{"url":"https://nivawealth.com/firms/stephen-j-garry-and-associates-295068","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/295068","regulatoryAum":142552831,"crd":"295068","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7658109","suffix":null,"lastName":"Garry","firstName":"Connor","middleName":null},{"crd":"6810260","suffix":null,"lastName":"Garry","firstName":"Joseph","middleName":"Martin"},{"crd":"2071478","suffix":null,"lastName":"GARRY","firstName":"STEPHEN","middleName":"JOSEPH"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-24","regulatoryAum":93000000,"clients":200,"employees":3,"offices":1},{"filedOn":"2022-03-22","regulatoryAum":105625337,"clients":297,"employees":3,"offices":1},{"filedOn":"2023-03-27","regulatoryAum":93825551,"clients":285,"employees":3,"offices":1},{"filedOn":"2024-03-19","regulatoryAum":110207796,"clients":286,"employees":4,"offices":1},{"filedOn":"2025-03-24","regulatoryAum":123578947,"clients":267,"employees":4,"offices":1},{"filedOn":"2026-03-24","regulatoryAum":142552831,"clients":300,"employees":4,"offices":1}],"secFileNumber":"801-113487","legalName":"Stephen J. 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Garry & Associates has custody of $16.2M in client assets for 33 clients.","otherCustodians":[],"leadership":[{"name":"Stephen Garry","title":"President & Chief Compliance Officer","crd":"2071478"}],"ownership":[{"label":"Stephen Garry","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since April 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"990 Stewart Avenue, Suite 190","city":"Garden City","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"516-280-5588","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":85},{"label":"Securities issued by registered investment companies or business development companies","percent":10},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/295068/PDF/295068.pdf","brochureDate":"24 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024893","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Stephen J. Garry & Associates have?","answer":"Stephen J. Garry & Associates has 300 clients and manages $143 million for them, as of March 2026. They include 230 individual clients and 70 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Stephen J. Garry & Associates offer?","answer":"Stephen J. Garry & Associates provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Stephen J. Garry & Associates charge?","answer":"Stephen J. Garry & Associates charges 1.00%–1.50% a year for its Investment Management Services. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A, 2B AND PRIVACY POLICY, filed 24 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Stephen J. Garry & Associates use?","answer":"Stephen J. Garry & Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $143M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Stephen J. Garry & Associates have?","answer":"Stephen J. Garry & Associates has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Stephen J. Garry & Associates invest in?","answer":"At the end of its last fiscal year, Stephen J. Garry & Associates’ separately managed accounts held 85% exchange-traded equities, 10% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Stephen J. Garry & Associates?","answer":"Stephen J. Garry & Associates’ direct owner is Stephen Garry (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Stephen J. Garry & Associates get paid?","answer":"Stephen J. Garry & Associates is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Stephen J. Garry & Associates?","answer":"Stephen J. Garry & Associates’ main office is at 990 Stewart Avenue, Suite 190, Garden City, NY 11530. Its phone number is 516-280-5588. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}