Stephen J. Garry & Associates provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 11–25 clients last fiscal year.
Stephen J. Garry & Associates reports 300 clients. They include 230 individual clients and 70 high-net-worth individuals. Of its assets, 100.0% ($143M across 441 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $143M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 77% | 36% |
| High-net-worth individuals | 23% | 64% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 230 | $51.7M | 36.3% | $225K |
| High-net-worth individuals | 70 | $90.8M | 63.7% | $1.3M |
| Charitable organizations | Fewer than 5 | $30.6K | 0.0% | — |
| Total | 300 | $143M | 100% | — |
- Clients
- 230
- Regulatory AUM
- $51.7M
- AUM share
- 36.3%
- Avg. per client
- $225K
- Clients
- 70
- Regulatory AUM
- $90.8M
- AUM share
- 63.7%
- Avg. per client
- $1.3M
- Clients
- Fewer than 5
- Regulatory AUM
- $30.6K
- AUM share
- 0.0%
- Avg. per client
- —
Total
- Clients
- 300
- Regulatory AUM
- $143M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Stephen J. Garry & Associates charges 1.00%–1.50% a year for its Investment Management Services. The fee is billed in advance and is negotiable.
Fee details and sources
Stephen Garry owns 75% or more of Stephen J. Garry & Associates. The leadership team of Stephen J. Garry & Associates includes President Stephen Garry. It has 4 employees, 3 of them in advisory roles.
Leadership
- Stephen GarryPresident & Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- 3 broker-dealer reps
- 3 insurance agents
- Owns 75% or more of Stephen J. Garry & Associates, LLC
Stephen Garry
Control person · since April 2018
Stephen J. Garry & Associates’ regulatory assets grew 1.5× from $93M (March 2021) to $143M (March 2026); clients rose from 200 to 300 and employees from 3 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $143M | 300 | 4 | 1 |
| March 2025 | $124M | 267 | 4 | 1 |
| March 2024 | $110M | 286 | 4 | 1 |
| March 2023 | $93.8M | 285 | 3 | 1 |
| March 2022 | $106M | 297 | 3 | 1 |
| March 2021 | $93M | 200 | 3 | 1 |
Besides its headquarters, Stephen J. Garry & Associates has 0 offices, with 1 listed address in New York.
New York · 1 listed address
- 990 Stewart Avenue, Suite 190, Garden CityHQ
Contact and registration details
- Legal name
- Stephen J. Garry & Associates, LLC
- Headquarters
- 990 Stewart Avenue, Suite 190, Garden City, NY 11530
- Website
- stephengarrywealthmgmt.com
- Phone
- 516-280-5588
- SEC file
- 801-113487
- Structure
- New York LLC
- Fiscal year end
- December
Stephen J. Garry & Associates uses Charles Schwab ($143M) as custodian for its separately managed accounts. Stephen J. Garry & Associates has custody of $16.2M in client assets for 33 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $143M100%
At year end, Stephen J. Garry & Associates’ separately managed accounts were mostly in stocks (85%) and funds (10%). Its reported 13F holdings for the quarter ended 30 June 2026 total $137M across 55 positions; the largest are Vanguard Index Fds (18.8%), iShares Gold TR (8.8%) and Vanguard BD Index Fds (7.8%).
What the accounts hold
- Stocks85%
- Funds10%
- Cash5%
Reported 13F holdings
- $137M
- Reported 13F value
- 55
- Positions
- 71.0%
- In the 10 largest
- +10.2%
- Value vs. prior quarter
- Vanguard Index Fds · Growth ETF18.8%
- iShares Gold TR · iShares New8.8%
- Vanguard BD Index Fds · Total Bnd Mrkt7.8%
- Vanguard Index Fds · S&P 500 ETF Shs7.8%
- Vanguard BD Index Fds · Intermed Term6.3%
- Vanguard Index Fds · Value ETF5.3%
- State Str SPDR S&P 500 ETF T · TR Unit4.6%
- Vanguard Index Fds · Sml CP Grw ETF4.1%
- Vanguard Admiral Fds Inc. · Midcp 400 Grth4.0%
- iShares TR · Core S&P500 ETF3.5%
Together, the ten largest are 71.0% of reported value.
How many clients does Stephen J. Garry & Associates have?
Stephen J. Garry & Associates has 300 clients and manages $143 million for them, as of March 2026. They include 230 individual clients and 70 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026
What services does Stephen J. Garry & Associates offer?
Stephen J. Garry & Associates provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Stephen J. Garry & Associates charge?
Stephen J. Garry & Associates charges 1.00%–1.50% a year for its Investment Management Services. The fee is billed in advance and is negotiable.
Source: FORM ADV PART 2A, 2B AND PRIVACY POLICY, filed 24 March 2026
Which custodians does Stephen J. Garry & Associates use?
Stephen J. Garry & Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $143M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026
How many financial advisors does Stephen J. Garry & Associates have?
Stephen J. Garry & Associates has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Stephen J. Garry & Associates invest in?
At the end of its last fiscal year, Stephen J. Garry & Associates’ separately managed accounts held 85% exchange-traded equities, 10% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Stephen J. Garry & Associates?
Stephen J. Garry & Associates’ direct owner is Stephen Garry (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 24 March 2026
How does Stephen J. Garry & Associates get paid?
Stephen J. Garry & Associates is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Stephen J. Garry & Associates?
Stephen J. Garry & Associates’ main office is at 990 Stewart Avenue, Suite 190, Garden City, NY 11530. Its phone number is 516-280-5588. Its website is stephengarrywealthmgmt.com.