SkyOak Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, selecting other managers, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
SkyOak Capital reports 268 clients. They include 191 individual clients, 45 high-net-worth individuals, and 27 pension and profit-sharing plans. Of its assets, 60.3% ($132M across 491 accounts) are managed with discretion; $87.1M across 180 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 71% | 19% |
| High-net-worth individuals | 17% | 67% |
| Pension and profit-sharing plans | 10% | 13% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 191 | $42.2M | 19.2% | $221K |
| High-net-worth individuals | 45 | $148M | 67.4% | $3.28M |
| Pension and profit-sharing plans | 27 | $28.6M | 13.0% | $1.06M |
| Charitable organizations | Fewer than 5 | $501K | 0.2% | $250K |
| Corporations and other businesses | Fewer than 5 | $184K | 0.1% | $61.2K |
| Total | 268 | $219M | 100% | — |
- Clients
- 191
- Regulatory AUM
- $42.2M
- AUM share
- 19.2%
- Avg. per client
- $221K
- Clients
- 45
- Regulatory AUM
- $148M
- AUM share
- 67.4%
- Avg. per client
- $3.28M
- Clients
- 27
- Regulatory AUM
- $28.6M
- AUM share
- 13.0%
- Avg. per client
- $1.06M
- Clients
- Fewer than 5
- Regulatory AUM
- $501K
- AUM share
- 0.2%
- Avg. per client
- $250K
- Clients
- Fewer than 5
- Regulatory AUM
- $184K
- AUM share
- 0.1%
- Avg. per client
- $61.2K
Total
- Clients
- 268
- Regulatory AUM
- $219M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
SkyOak Capital charges 0.65%–1.25% a year for its Investment Management Services. The fee is billed in advance and is negotiable. The brochure also prices 4 other services, listed under fee details.
Fee details and sources
Other fees
- Corporate Retirement Plan Services
- Plan advisory fee on plan assets: 1.25% under $1 million, 1.00% to $5 million, 0.75% to $10 million, 0.50% to $20 million, negotiable above $20 million; $5,000 minimum.
- Financial Planning and Consulting
- Initial financial plan $1,500 to $10,000; hourly planning or consulting $300 to $600 an hour; ongoing annual retainer of 50% of the initial plan cost.
- Private Wealth Manager and Family Office Services
- Hourly fee with a $600 minimum, fixed annual fee with a $27,500 minimum, or a percentage of net worth of 0.25% to 0.55%.
- Self-Directed IRA Services
- Annual fee on custodian statement value, charged quarterly: 0.50% under $1,000,000 and 0.40% from $1,000,000 to $2,000,000, negotiated above $2,000,000; $800 minimum.
Jennifer Davis owns 75% or more of SkyOak Capital. Jennifer Davis is CEO; the leadership team includes Chief Compliance Officer Elizabeth Boyd. It has 5 employees, 3 of them in advisory roles.
Staff
- 5 employees
- 3 in advisory functions
- 1 insurance agent
- Owns 75% or more of Skyoak Capital, Inc.
Jennifer Davis
Control person · since February 2010
SkyOak Capital’s regulatory assets grew 1.5× from $142M (March 2021) to $219M (March 2026); clients rose from 234 to 268 and employees fell from 8 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $219M | 268 | 5 | 3 |
| Mar 2025March 2025 | $196M | 264 | 5 | 3 |
| Jun 2024June 2024 | $179M | 262 | 5 | 3 |
| Jun 2023June 2023 | $171M | 266 | 6 | 3 |
| Mar 2022March 2022 | $193M | 268 | 6 | 3 |
| Mar 2021March 2021 | $142M | 234 | 8 | 4 |
Besides its headquarters, SkyOak Capital has 2 offices, with 3 listed addresses across 3 states.
California · 1 listed address
- 201 Mission Street, San Francisco
Nevada · 1 listed address
- 6671 Las Vegas BLVD S, Suite 210, Las VegasHQ
Oregon · 1 listed address
- 920 Town Centre Drive, Medford
Other business names
SkyOak Capital has reported 4 other business names to the SEC.
- Skyoak
- Skyoak Financial
- Skyoak Wealth
- Skyoak Wealth Management
Contact and registration details
- Legal name
- Skyoak Capital, Inc.
- Headquarters
- 6671 Las Vegas BLVD S, Suite 210, Las Vegas, NV 89119
- Website
- skyoak.com
- Phone
- 800-971-8070
- @skyoak
- SEC file
- 801-118745
- Structure
- Nevada corporation
- Fiscal year end
- December
SkyOak Capital’s named custodians for separately managed accounts are Charles Schwab ($118M, 90%) and Capital Client Group ($13.7M, 10%). SkyOak Capital does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $118M90%
- Capital Client GroupCapital Client Group, Inc. · Los Angeles, CA · $13.7M10%
At year end, SkyOak Capital’s separately managed accounts were largely in funds (37%) and stocks (24%).
What the accounts hold
- Stocks24%
- Exchange-traded equities23%
- Non-exchange-traded equities1%
- Funds37%
- Registered funds36%
- Pooled vehicles1%
- Bonds9%
- State and local bonds4%
- Investment grade corporate bonds2%
- U.S. government and agency bonds1%
- Sovereign bonds1%
- High-yield corporate bonds1%
- Cash7%
- Other23%
- Fixed index annuities, life insurance23%
How many clients does SkyOak Capital have?
SkyOak Capital has 268 clients and manages $219 million for them, as of March 2026. They include 191 individual clients, 45 high-net-worth individuals, and 27 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026
What services does SkyOak Capital offer?
SkyOak Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does SkyOak Capital charge?
SkyOak Capital charges 0.65%–1.25% a year for its Investment Management Services. The fee is billed in advance and is negotiable.
Source: SKYOAK CAPITAL INC ADV PART 2A BROCHURE, filed 6 March 2026
Which custodians does SkyOak Capital use?
SkyOak Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $118M and Capital Client Group, Inc. (Los Angeles, CA), with $13.7M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026
How many financial advisors does SkyOak Capital have?
SkyOak Capital has 0 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does SkyOak Capital invest in?
At the end of its last fiscal year, SkyOak Capital’s separately managed accounts held 36% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 23% other, 7% cash and equivalents, 4% state and local bonds, 2% investment grade corporate bonds, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% sovereign bonds, 1% high-yield corporate bonds and 1% pooled vehicles (private funds and similar). The 23% other category is described as: Fixed Index Annuities, Life Insurance.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns SkyOak Capital?
SkyOak Capital’s direct owner is Jennifer Davis (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 6 March 2026
How does SkyOak Capital get paid?
SkyOak Capital is paid through a percentage of assets under management, hourly charges, fixed fees, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact SkyOak Capital?
SkyOak Capital’s main office is at 6671 Las Vegas BLVD S, Suite 210, Las Vegas, NV 89119. Its phone number is 800-971-8070. Its website is skyoak.com.
