Whitener Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 51–100 clients last fiscal year.
Whitener Capital Management reports 851 clients. They include 563 individual clients, 237 high-net-worth individuals, and 25 pension and profit-sharing plans. Of its assets, 94.6% ($566M across 1,572 accounts) are managed with discretion; $32.2M across 56 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 66% | 23% |
| High-net-worth individuals | 28% | 65% |
| Pension and profit-sharing plans | 3% | 8% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | 1% |
| Other client typesOther | 2% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 563 | $138M | 23.0% | $245K |
| High-net-worth individuals | 237 | $387M | 64.6% | $1.63M |
| Pension and profit-sharing plans | 25 | $50M | 8.4% | $2M |
| Charitable organizations | Fewer than 5 | $4.63M | 0.8% | $1.16M |
| Corporations and other businesses | Fewer than 5 | $6.84M | 1.1% | $1.71M |
| Other | 18 | $12.3M | 2.1% | $682K |
| Total | 851 | $598M | 100% | — |
- Clients
- 563
- Regulatory AUM
- $138M
- AUM share
- 23.0%
- Avg. per client
- $245K
- Clients
- 237
- Regulatory AUM
- $387M
- AUM share
- 64.6%
- Avg. per client
- $1.63M
- Clients
- 25
- Regulatory AUM
- $50M
- AUM share
- 8.4%
- Avg. per client
- $2M
- Clients
- Fewer than 5
- Regulatory AUM
- $4.63M
- AUM share
- 0.8%
- Avg. per client
- $1.16M
- Clients
- Fewer than 5
- Regulatory AUM
- $6.84M
- AUM share
- 1.1%
- Avg. per client
- $1.71M
- Clients
- 18
- Regulatory AUM
- $12.3M
- AUM share
- 2.1%
- Avg. per client
- $682K
Total
- Clients
- 851
- Regulatory AUM
- $598M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Whitener Capital Management charges 0.70%–1.25% a year for its Portfolio management services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.25% |
| $500K–$1M | 1.00% |
| $1M and above | 0.70% |
Fee details and sources
Other fees
- Financial planning
- Financial planning is charged at an hourly fee of $250, negotiable, with up to 50% of the fee payable in advance.
- Pension consulting
- Pension consulting fees follow the same schedule (1.25% on the first $500,000, 1.00% to $1,000,000, 0.70% above), billed quarterly in arrears, subject to negotiation.
Richard Sanford owns 75% or more of Whitener Capital Management. The leadership team of Whitener Capital Management includes President Angela Hill and Chief Compliance Officer Richard Sanford. It has 9 employees, 5 of them in advisory roles.
Leadership
- Angela HillVice President
Richard SanfordChief Compliance Officer/Chairman/President- Walter BurwellSecretary
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 9 employees
- 5 in advisory functions
- 5 state-registered reps
- Owns 75% or more of Whitener Capital Management, Inc
Richard Sanford
Control person · since December 2009
Whitener Capital Management’s regulatory assets grew 1.9× from $315M (May 2021) to $598M (February 2026); clients rose from 504 to 851 and employees from 8 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $598M | 851 | 9 | 3 |
| April 2025 | $506M | 605 | 10 | 3 |
| April 2024 | $409M | 758 | 10 | 3 |
| February 2023 | $346M | 588 | 8 | 2 |
| March 2022 | $389M | 530 | 8 | 2 |
| May 2021 | $315M | 504 | 8 | 2 |
Besides its headquarters, Whitener Capital Management has 2 offices (1 private residence, listed without an address), with 2 listed addresses in North Carolina.
North Carolina · 2 listed addresses
- 3993 Sunset Avenue, Rocky MountHQ
- 2000 Regency Parkway, Cary
Contact and registration details
- Legal name
- Whitener Capital Management, Inc
- Headquarters
- 3993 Sunset Avenue, Rocky Mount, NC 27804
- Website
- whitenercapital.com
- Phone
- 252-972-8909
- SEC file
- 801-31219
- Structure
- North Carolina corporation
- Fiscal year end
- December
Whitener Capital Management uses Charles Schwab ($586M) as custodian for its separately managed accounts. Whitener Capital Management has custody of $59.9M in client assets for 23 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $586M100%
At year end, Whitener Capital Management’s separately managed accounts were mostly in stocks (75%) and funds (16%). Its reported 13F holdings for the quarter ended 30 June 2026 total $472M across 184 positions; the largest are Alphabet Inc. (7.1%), Nvidia Corporation (5.5%) and Apple Inc. (5.5%).
What the accounts hold
- Stocks75%
- Funds16%
- Bonds2%
- Cash7%
Reported 13F holdings
- $472M
- Reported 13F value
- 184
- Positions
- 42.7%
- In the 10 largest
- +7.7%
- Value vs. prior quarter
- Alphabet Inc. · Cap Stk CL A7.1%
- Nvidia Corporation5.5%
- Apple Inc.5.5%
- JPMORGAN Chase & CO5.3%
- Walmart Inc.4.4%
- Amazon Com Inc.3.9%
- Microsoft Corp.3.5%
- Caterpillar Inc.2.6%
- Visa Inc. · Com CL A2.4%
- Goldman Sachs Group Inc.2.4%
Together, the ten largest are 42.7% of reported value.
How many clients does Whitener Capital Management have?
Whitener Capital Management has 851 clients and manages $598 million for them, as of February 2026. They include 563 individual clients, 237 high-net-worth individuals, and 25 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 February 2026
What services does Whitener Capital Management offer?
Whitener Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Whitener Capital Management charge?
Whitener Capital Management charges 0.70%–1.25% a year for its Portfolio management services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Which custodians does Whitener Capital Management use?
Whitener Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $586M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 February 2026
How many financial advisors does Whitener Capital Management have?
Whitener Capital Management has 5 investment adviser representatives registered with state securities authorities, out of 9 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Whitener Capital Management invest in?
At the end of its last fiscal year, Whitener Capital Management’s separately managed accounts held 75% exchange-traded equities, 16% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents and 2% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Whitener Capital Management?
Whitener Capital Management’s direct owner is Richard Sanford (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 24 February 2026
How does Whitener Capital Management get paid?
Whitener Capital Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Whitener Capital Management registered with the SEC?
Yes, Whitener Capital Management has been registered with the SEC as an investment adviser since 31 December 1987. Its CRD number is 106865 and its SEC file number is 801-31219.
Source: Form ADV Part 1A, Item 1, filed 24 February 2026; IAPD firm record
How do I contact Whitener Capital Management?
Whitener Capital Management’s main office is at 3993 Sunset Avenue, Rocky Mount, NC 27804. Its phone number is 252-972-8909. Its website is whitenercapital.com.