{"url":"https://nivawealth.com/firms/st-john-and-associates-124778","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/124778","regulatoryAum":128352401,"crd":"124778","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4644685","suffix":null,"lastName":"ST. JOHN","firstName":"GREGORY","middleName":"RICHARD"},{"crd":"1913537","suffix":null,"lastName":"STJOHN","firstName":"RICHARD","middleName":"JOSEPH"},{"crd":"2166602","suffix":null,"lastName":"TOTRI","firstName":"BRYAN","middleName":"MICHAEL"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-07","regulatoryAum":119870432,"clients":219,"employees":5,"offices":1},{"filedOn":"2022-03-22","regulatoryAum":127174924,"clients":150,"employees":6,"offices":1},{"filedOn":"2023-03-09","regulatoryAum":101452071,"clients":151,"employees":7,"offices":1},{"filedOn":"2024-05-21","regulatoryAum":107116357,"clients":146,"employees":7,"offices":1},{"filedOn":"2025-05-22","regulatoryAum":116089822,"clients":153,"employees":7,"offices":1},{"filedOn":"2026-03-23","regulatoryAum":128352401,"clients":153,"employees":6,"offices":1}],"secFileNumber":"801-121426","legalName":"St. John & Associates, Inc.","displayName":"St. John & Associates","slug":"st-john-and-associates-124778","website":"https://stjohnfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/stjohnassociates/","founded":null,"organization":"Georgia corporation","fiscalYearEnd":"December","headquarters":{"street":"500 Sun Valley Drive Suite D-3 & D-4","city":"Roswell","state":"GA","stateName":"Georgia","country":"United States","postalCode":"30076-1441"},"tradeNames":[],"registration":{"secApproved":"11 June 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":864898.5,"staff":{"employees":6,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":128352401,"discretionary":122815587,"discretionaryAccounts":531,"nonDiscretionary":5536814,"nonDiscretionaryAccounts":135,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":99,"regulatoryAum":29368598},{"label":"High-net-worth individuals","clients":43,"regulatoryAum":93446989},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Other","clients":11,"regulatoryAum":5536814}],"feePrograms":[{"role":"other","program":"Financial Planning Retainer","summary":"New clients pay an initial financial plan retainer of $1,000 to $5,000 depending on complexity, plus a further $1,000 to $5,000 for each additional quarter until the plan is complete.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023616","versionId":1023616,"submittedOn":"2026-03-23","documentName":"2026 ADV BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:44:30.636669+00:00","documents":[{"name":"2026 ADV BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023616","versionId":1023616,"submittedOn":"2026-03-23"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020547","versionId":1020547,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020546","versionId":1020546,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020545","versionId":1020545,"submittedOn":null}]},"custodians":[],"custodyNote":"St. John & Associates does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Richard Stjohn","title":"President & Chief Compliance Officer","crd":"1913537"}],"ownership":[{"label":"Richard Stjohn","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since October 1992."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Georgia","offices":1,"addresses":[{"street":"500 Sun Valley Drive Suite D-3 & D-4","city":"Roswell","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"770-642-7631","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":38},{"label":"Securities issued by registered investment companies or business development companies","percent":50},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":2},{"label":"Cash and cash equivalents","percent":10}],"privateFunds":0},"sources":{"adv1FilingDate":"23 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/124778/PDF/124778.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023616","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does St. John & Associates have?","answer":"St. John & Associates has 153 clients and manages $128 million for them, as of March 2026. They include 99 individual clients, 43 high-net-worth individuals and 11 other clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does St. John & Associates offer?","answer":"St. John & Associates provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does St. John & Associates have?","answer":"St. John & Associates has 2 investment adviser representatives registered with state securities authorities, out of 6 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does St. John & Associates invest in?","answer":"At the end of its last fiscal year, St. John & Associates’ separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities, 10% cash and equivalents and 2% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns St. John & Associates?","answer":"St. John & Associates’ direct owner is Richard Stjohn (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does St. John & Associates get paid?","answer":"St. John & Associates is paid through a percentage of assets under management, hourly charges and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact St. John & Associates?","answer":"St. John & Associates’ main office is at 500 Sun Valley Drive Suite D-3 & D-4, Roswell, GA 30076-1441. Its phone number is 770-642-7631. Its website is stjohnfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}