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Judy Loy, portrait

Judy Loy

CEO at Nestlerode & Loy

Investment adviser and broker registrationsUpdated

Judy Loy is CEO of Nestlerode & Loy, Inc., a State College investment adviser managing $199M. Judy Loy has been registered as an investment adviser representative through Nestlerode & Loy since 15 May 2012, has 33 years in the industry across 1 firm and has passed 6 licensing exams.

33
Years in industry
14
Years at firm
1
Adviser firms
1
States registered

From the IAPD record, checked 22 October 2026SEC record

Career

Judy Loy has been CEO of Nestlerode & Loy since July 1996, is a control person of the firm and directly owns 75% or more of it. Judy Loy holds a BA in Math Education from The Pennsylvania State University.

Nestlerode & Loy, Inc. is a State College, PA firm with $199M under management, 270 clients and 2 advisers in one office, as of its December 2025 filing.

Judy L. Loy is President, Owner and Investment Advisor of Nestlerode & Loy Investment Advisors, based in State College. She began employment at Nestlerode & Co., Inc., now Nestlerode & Loy, Inc., in 1992 and was named Chief Financial Officer and Treasurer in 1996. She has been CEO, President and owner of Nestlerode & Loy, Inc. since 2008.

  1. – present · 14 years
    Adviser representative · Firm CRD 2907

Credentials and registrations

Professional designations

Listed by Nestlerode & Loy

  • ChFC®
  • RICP®

Investment adviser representative registrations

Judy Loy is registered as an investment adviser representative in Pennsylvania, since May 2012.

  • PennsylvaniaSince 15 May 2012

Examinations

Series 99TO2 January 2023
Name
Operations Professional Examination
SIECredited
Name
Securities Industry Essentials Examination
Series 2415 April 1996
Name
General Securities Principal Examination
Series 628 May 1995
Name
Corporate Securities Limited Representative Examination
Series 2822 July 1994
Name
Introducing Broker/Dealer Financial Operations Principal Examination
Series 6319 November 1992
Name
Uniform Securities Agent State Law Examination
Series 619 November 1992
Name
Investment Company Products/Variable Contracts Representative Examination

Key facts

Full name
Judy Lynne Loy
CRD
2249019
Firm
Nestlerode & Loy · CRD 2907
Role
CEO
Registration
Investment adviser and broker registrations
In the industry since
November 1992
Disciplinary history
Not yet shown here · SEC record · BrokerCheck

Common questions

Where does Judy Loy work?

Judy Loy has been CEO of Nestlerode & Loy, Inc. since July 1996, and is a control person of the firm.

Source: Form ADV, Schedule A, filed 23 December 2025

Is Judy Loy a financial advisor?

Yes. Judy Loy has a current investment-adviser registration in Pennsylvania, through Nestlerode & Loy since May 2012.

Source: IAPD individual record, checked 22 October 2026

How many years of experience does Judy Loy have?

Judy Loy has 33 years in the financial industry, since November 1992, across 1 adviser firm.

Source: IAPD individual record, checked 22 October 2026

What exams has Judy Loy passed?

Judy Loy has passed 6 licensing exams: the Series 63, Series 6, Series 28, Series 62, Series 24 and Series 99TO. The earliest, the Series 63, was passed in November 1992. FINRA credited Judy Loy with the SIE, which began in October 2018.

Source: IAPD individual record, checked 22 October 2026

Is Judy Loy registered with FINRA?

Yes. Judy Loy has a current broker registration, under CRD 2249019.

Source: FINRA BrokerCheck

How can I verify Judy Loy’s record?

Search CRD 2249019 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Judy Loy’s full registration record.

Source: IAPD individual record, checked 22 October 2026

Leadership at Nestlerode & Loy

Sources

  1. IAPD individual record, CRD 2249019, checked 22 October 2026. Registration status, employment history and examinations.
  2. Form ADV Part 1A, Schedules A and B of Nestlerode & Loy, Inc., filed 23 December 2025. Title, control and ownership bands.
  3. Nestlerode & Loy team page. Biography, education, credentials, awards and the portrait, reproduced for identification.