle Coast Wealth use?","answer":"Castle Coast Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $397M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Castle Coast Wealth have?","answer":"Castle Coast Wealth has 5 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Castle Coast Wealth invest in?","answer":"At the end of its last fiscal year, Castle Coast Wealth’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Castle Coast Wealth?","answer":"Castle Coast Wealth’s direct owners are Charles Gillespie (75% or more) and Tyler Stearns (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 21 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Castle Coast Wealth get paid?","answer":"Castle Coast Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Castle Coast Wealth?","answer":"Castle Coast Wealth’s main office is at 4225 Executive Square, Suite 1030, La Jolla, CA 92037. Its phone number is 858-546-1247. Its website is castlecoastwealthllc.com.","source":"Form ADV Part 1A, Item 1.F, filed 21 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}