Lance Howard has been an investment adviser representative at Wealth Teams Alliance since September 2025, and is not listed among the firm’s executive officers or direct owners.
Wealth Teams Alliance Inc. is an Irvine, CA firm with $224M under management, 812 clients and 12 advisers across 8 offices, as of its September 2026 filing.
Lance Howard is an Investment Advisory Representative of Wealth Teams Alliance and President of Howard Financial & Wealth Management, based in Bakersfield, California. Howard Financial was founded in 1995 as a full-service financial planning firm. Howard hosts "The Asset Protection Hour" on Saturday at 11 am on NewsTALK 1180 and 96.1 KERN in the Bakersfield area.
Lance Howard’s longest registration is the current one, 15 years at Howard Financial since 2011. Before joining Wealth Teams Alliance in 2025, Lance Howard was registered through Gradient Advisors, LLC and Strategic Advisors Alliance, LLC.
- Wealth Teams AllianceCurrent– present · 1 yearBakersfield, CA · Adviser representative · Firm CRD 168907
- Howard FinancialAlso current– present · 15 yearsBakersfield, CA · Adviser representative · Firm CRD 155323
- Gradient Advisors, LLC– · under a yearArden Hills, MN · Adviser representative · Firm CRD 152665
- Strategic Advisors Alliance, LLC– · under a yearBakersfield, CA · Adviser representative · Firm CRD 153264
- Gradient Advisors, LLC– · under a yearBakersfiled, CA · Adviser representative · Firm CRD 152665
- Gradient Investments, LLC– · under a yearBakersfield, CA · Adviser representative · Firm CRD 141726
Investment adviser representative registrations
Lance Howard is registered as an investment adviser representative in 3 states, as a resident of Texas. The first approvals date from January 2011; the most recent is Texas, in September 2025.
- CaliforniaSince 13 January 2011
- TexasResidentSince 26 August 2016
- TexasSince 12 September 2025
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 25 July 2009 |
- Name
- Uniform Investment Adviser Law Examination
- Full name
- Lance Raymond Howard
- CRD
- 5701234
- Firm
- Wealth Teams Alliance · CRD 168907
- Office
- 5401 BUSINESS PARK S. #112, Bakersfield, CA 93309
- Registration
- Investment adviser registration
- In the industry since
- August 2009
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- wealth-teams.com
Where does Lance Howard work?
Lance Howard is an investment adviser representative registered through Wealth Teams Alliance Inc. since September 2025, and is not listed among the firm’s executive officers or direct owners.
Is Lance Howard a financial advisor?
Yes. Lance Howard has a current investment-adviser registration in California, Texas and Texas, through Wealth Teams Alliance since September 2025.
How many years of experience does Lance Howard have?
Lance Howard has 17 years in the financial industry, since August 2009, across 5 adviser firms.
What exams has Lance Howard passed?
Lance Howard passed the Series 65 in July 2009.
Where did Lance Howard work before Wealth Teams Alliance?
Before Wealth Teams Alliance, Lance Howard was registered through Gradient Advisors, LLC, January 2011 to January 2011; Strategic Advisors Alliance, LLC, June 2010 to December 2010; Gradient Advisors, LLC, February 2010 to May 2010; Gradient Investments, LLC, August 2009 to February 2010.
Where is Lance Howard based?
Lance Howard’s registered office is in Bakersfield, CA.
Is Lance Howard registered with FINRA?
No. Lance Howard has no current broker registration.
How can I verify Lance Howard’s record?
Search CRD 5701234 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Lance Howard’s full registration record.
