AMJ Financial Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
AMJ Financial Wealth Management reports 470 clients. They include 371 individual clients and 99 high-net-worth individuals. Of its assets, 100.0% ($482M across 1,862 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $1.44B. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 79% | 35% |
| High-net-worth individuals | 21% | 64% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 371 | $168M | 34.8% | $452K |
| High-net-worth individuals | 99 | $308M | 63.9% | $3.11M |
| Pension and profit-sharing plans | Fewer than 5 | $4.08M | 0.8% | — |
| Charitable organizations | Fewer than 5 | $486K | 0.1% | — |
| Corporations and other businesses | Fewer than 5 | $1.48M | 0.3% | — |
| Total | 470 | $482M | 100% | — |
- Clients
- 371
- Regulatory AUM
- $168M
- AUM share
- 34.8%
- Avg. per client
- $452K
- Clients
- 99
- Regulatory AUM
- $308M
- AUM share
- 63.9%
- Avg. per client
- $3.11M
- Clients
- Fewer than 5
- Regulatory AUM
- $4.08M
- AUM share
- 0.8%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $486K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1.48M
- AUM share
- 0.3%
- Avg. per client
- —
Total
- Clients
- 470
- Regulatory AUM
- $482M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
AMJ Financial Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning, fixed fee
- Fixed fees for creating a financial plan range from $1,000 to $10,000, negotiable, with 50% paid in advance in two installments and the balance on completion.
- Financial planning, hourly
- Hourly financial planning fees are up to $500 per hour, negotiable, and billed at the end of each month.
Angela Bender owns 50% to 75% of AMJ Financial Wealth Management. Angela Bender is CEO; the leadership team includes Chief Operating Officer Brett Bender. It has 17 employees, 7 of them in advisory roles.
Leadership
- Angela BenderManaging Member, Chief Compliance Officer, Chief Executive Officer
- Brett BenderMember, Chief Financial Officer, Chief Operating Officer
Investment adviser representatives
17 representatives listed in the SEC register as of 9 October 2026.
Staff
- 17 employees
- 7 in advisory functions
- 14 state-registered reps
- 4 broker-dealer reps
- 6 insurance agents
- Owns 50% to 75% of Amj Financial Wealth Management LLC
Angela Bender
Control person · since February 2012
- Owns 25% to 50% of Amj Financial Wealth Management LLC
Brett Bender
Control person · since February 2012
AMJ Financial Wealth Management’s regulatory assets grew 2.0× from $241M (May 2021) to $482M (March 2026); clients rose from 309 to 470 and employees from 10 to 17.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $482M | 470 | 17 | 1 |
| March 2025 | $427M | 434 | 18 | 1 |
| April 2024 | $335M | 414 | 17 | 1 |
| March 2023 | $300M | 393 | 16 | 1 |
| March 2022 | $330M | 359 | 13 | 1 |
| May 2021 | $241M | 309 | 10 | 1 |
Besides its headquarters, AMJ Financial Wealth Management has 0 offices, with 1 listed address in Virginia.
Virginia · 1 listed address
- 44160 Scholar Plaza, Suite 490, LeesburgHQ
Contact and registration details
- Legal name
- Amj Financial Wealth Management LLC
- Headquarters
- 44160 Scholar Plaza, Suite 490, Leesburg, VA 20176
- Website
- amjfinancial.com
- Phone
- 703-466-0477
- SEC file
- 801-113970
- Founded
- 2012
- Structure
- Virginia LLC
- Fiscal year end
- December
AMJ Financial Wealth Management uses Charles Schwab ($479M) as custodian for its separately managed accounts. AMJ Financial Wealth Management has custody of $220M in client assets for 567 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Fransisco, CA · $479M100%
At year end, AMJ Financial Wealth Management’s separately managed accounts were mostly in stocks (71%) and funds (24%). Its reported 13F holdings for the quarter ended 30 June 2026 total $424M across 86 positions; the largest are Pgim Ultra Short Bond ETF (7.7%), iShares 0-5 Year Tips Bond ETF (7.7%) and Quanta Svcs Inc. (3.9%).
What the accounts hold
- Stocks71%
- Funds24%
- Cash5%
Reported 13F holdings
- $424M
- Reported 13F value
- 86
- Positions
- 40.6%
- In the 10 largest
- +0.0%
- Value vs. prior quarter
- Pgim Ultra Short Bond ETFETF7.7%
- iShares 0-5 Year Tips Bond ETFETF7.7%
- Quanta Svcs Inc.3.9%
- Corning Inc.3.7%
- Applied Matls Inc.3.6%
- Goldman Sachs Group Inc.3.1%
- Newmont Corp.2.8%
- Apple Inc.2.8%
- Walmart Inc.2.7%
- Avago Technologies Ltd2.6%
Together, the ten largest are 40.6% of reported value.
How many clients does AMJ Financial Wealth Management have?
AMJ Financial Wealth Management has 470 clients and manages $482 million for them, as of March 2026. They include 371 individual clients and 99 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 March 2026
What services does AMJ Financial Wealth Management offer?
AMJ Financial Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does AMJ Financial Wealth Management use?
AMJ Financial Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Fransisco, CA), with $479M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 March 2026
How many financial advisors does AMJ Financial Wealth Management have?
AMJ Financial Wealth Management has 14 investment adviser representatives registered with state securities authorities, out of 17 employees, and 7 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does AMJ Financial Wealth Management invest in?
At the end of its last fiscal year, AMJ Financial Wealth Management’s separately managed accounts held 71% exchange-traded equities, 24% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns AMJ Financial Wealth Management?
AMJ Financial Wealth Management’s direct owners are Angela Bender (50% to 75%) and Brett Bender (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 19 March 2026
How does AMJ Financial Wealth Management get paid?
AMJ Financial Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is AMJ Financial Wealth Management registered with the SEC?
Yes, AMJ Financial Wealth Management has been registered with the SEC as an investment adviser since 12 September 2018. Its CRD number is 162878 and its SEC file number is 801-113970.
Source: Form ADV Part 1A, Item 1, filed 19 March 2026; IAPD firm record
How do I contact AMJ Financial Wealth Management?
AMJ Financial Wealth Management’s main office is at 44160 Scholar Plaza, Suite 490, Leesburg, VA 20176. Its phone number is 703-466-0477. Its website is amjfinancial.com.