{"url":"https://nivawealth.com/firms/align-wealth-management-323615","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/323615","regulatoryAum":116708805,"crd":"323615","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7826706","suffix":null,"lastName":"King","firstName":"Giulia","middleName":"Christine"},{"crd":"4306408","suffix":null,"lastName":"THOMAS","firstName":"CHRISTOPHER","middleName":"JOHN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135664","legalName":"Align Wealth Management, LLC","displayName":"Align Wealth Management","slug":"align-wealth-management-323615","website":"https://alignwealthmgmt.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/323615/3cc3a23f700e2012-r1.webp","tone":"light","width":1030,"height":200,"sourceUrl":"https://www.alignwealthmgmt.com/","sourceLabel":"Align Wealth Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1850 Hamilton Ave","city":"San Jose","state":"CA","stateName":"California","country":"United States","postalCode":"95125"},"tradeNames":[],"registration":{"secApproved":"26 March 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1691431.956521739,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":116708805,"discretionary":116708805,"discretionaryAccounts":153,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":8},"clientTypes":[{"label":"Individuals (other than HNW)","clients":35,"regulatoryAum":11930042},{"label":"High-net-worth individuals","clients":34,"regulatoryAum":104778763}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":1,"from":0},{"to":4000000,"pct":0.8,"from":2000000},{"to":6000000,"pct":0.6,"from":4000000},{"to":15000000,"pct":0.4,"from":6000000},{"to":null,"pct":0.25,"from":15000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054227","versionId":1054227,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-08-07","documentName":"FORM ADV PART 2A-  ALIGN WEALTH MANAGEMENT, LLC","fee_rate_low":0.25,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"Negotiated fixed fee between $0 and $50,000, or hourly fee between $300 and $800, per engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054227","versionId":1054227,"submittedOn":"2026-08-07","documentName":"FORM ADV PART 2A-  ALIGN WEALTH MANAGEMENT, LLC"},{"role":"other","program":"Pension consulting","summary":"Asset-based pension consulting fee of 1.00% of all assets, withdrawn quarterly in advance; generally negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054227","versionId":1054227,"submittedOn":"2026-08-07","documentName":"FORM ADV PART 2A-  ALIGN WEALTH MANAGEMENT, LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:21:43.972173+00:00","documents":[{"name":"FORM ADV PART 2A-  ALIGN WEALTH MANAGEMENT, LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054227","versionId":1054227,"submittedOn":"2026-08-07"}]},"custodians":[{"name":"SEI Investments Distribution Co.","shortName":"SEI Investments Distribution","location":"Oaks, PA","smaAssets":18795783},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":16598092},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":81314929}],"custodyNote":"Align Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Christopher Thomas","title":"Managing Member & Chief Compliance Officer","crd":"4306408"}],"ownership":[{"label":"Christopher Thomas","detail":"Managing member & chief compliance officer in the 75% or more ownership band and a control person, since September 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"1850 Hamilton Ave","city":"San Jose","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"408-559-7444","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":10},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":18},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":70},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"7 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/323615/PDF/323615.pdf","brochureDate":"7 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054227","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Align Wealth Management have?","answer":"Align Wealth Management has 69 clients and manages $117 million for them, as of August 2026. They include 35 individual clients and 34 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 7 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Align Wealth Management offer?","answer":"Align Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Align Wealth Management charge?","answer":"Align Wealth Management charges 0.25%–1.00% a year for its Portfolio Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"FORM ADV PART 2A-  ALIGN WEALTH MANAGEMENT, LLC, filed 7 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Align Wealth Management use?","answer":"Align Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $81.3M, SEI Investments Distribution Co. (Oaks, PA), with $18.8M and Charles Schwab & Co., Inc. (Westlake, TX), with $16.6M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Align Wealth Management have?","answer":"Align Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Align Wealth Management invest in?","answer":"At the end of its last fiscal year, Align Wealth Management’s separately managed accounts held 70% registered funds (mutual funds, ETFs, BDCs), 18% state and local bonds, 10% exchange-traded equities, 5% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Align Wealth Management?","answer":"Align Wealth Management’s direct owner is Christopher Thomas (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 7 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Align Wealth Management get paid?","answer":"Align Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Align Wealth Management?","answer":"Align Wealth Management’s main office is at 1850 Hamilton Ave, San Jose, CA 95125. Its phone number is 408-559-7444. Its website is alignwealthmgmt.com.","source":"Form ADV Part 1A, Item 1.F, filed 7 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}