Top Private Wealth provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 51–100 clients last fiscal year.
Top Private Wealth reports 150 clients. They include 113 individual clients and 37 high-net-worth individuals. Of its assets, 100.0% ($106M across 437 accounts) are managed with discretion. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 75% | 30% |
| High-net-worth individuals | 25% | 70% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 113 | $31.9M | 30.0% | $283K |
| High-net-worth individuals | 37 | $74.5M | 70.0% | $2.01M |
| Total | 150 | $106M | 100% | $710K |
- Clients
- 113
- Regulatory AUM
- $31.9M
- AUM share
- 30.0%
- Avg. per client
- $283K
- Clients
- 37
- Regulatory AUM
- $74.5M
- AUM share
- 70.0%
- Avg. per client
- $2.01M
Total
- Clients
- 150
- Regulatory AUM
- $106M
- AUM share
- 100%
- Avg. per client
- $710K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Top Private Wealth charges 0.00%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.25% |
| $1M–$2M | 0.50% |
| $2M–$3M | 0.25% |
| $3M and above | 0.00% |
Fee details and sources
Other fees
- Initial Financial Plan Fee
- The initial fee for building the comprehensive financial plan is no greater than $20,000.
- Ongoing Financial Planning
- Ongoing financial planning is a recurring fixed fee of $1,500 to $5,000 quarterly or $500 to $1,650 monthly, negotiable.
- Project-Based Financial Planning
- Project-based planning is a fixed fee of $6,000 to $20,000 or an hourly rate of $400, negotiable.
David Torres-Onisto owns 50% to 75% of Top Private Wealth. It has 2 employees.
Leadership
- Eric PowersCo-Owner and Principal
- David Torres-OnistoCCO, Co-Owner and Principal
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Top Private Wealth LLC
David Torres-Onisto
Control person · since December 2021
- Owns 50% to 75% of Top Private Wealth LLC
Eric Powers
Control person · since December 2021
Besides its headquarters, Top Private Wealth has 0 offices, with 1 listed address in Connecticut.
Connecticut · 1 listed address
- 703 Hebron Avenue, GlastonburyHQ
Other business names
Top Private Wealth has reported 2 other business names to the SEC.
- Skyblue Wealth Advisors
- Towerto Private Wealth
Contact and registration details
- Legal name
- Top Private Wealth LLC
- Headquarters
- 703 Hebron Avenue, Glastonbury, CT 06033
- Website
- Not reported
- Phone
- 860-790-7992
- SEC file
- 801-136582
- Structure
- Connecticut LLC
- Fiscal year end
- December
Top Private Wealth uses LPL Financial ($106M) as custodian for its separately managed accounts. Top Private Wealth has custody of $106M in client assets for 150 clients.
- LPL FinancialLPL Financial LLC · Fort Mill, SC · $106M100%
At year end, Top Private Wealth’s separately managed accounts were mostly in funds (98%). Its reported 13F holdings for the quarter ended 30 June 2026 total $104M across 139 positions; the largest are State Street (17.6%), State Street (10.6%) and State Street (8.3%).
What the accounts hold
- Stocks1%
- Funds98%
- Other1%
- Structured notes, private equity fund1%
Reported 13F holdings
- $104M
- Reported 13F value
- 139
- Positions
- 70.7%
- In the 10 largest
- —
- Value vs. prior quarter
- State Street · MF Closed And MF Open17.6%
- State Street · MF Closed And MF Open10.6%
- State Street · MF Closed And MF Open8.3%
- State Street · MF Closed And MF Open7.7%
- Invesco Qqq · MF Closed And MF Open5.9%
- Invesco S&P · MF Closed And MF Open5.3%
- State Street · MF Closed And MF Open5.2%
- Pgim Aaa · MF Closed And MF Open4.0%
- iShares Core · MF Closed And MF Open3.1%
- Janus Henderson · MF Closed And MF Open3.0%
Together, the ten largest are 70.7% of reported value.
How many clients does Top Private Wealth have?
Top Private Wealth has 150 clients and manages $106 million for them, as of July 2026. They include 113 individual clients and 37 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 July 2026
What services does Top Private Wealth offer?
Top Private Wealth provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Top Private Wealth charge?
Top Private Wealth charges 0.00%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: ADV PART 2A, filed 9 July 2026
Which custodians does Top Private Wealth use?
Top Private Wealth’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $106M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 July 2026
How many financial advisors does Top Private Wealth have?
Top Private Wealth has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Top Private Wealth invest in?
At the end of its last fiscal year, Top Private Wealth’s separately managed accounts held 98% registered funds (mutual funds, ETFs, BDCs), 1% exchange-traded equities and 1% other. The 1% other category is described as: Structured Notes, Private Equity Fund.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Top Private Wealth?
Top Private Wealth’s direct owners are David Torres-Onisto (50% to 75%) and Eric Powers (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 July 2026
How does Top Private Wealth get paid?
Top Private Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Top Private Wealth registered with the SEC?
Yes, Top Private Wealth has been registered with the SEC as an investment adviser since 24 June 2026. Its CRD number is 331000 and its SEC file number is 801-136582.
Source: Form ADV Part 1A, Item 1, filed 9 July 2026; IAPD firm record
How do I contact Top Private Wealth?
Top Private Wealth’s main office is at 703 Hebron Avenue, Glastonbury, CT 06033. Its phone number is 860-790-7992.