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Top 3 financial advisor firms in St. Cloud

3 SEC-registered financial advisor firms are headquartered in St. Cloud, MN, with $2.46B in combined regulatory assets under management. The largest by assets are Midwest Financial Partners Investments ($1.52B), Accredited Investor Services ($591M) and Laraway Financial Advisors ($351M).

3
Financial advisor firms
$2.46B
Their combined AUM
$591M
Median firm AUM
1,610
Clients of the top 3

The 3 largest by assets

  1. 1
    Midwest Financial Partners Investments

    RIA

    $1.52B

  2. 2
    Accredited Investor Services

    RIA

    $591M

  3. 3
    Laraway Financial Advisors

    RIA

    $351M

Profiles of the top 3

No. 1 · RIA

Midwest Financial Partners Investments

Midwest Financial Partners Investments is an investment adviser based in St. Cloud, MN, registered with the SEC since 2014. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $1.52 billion, as filed on 3 February 2026.

Midwest Financial Partners Investments charges 0.71%–1.26% a year for its Comprehensive Portfolio Management.

Regulatory AUM
$1.52B
Clients
531
Advisory staff
9
Founded
2014
Fee schedule
0.71% to 1.26% a year
Custodians
Pershing
Headquarters
912 West Saint Germain Street, Suite #300, St. Cloud, MN 56301
Phone
320-251-3752

No. 2 · RIA

Accredited Investor Services

Accredited Investor Services is an investment adviser based in St. Cloud, MN, registered with the SEC since 2025. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and other clients. Its regulatory assets under management total $591 million, as filed on 23 March 2026.

Accredited Investor Services charges up to 1.00% a year for its Ongoing investment management.

Regulatory AUM
$591M
Clients
561
Advisory staff
9
Founded
2008
Fee schedule
Up to 1.00% a year
Custodians
SEI Investments Distribution
Headquarters
622 Roosevelt Road, Suite 160, St. Cloud, MN 56301
Phone
320-252-6552
Website
aisplanning.com

No. 3 · RIA

Laraway Financial Advisors

Laraway Financial Advisors is an investment adviser based in St. Cloud, MN, registered with the SEC since 2004. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $351 million, as filed on 24 February 2026.

Laraway Financial Advisors charges 0.25%–1.50% a year for its Portfolio Management Services.

Regulatory AUM
$351M
Clients
518
Advisory staff
7
Fee schedule
0.25% to 1.50% a year
Minimum account
$25,000
Custodians
Charles Schwab
Headquarters
1219 - 33rd Street South, St. Cloud, MN 56301
Phone
320-253-2490
Website
lfapartnership.com

Questions about financial advisors in St. Cloud

How many financial advisor firms are headquartered in St. Cloud?

3 SEC-registered financial advisor firms report their principal office in St. Cloud, MN, managing $2.46B in regulatory assets between them. The other 1 adviser headquartered in the city are broker-dealers, other kinds of wealth firm, or fund and institutional managers.

Source: Form ADV Part 1A, Items 1.F, 5.D and 5.F

What is the largest financial advisor firm in St. Cloud?

Midwest Financial Partners Investments, with $1.52B in regulatory assets under management on its latest Form ADV. The next largest are Accredited Investor Services ($591M) and Laraway Financial Advisors ($351M).

Source: Form ADV Part 1A, Item 5.F

How large is a typical financial advisor firm in St. Cloud?

The median firm manages $591M in regulatory assets. That is the midpoint of the 3 firms headquartered in St. Cloud.

Source: Form ADV Part 1A, Item 5.F

How much do financial advisors in St. Cloud charge?

Of the 3 largest firms, 3 publish an asset-based fee schedule for their main service in their brochure. The highest rate in those schedules runs from 1.00% to 1.50% of assets, depending on the firm; each firm's fee is in its profile above.

Source: Form ADV Part 2A brochures, Item 5

How can I check a financial advisor's record in St. Cloud?

Search the firm or the person on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov, which shows registrations, Form ADV filings and any disclosures. Each firm profile in this directory links its SEC record.

Source: SEC Investment Adviser Public Disclosure

How is this list ordered?

By regulatory assets under management as filed on Form ADV, largest first. A firm is included when its principal office is in the city and most of its client assets belong to individuals and its type is RIA, which leaves out broker-dealers, wirehouses, RIA networks, digital advice, bank, insurance and family-office firms. A firm with only a branch office here is listed in its own headquarters city.

Source: Niva directory methodology

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