Align Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 26–50 clients last fiscal year.
Align Wealth Management reports 69 clients. They include 35 individual clients and 34 high-net-worth individuals. Of its assets, 100.0% ($117M across 153 accounts) are managed with discretion. It advised 8 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 51% | 10% |
| High-net-worth individuals | 49% | 90% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 35 | $11.9M | 10.2% | $341K |
| High-net-worth individuals | 34 | $105M | 89.8% | $3.08M |
| Total | 69 | $117M | 100% | $1.69M |
- Clients
- 35
- Regulatory AUM
- $11.9M
- AUM share
- 10.2%
- Avg. per client
- $341K
- Clients
- 34
- Regulatory AUM
- $105M
- AUM share
- 89.8%
- Avg. per client
- $3.08M
Total
- Clients
- 69
- Regulatory AUM
- $117M
- AUM share
- 100%
- Avg. per client
- $1.69M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 8
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Align Wealth Management charges 0.25%–1.00% a year for its Portfolio Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$4M | 0.80% |
| $4M–$6M | 0.60% |
| $6M–$15M | 0.40% |
| $15M and above | 0.25% |
Fee details and sources
Other fees
- Financial planning
- Negotiated fixed fee between $0 and $50,000, or hourly fee between $300 and $800, per engagement.
- Pension consulting
- Asset-based pension consulting fee of 1.00% of all assets, withdrawn quarterly in advance; generally negotiable.
Christopher Thomas owns 75% or more of Align Wealth Management. The leadership team of Align Wealth Management includes Chief Compliance Officer Christopher Thomas. It has 2 employees.
Leadership
Christopher ThomasManaging Member & Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Align Wealth Management, LLC
Christopher Thomas
Control person · since September 2022
Besides its headquarters, Align Wealth Management has 1 office (1 private residence, listed without an address), with 1 listed address in California.
California · 1 listed address
- 1850 Hamilton Ave, San JoseHQ
Contact and registration details
- Legal name
- Align Wealth Management, LLC
- Headquarters
- 1850 Hamilton Ave, San Jose, CA 95125
- Website
- alignwealthmgmt.com
- Phone
- 408-559-7444
- SEC file
- 801-135664
- Structure
- California LLC
- Fiscal year end
- December
Align Wealth Management uses Fidelity ($81.3M, 70%), SEI Investments Distribution ($18.8M, 16%) and Charles Schwab ($16.6M, 14%) as custodians for its separately managed accounts. Align Wealth Management does not have custody of client assets.
- SEI Investments DistributionSEI Investments Distribution Co. · Oaks, PA · $18.8M16%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $16.6M14%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $81.3M70%
At year end, Align Wealth Management’s separately managed accounts were mostly in funds (70%) and bonds (20%).
What the accounts hold
- Stocks11%
- Exchange-traded equities10%
- Non-exchange-traded equities1%
- Funds70%
- Bonds20%
- State and local bonds18%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- Cash5%
How many clients does Align Wealth Management have?
Align Wealth Management has 69 clients and manages $117 million for them, as of August 2026. They include 35 individual clients and 34 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 7 August 2026
What services does Align Wealth Management offer?
Align Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Align Wealth Management charge?
Align Wealth Management charges 0.25%–1.00% a year for its Portfolio Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Source: FORM ADV PART 2A- ALIGN WEALTH MANAGEMENT, LLC, filed 7 August 2026
Which custodians does Align Wealth Management use?
Align Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $81.3M, SEI Investments Distribution Co. (Oaks, PA), with $18.8M and Charles Schwab & Co., Inc. (Westlake, TX), with $16.6M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 August 2026
How many financial advisors does Align Wealth Management have?
Align Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Align Wealth Management invest in?
At the end of its last fiscal year, Align Wealth Management’s separately managed accounts held 70% registered funds (mutual funds, ETFs, BDCs), 18% state and local bonds, 10% exchange-traded equities, 5% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Align Wealth Management?
Align Wealth Management’s direct owner is Christopher Thomas (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 7 August 2026
How does Align Wealth Management get paid?
Align Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Align Wealth Management?
Align Wealth Management’s main office is at 1850 Hamilton Ave, San Jose, CA 95125. Its phone number is 408-559-7444. Its website is alignwealthmgmt.com.