Spectrum Wealth Advisory Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Spectrum Wealth Advisory Group reports 670 clients. They include 420 individual clients, 226 high-net-worth individuals and 14 charitable organizations. Of its assets, 100.0% ($445M across 1,520 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $16.4M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 63% | 16% |
| High-net-worth individuals | 34% | 78% |
| Pension and profit-sharing plans | 1% | 6% |
| Charitable organizations | 2% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 420 | $69.8M | 15.7% | $166K |
| High-net-worth individuals | 226 | $348M | 78.1% | $1.54M |
| Pension and profit-sharing plans | 10 | $26.1M | 5.9% | $2.61M |
| Charitable organizations | 14 | $1.63M | 0.4% | $116K |
| Total | 670 | $445M | 100% | $665K |
- Clients
- 420
- Regulatory AUM
- $69.8M
- AUM share
- 15.7%
- Avg. per client
- $166K
- Clients
- 226
- Regulatory AUM
- $348M
- AUM share
- 78.1%
- Avg. per client
- $1.54M
- Clients
- 10
- Regulatory AUM
- $26.1M
- AUM share
- 5.9%
- Avg. per client
- $2.61M
- Clients
- 14
- Regulatory AUM
- $1.63M
- AUM share
- 0.4%
- Avg. per client
- $116K
Total
- Clients
- 670
- Regulatory AUM
- $445M
- AUM share
- 100%
- Avg. per client
- $665K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Spectrum Wealth Advisory Group is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting is billed hourly at up to $500 an hour, or as a flat fee from $1,500 to $100,000.
Kenneth Christie owns 75% or more of Spectrum Wealth Advisory Group. The leadership team of Spectrum Wealth Advisory Group includes Chief Compliance Officer Kenneth Christie. It has 5 employees, 4 of them in advisory roles.
Leadership
- Kenneth ChristieChief Compliance Officer & Managing Member
- Michael ThompsonPartner & Wealth Advisor
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 4 in advisory functions
- 4 state-registered reps
- 4 broker-dealer reps
- 5 insurance agents
- Owns 75% or more of Spectrum Wealth Advisory Group, LLC
Kenneth Christie
Control person · since September 2018
- Owns 5% to 10% of Spectrum Wealth Advisory Group, LLC
Michael Thompson
Control person · since March 2019
Spectrum Wealth Advisory Group’s regulatory assets grew 2.0× from $225M (March 2021) to $445M (March 2026); clients rose from 426 to 670 and employees from 2 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $445M | 670 | 5 | 1 |
| March 2025 | $370M | 604 | 4 | 2 |
| February 2024 | $283M | 530 | 3 | 1 |
| April 2023 | $236M | 525 | 3 | 1 |
| March 2022 | $284M | 504 | 3 | 1 |
| March 2021 | $225M | 426 | 2 | 1 |
Besides its headquarters, Spectrum Wealth Advisory Group has 0 offices, with 1 listed address in California.
California · 1 listed address
- 5925 Granite Lake Drive, Suite 130, Granite BayHQ
Other business names
Spectrum Wealth Advisory Group has reported 1 other business name to the SEC.
- Spectrum Wealth Advisors
Contact and registration details
- Legal name
- Spectrum Wealth Advisory Group, LLC
- Headquarters
- 5925 Granite Lake Drive, Suite 130, Granite Bay, CA 95746
- Website
- spectrumw.com
- Phone
- 916-772-5970
- SEC file
- 801-114024
- Structure
- California LLC
- Fiscal year end
- December
Spectrum Wealth Advisory Group uses LPL Financial ($420M) as custodian for its separately managed accounts. Spectrum Wealth Advisory Group does not have custody of client assets.
- LPL FinancialLPL Financial LLC · Boston, MA · $420M100%
At year end, Spectrum Wealth Advisory Group’s separately managed accounts were mostly in stocks (65%) and funds (29%). Its reported 13F holdings for the quarter ended 30 June 2026 total $351M across 543 positions; the largest are Invesco Exch Traded FD TR II (12.5%), J P Morgan Exchange Traded F (11.0%) and Columbia ETF TR I (10.6%).
What the accounts hold
- Stocks65%
- Funds29%
- Bonds3%
- Cash1%
- Other2%
- Derivatives2%
Reported 13F holdings
- $351M
- Reported 13F value
- 543
- Positions
- 70.7%
- In the 10 largest
- +30.5%
- Value vs. prior quarter
- Invesco Exch Traded FD TR II · Nasdaq 100 ETF12.5%
- J P Morgan Exchange Traded F · US Qualty Fctr11.0%
- Columbia ETF TR I · Resh Enhnc Cor10.6%
- Federated Hermes ETF Trust · Mdt Large Cap8.4%
- Mfs Active Exchange Traded F · Internatinl ETF5.5%
- John Hancock Exchange Traded · Multi Intl ETF5.4%
- Invesco Qqq TR · Unit Ser 15.3%
- First TR Exchange Traded FD · Risng Divd Achiv4.9%
- Tcw ETF Trust · Flexible Income4.4%
- Apple Inc.2.7%
Together, the ten largest are 70.7% of reported value.
How many clients does Spectrum Wealth Advisory Group have?
Spectrum Wealth Advisory Group has 670 clients and manages $445 million for them, as of March 2026. They include 420 individual clients, 226 high-net-worth individuals and 14 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 March 2026
What services does Spectrum Wealth Advisory Group offer?
Spectrum Wealth Advisory Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Spectrum Wealth Advisory Group use?
Spectrum Wealth Advisory Group’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $420M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 March 2026
How many financial advisors does Spectrum Wealth Advisory Group have?
Spectrum Wealth Advisory Group has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Spectrum Wealth Advisory Group invest in?
At the end of its last fiscal year, Spectrum Wealth Advisory Group’s separately managed accounts held 65% exchange-traded equities, 29% registered funds (mutual funds, ETFs, BDCs), 3% U.S. government and agency bonds, 2% derivatives and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Spectrum Wealth Advisory Group?
Spectrum Wealth Advisory Group’s direct owners are Kenneth Christie (75% or more) and Michael Thompson (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 10 March 2026
How does Spectrum Wealth Advisory Group get paid?
Spectrum Wealth Advisory Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Spectrum Wealth Advisory Group registered with the SEC?
Yes, Spectrum Wealth Advisory Group has been registered with the SEC as an investment adviser since 21 September 2018. Its CRD number is 298632 and its SEC file number is 801-114024.
Source: Form ADV Part 1A, Item 1, filed 10 March 2026; IAPD firm record
How do I contact Spectrum Wealth Advisory Group?
Spectrum Wealth Advisory Group’s main office is at 5925 Granite Lake Drive, Suite 130, Granite Bay, CA 95746. Its phone number is 916-772-5970. Its website is spectrumw.com.