Judy Loy has been CEO of Nestlerode & Loy since July 1996, is a control person of the firm and directly owns 75% or more of it. Judy Loy holds a BA in Math Education from The Pennsylvania State University.
Nestlerode & Loy, Inc. is a State College, PA firm with $199M under management, 270 clients and 2 advisers in one office, as of its December 2025 filing.
Judy L. Loy is President, Owner and Investment Advisor of Nestlerode & Loy Investment Advisors, based in State College. She began employment at Nestlerode & Co., Inc., now Nestlerode & Loy, Inc., in 1992 and was named Chief Financial Officer and Treasurer in 1996. She has been CEO, President and owner of Nestlerode & Loy, Inc. since 2008.
Professional designations
Listed by Nestlerode & Loy
- ChFC®
- RICP®
Investment adviser representative registrations
Judy Loy is registered as an investment adviser representative in Pennsylvania, since May 2012.
- PennsylvaniaSince 15 May 2012
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 99TO | Operations Professional Examination | 2 January 2023 |
| SIE | Securities Industry Essentials Examination | Credited |
| Series 24 | General Securities Principal Examination | 15 April 1996 |
| Series 62 | Corporate Securities Limited Representative Examination | 8 May 1995 |
| Series 28 | Introducing Broker/Dealer Financial Operations Principal Examination | 22 July 1994 |
| Series 63 | Uniform Securities Agent State Law Examination | 19 November 1992 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 19 November 1992 |
- Name
- Operations Professional Examination
- Name
- Securities Industry Essentials Examination
- Name
- General Securities Principal Examination
- Name
- Corporate Securities Limited Representative Examination
- Name
- Introducing Broker/Dealer Financial Operations Principal Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- Judy Lynne Loy
- CRD
- 2249019
- Firm
- Nestlerode & Loy · CRD 2907
- Role
- CEO
- Registration
- Investment adviser and broker registrations
- In the industry since
- November 1992
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- nlinvestmentadvisors.com
Where does Judy Loy work?
Judy Loy has been CEO of Nestlerode & Loy, Inc. since July 1996, and is a control person of the firm.
Is Judy Loy a financial advisor?
Yes. Judy Loy has a current investment-adviser registration in Pennsylvania, through Nestlerode & Loy since May 2012.
How many years of experience does Judy Loy have?
Judy Loy has 33 years in the financial industry, since November 1992, across 1 adviser firm.
What exams has Judy Loy passed?
Judy Loy has passed 6 licensing exams: the Series 63, Series 6, Series 28, Series 62, Series 24 and Series 99TO. The earliest, the Series 63, was passed in November 1992. FINRA credited Judy Loy with the SIE, which began in October 2018.
Is Judy Loy registered with FINRA?
Yes. Judy Loy has a current broker registration, under CRD 2249019.
Source: FINRA BrokerCheck
How can I verify Judy Loy’s record?
Search CRD 2249019 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Judy Loy’s full registration record.


