St. John & Associates provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, publishing newsletters, and educational seminars. Financial planning was provided to 26–50 clients last fiscal year.
St. John & Associates reports 153 clients. They include 99 individual clients, 43 high-net-worth individuals and 11 other clients. Of its assets, 95.7% ($123M across 531 accounts) are managed with discretion; $5.54M across 135 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 65% | 23% |
| High-net-worth individuals | 28% | 73% |
| Pension and profit-sharing plans | Fewer than 5 | 0% |
| Charitable organizations | Fewer than 5 | 0% |
| Other | 7% | 4% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 99 | $29.4M | 22.9% | $297K |
| High-net-worth individuals | 43 | $93.4M | 72.8% | $2.17M |
| Pension and profit-sharing plans | Fewer than 5 | $0 | 0.0% | — |
| Charitable organizations | Fewer than 5 | $0 | 0.0% | — |
| Other | 11 | $5.54M | 4.3% | $503K |
| Total | 153 | $128M | 100% | — |
- Clients
- 99
- Regulatory AUM
- $29.4M
- AUM share
- 22.9%
- Avg. per client
- $297K
- Clients
- 43
- Regulatory AUM
- $93.4M
- AUM share
- 72.8%
- Avg. per client
- $2.17M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- 11
- Regulatory AUM
- $5.54M
- AUM share
- 4.3%
- Avg. per client
- $503K
Total
- Clients
- 153
- Regulatory AUM
- $128M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
St. John & Associates is paid through a percentage of assets under management, hourly charges and other compensation. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Retainer
- New clients pay an initial financial plan retainer of $1,000 to $5,000 depending on complexity, plus a further $1,000 to $5,000 for each additional quarter until the plan is complete.
Richard Stjohn owns 75% or more of St. John & Associates. The leadership team of St. John & Associates includes President Richard Stjohn. It has 6 employees, 2 of them in advisory roles.
Staff
- 6 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of St. John & Associates, Inc.
Richard Stjohn
Control person · since October 1992
St. John & Associates’ regulatory assets grew from $120M (May 2021) to $128M (March 2026); clients fell from 219 to 153 and employees rose from 5 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $128M | 153 | 6 | 1 |
| May 2025May 2025 | $116M | 153 | 7 | 1 |
| May 2024May 2024 | $107M | 146 | 7 | 1 |
| Mar 2023March 2023 | $101M | 151 | 7 | 1 |
| Mar 2022March 2022 | $127M | 150 | 6 | 1 |
| May 2021May 2021 | $120M | 219 | 5 | 1 |
Besides its headquarters, St. John & Associates has 0 offices, with 1 listed address in 1 state.
Georgia · 1 listed address
- 500 Sun Valley Drive Suite D-3 & D-4, RoswellHQ
Contact and registration details
- Legal name
- St. John & Associates, Inc.
- Headquarters
- 500 Sun Valley Drive Suite D-3 & D-4, Roswell, GA 30076-1441
- Website
- stjohnfinancial.com
- Phone
- 770-642-7631
- @stjohnassociates
- SEC file
- 801-121426
- Structure
- Georgia corporation
- Fiscal year end
- December
St. John & Associates does not have custody of client assets.
At year end, St. John & Associates’ separately managed accounts were mostly in funds (52%) and stocks (38%).
What the accounts hold
- Stocks38%
- Funds52%
- Registered funds50%
- Pooled vehicles2%
- Cash10%
How many clients does St. John & Associates have?
St. John & Associates has 153 clients and manages $128 million for them, as of March 2026. They include 99 individual clients, 43 high-net-worth individuals and 11 other clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does St. John & Associates offer?
St. John & Associates provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How many financial advisors does St. John & Associates have?
St. John & Associates has 2 investment adviser representatives registered with state securities authorities, out of 6 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does St. John & Associates invest in?
At the end of its last fiscal year, St. John & Associates’ separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities, 10% cash and equivalents and 2% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns St. John & Associates?
St. John & Associates’ direct owner is Richard Stjohn (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does St. John & Associates get paid?
St. John & Associates is paid through a percentage of assets under management, hourly charges and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact St. John & Associates?
St. John & Associates’ main office is at 500 Sun Valley Drive Suite D-3 & D-4, Roswell, GA 30076-1441. Its phone number is 770-642-7631. Its website is stjohnfinancial.com.
