James Hoyt has been President, Chief Compliance Officer of Heffernan Advisory since November 1996, is a control person of the firm and directly owns under 5% of it. James Hoyt studied at Northern Arizona University.
Heffernan Advisory, Inc. is a Flagstaff, AZ firm with $410M under management, 357 clients and 5 advisers across 8 offices, as of its August 2026 filing.
James D. Hoyt is President of Heffernan Advisory Inc. He is the founder and CEO of Ascendant Financial Solutions, Inc., a wealth management practice he established in 1990 with offices in Flagstaff, Phoenix and Mesa, Arizona, which merged with Heffernan Financial in 2023. He has almost three decades of industry experience and provides investment and planning services to families and individuals.
James Hoyt’s longest registration is the current one, 29 years at Heffernan Advisory since 1997.
- Geneos Wealth Management, Inc.Also current– present · 15 yearsAdviser representative · Firm CRD 120894
Professional designations
Listed by Heffernan Advisory
- Certified Fund Specialist (CFS®)
Investment adviser representative registrations
James Hoyt is registered as an investment adviser representative in 13 states, as a resident of Texas. The first approvals date from January 1997; the most recent is Missouri, in September 2026.
- AlaskaSince 14 January 2026
- ArizonaSince 1 January 1997
- FloridaSince 28 April 2025
- GeorgiaSince 28 April 2025
- IllinoisSince 6 November 2023
- MaineSince 8 May 2024
- MinnesotaSince 7 May 2024
- MissouriSince 9 September 2026
- MontanaSince 1 May 2025
- New MexicoSince 28 April 2025
- North CarolinaSince 17 May 2024
- North DakotaSince 15 January 2026
- TexasResidentSince 4 June 2009
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 66 | Uniform Combined State Law Examination | 4 September 2026 |
| Series 52TO | Municipal Securities Representative Examination | 25 September 2025 |
| SIE | Securities Industry Essentials Examination | Credited |
| Series 53 | Municipal Securities Principal Examination | 29 February 2008 |
| Series 65 | Uniform Investment Adviser Law Examination | 29 October 1996 |
| Series 24 | General Securities Principal Examination | 21 October 1996 |
| Series 7 | General Securities Representative Examination | 11 October 1996 |
| Series 26 | Investment Company Products/Variable Contracts Principal Examination | 10 March 1994 |
| Series 63 | Uniform Securities Agent State Law Examination | 18 May 1993 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 18 May 1993 |
- Name
- Uniform Combined State Law Examination
- Name
- Municipal Securities Representative Examination
- Name
- Securities Industry Essentials Examination
- Name
- Municipal Securities Principal Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Principal Examination
- Name
- General Securities Representative Examination
- Name
- Investment Company Products/Variable Contracts Principal Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- James Douglass Hoyt
- CRD
- 2264252
- Firm
- Heffernan Advisory · CRD 116771
- Role
- President, Chief Compliance Officer
- Registration
- Investment adviser and broker registrations
- In the industry since
- May 1993
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- heffernanfinancial.com
Where does James Hoyt work?
James Hoyt has been President, Chief Compliance Officer of Heffernan Advisory, Inc. since November 1996, and is a control person of the firm.
Is James Hoyt a financial advisor?
Yes. James Hoyt has a current investment-adviser registration in Alaska, Arizona, Florida, Georgia, Illinois, Maine, Minnesota, Missouri, Montana, New Mexico, North Carolina, North Dakota and Texas, through Heffernan Advisory since January 1997.
How many years of experience does James Hoyt have?
James Hoyt has 33 years in the financial industry, since May 1993, across 2 adviser firms.
What exams has James Hoyt passed?
James Hoyt has passed 9 licensing exams: the Series 63, Series 6, Series 26, Series 7, Series 24, Series 65, Series 53, Series 52TO and Series 66. The earliest, the Series 63, was passed in May 1993. FINRA credited James Hoyt with the SIE, which began in October 2018.
Is James Hoyt registered with FINRA?
Yes. James Hoyt has a current broker registration, under CRD 2264252.
Source: FINRA BrokerCheck
How can I verify James Hoyt’s record?
Search CRD 2264252 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish James Hoyt’s full registration record.