Sweeney & Michel provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Sweeney & Michel reports 688 clients. They include 526 individual clients, 101 high-net-worth individuals, and 29 corporations and other businesses. Of its assets, 97.2% ($732M across 1,460 accounts) are managed with discretion; $21.1M across 111 accounts are not. A wrap fee program the firm both sponsors and manages holds $709M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 36% |
| High-net-worth individuals | 15% | 47% |
| Pension and profit-sharing plans | 4% | 8% |
| Charitable organizations | 1% | 3% |
| Corporations and other businesses | 4% | 6% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 526 | $272M | 36.2% | $518K |
| High-net-worth individuals | 101 | $357M | 47.5% | $3.54M |
| Pension and profit-sharing plans | 25 | $58.7M | 7.8% | $2.35M |
| Charitable organizations | 7 | $21.7M | 2.9% | $3.11M |
| Corporations and other businesses | 29 | $42.6M | 5.7% | $1.47M |
| Total | 688 | $753M | 100% | $1.09M |
- Clients
- 526
- Regulatory AUM
- $272M
- AUM share
- 36.2%
- Avg. per client
- $518K
- Clients
- 101
- Regulatory AUM
- $357M
- AUM share
- 47.5%
- Avg. per client
- $3.54M
- Clients
- 25
- Regulatory AUM
- $58.7M
- AUM share
- 7.8%
- Avg. per client
- $2.35M
- Clients
- 7
- Regulatory AUM
- $21.7M
- AUM share
- 2.9%
- Avg. per client
- $3.11M
- Clients
- 29
- Regulatory AUM
- $42.6M
- AUM share
- 5.7%
- Avg. per client
- $1.47M
Total
- Clients
- 688
- Regulatory AUM
- $753M
- AUM share
- 100%
- Avg. per client
- $1.09M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Sweeney & Michel charges up to 0.75% a year for its Wrap Comprehensive Wealth Management. The fee is billed in arrears and is negotiable.
Fee details and sources
Renee Michel owns 50% to 75% of Sweeney & Michel. The leadership team of Sweeney & Michel includes Chief Compliance Officer Renee Michel. It has 3 employees.
Leadership
Renee MichelManaging Member/Chief Compliance Officer- Joseph SweeneyManaging Member
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 insurance agent
- Owns 50% to 75% of Sweeney & Michel, LLC
Renee Michel
Control person · since March 2016
- Owns 50% to 75% of Sweeney & Michel, LLC
Joseph Sweeney
Control person · since March 2016
Sweeney & Michel’s regulatory assets grew 1.8× from $425M (June 2021) to $753M (March 2026); clients were 688 in both filings and employees fell from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $753M | 688 | 3 | 1 |
| March 2025 | $626M | 629 | 5 | 1 |
| March 2024 | $558M | 939 | 6 | 1 |
| March 2023 | $423M | 519 | 4 | 1 |
| March 2022 | $493M | 774 | 4 | 1 |
| June 2021 | $425M | 701 | 4 | 1 |
Besides its headquarters, Sweeney & Michel has 0 offices, with 1 listed address in California.
California · 1 listed address
- 196 Cohasset Road, Suite 100, ChicoHQ
Contact and registration details
- Legal name
- Sweeney & Michel, LLC
- Headquarters
- 196 Cohasset Road, Suite 100, Chico, CA 95926
- Website
- sweeneymichel.com
- Phone
- 530-487-1777
- SEC file
- 801-113350
- Founded
- 2016
- Structure
- California LLC
- Fiscal year end
- December
Sweeney & Michel uses Fidelity ($687M) as custodian for its separately managed accounts. Sweeney & Michel has custody of $600M in client assets for 700 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $687M100%
At year end, Sweeney & Michel’s separately managed accounts were mostly in funds (56%) and stocks (23%). Its reported 13F holdings for the quarter ended 30 June 2026 total $381M across 164 positions; the largest are iShares TR (8.8%), iShares TR (8.0%) and iShares TR (6.3%).
What the accounts hold
- Stocks23%
- Funds56%
- Bonds8%
- U.S. government and agency bonds5%
- State and local bonds2%
- Investment grade corporate bonds1%
- Cash13%
Reported 13F holdings
- $381M
- Reported 13F value
- 164
- Positions
- 51.7%
- In the 10 largest
- +12.0%
- Value vs. prior quarter
- iShares TR · Core S&P Ttl Stk8.8%
- iShares TR · Core Div Grwth8.0%
- iShares TR · Core High DV ETF6.3%
- Apple Inc.6.2%
- Alphabet Inc. · Cap Stk CL C6.0%
- iShares TR · 0-5yr HI YL CP3.7%
- Capital Group International3.5%
- Vanguard Whitehall Fds · Intl High ETF3.4%
- Capital Group Dividend Growe · Shs ETF2.9%
- EA Series Trust · Freedom 100 EM2.8%
Together, the ten largest are 51.7% of reported value.
How many clients does Sweeney & Michel have?
Sweeney & Michel has 688 clients and manages $753 million for them, as of March 2026. They include 526 individual clients, 101 high-net-worth individuals, and 29 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 March 2026
What services does Sweeney & Michel offer?
Sweeney & Michel provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Sweeney & Michel charge?
Sweeney & Michel charges up to 0.75% a year for its Wrap Comprehensive Wealth Management. The fee is billed in arrears and is negotiable.
Source: 2026-03-05 SWEENEY & MICHEL FORM ADV PART 2A APPENDIX 1 (WRAP BROCHURE), filed 5 March 2026
Which custodians does Sweeney & Michel use?
Sweeney & Michel’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $687M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 March 2026
How many financial advisors does Sweeney & Michel have?
Sweeney & Michel has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Sweeney & Michel invest in?
At the end of its last fiscal year, Sweeney & Michel’s separately managed accounts held 56% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 13% cash and equivalents, 5% U.S. government and agency bonds, 2% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Sweeney & Michel?
Sweeney & Michel’s direct owners are Renee Michel (50% to 75%) and Joseph Sweeney (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 5 March 2026
How does Sweeney & Michel get paid?
Sweeney & Michel is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Sweeney & Michel registered with the SEC?
Yes, Sweeney & Michel has been registered with the SEC as an investment adviser since 1 June 2018. Its CRD number is 282595 and its SEC file number is 801-113350.
Source: Form ADV Part 1A, Item 1, filed 5 March 2026; IAPD firm record
How do I contact Sweeney & Michel?
Sweeney & Michel’s main office is at 196 Cohasset Road, Suite 100, Chico, CA 95926. Its phone number is 530-487-1777. Its website is sweeneymichel.com.