{"url":"https://nivawealth.com/firms/skyoak-capital-154248","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/154248","regulatoryAum":219242758,"crd":"154248","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2481766","suffix":null,"lastName":"DAVIS","firstName":"JENNIFER","middleName":"ANN"},{"crd":"6452558","suffix":null,"lastName":"RENNIE","firstName":"DAMIEN","middleName":"DUKES"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-03","regulatoryAum":142183054,"clients":234,"employees":8,"offices":4},{"filedOn":"2022-03-28","regulatoryAum":193179235,"clients":268,"employees":6,"offices":3},{"filedOn":"2023-06-30","regulatoryAum":170862603,"clients":266,"employees":6,"offices":3},{"filedOn":"2024-06-28","regulatoryAum":178678829,"clients":262,"employees":5,"offices":3},{"filedOn":"2025-03-13","regulatoryAum":196298536,"clients":264,"employees":5,"offices":3},{"filedOn":"2026-03-06","regulatoryAum":219242758,"clients":268,"employees":5,"offices":3}],"secFileNumber":"801-118745","legalName":"Skyoak Capital, Inc.","displayName":"SkyOak Capital","slug":"skyoak-capital-154248","website":"https://skyoak.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/154248/5de01ed23ff1f8c9-r1.webp","tone":"light","width":764,"height":200,"sourceUrl":"https://skyoak.com/","sourceLabel":"Skyoak Capital, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/skyoak","xUrl":"https://twitter.com/skyoak","founded":null,"organization":"Nevada corporation","fiscalYearEnd":"December","headquarters":{"street":"6671 Las Vegas BLVD S, Suite 210","city":"Las Vegas","state":"NV","stateName":"Nevada","country":"United States","postalCode":"89119"},"tradeNames":["Skyoak","Skyoak Financial","Skyoak Wealth","Skyoak Wealth Management"],"registration":{"secApproved":"15 May 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":805011.8389830509,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":219242758,"discretionary":132143957,"discretionaryAccounts":491,"nonDiscretionary":87098801,"nonDiscretionaryAccounts":180,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":191,"regulatoryAum":42162951},{"label":"High-net-worth individuals","clients":45,"regulatoryAum":147819843},{"label":"Pension and profit-sharing plans","clients":27,"regulatoryAum":28575660},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":500565},{"label":"Corporations and other businesses","clients":3,"fewerThan5":true,"regulatoryAum":183739}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015359","versionId":1015359,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-06","documentName":"SKYOAK CAPITAL INC ADV PART 2A BROCHURE","fee_rate_low":0.65,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Corporate Retirement Plan Services","summary":"Plan advisory fee on plan assets: 1.25% under $1 million, 1.00% to $5 million, 0.75% to $10 million, 0.50% to $20 million, negotiable above $20 million; $5,000 minimum.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015359","versionId":1015359,"submittedOn":"2026-03-06","documentName":"SKYOAK CAPITAL INC ADV PART 2A BROCHURE"},{"role":"other","program":"Financial Planning and Consulting","summary":"Initial financial plan $1,500 to $10,000; hourly planning or consulting $300 to $600 an hour; ongoing annual retainer of 50% of the initial plan cost.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015359","versionId":1015359,"submittedOn":"2026-03-06","documentName":"SKYOAK CAPITAL INC ADV PART 2A BROCHURE"},{"role":"other","program":"Private Wealth Manager and Family Office Services","summary":"Hourly fee with a $600 minimum, fixed annual fee with a $27,500 minimum, or a percentage of net worth of 0.25% to 0.55%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015359","versionId":1015359,"submittedOn":"2026-03-06","documentName":"SKYOAK CAPITAL INC ADV PART 2A BROCHURE"},{"role":"other","program":"Self-Directed IRA Services","summary":"Annual fee on custodian statement value, charged quarterly: 0.50% under $1,000,000 and 0.40% from $1,000,000 to $2,000,000, negotiated above $2,000,000; $800 minimum.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015359","versionId":1015359,"submittedOn":"2026-03-06","documentName":"SKYOAK CAPITAL INC ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:10:05.398408+00:00","documents":[{"name":"SKYOAK CAPITAL INC ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015359","versionId":1015359,"submittedOn":"2026-03-06"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":117738084},{"name":"Capital Client Group, Inc.","shortName":"Capital Client Group","location":"Los Angeles, CA","smaAssets":13681935}],"custodyNote":"SkyOak Capital does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jennifer Davis","title":"Chief Executive Officer, Chief Investment Officer","crd":"2481766"},{"name":"Elizabeth Boyd","title":"Chief Operatng Officer, Chief Compliance Officer","crd":"6244588"}],"ownership":[{"label":"Jennifer Davis","detail":"Chief executive officer, chief investment officer in the 75% or more ownership band and a control person, since February 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"201 Mission Street","city":"San Francisco"}]},{"state":"Nevada","offices":1,"addresses":[{"street":"6671 Las Vegas BLVD S, Suite 210","city":"Las Vegas","headquarters":true}]},{"state":"Oregon","offices":1,"addresses":[{"street":"920 Town Centre Drive","city":"Medford"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"800-971-8070","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Performance-based fees","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":23},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":4},{"label":"Sovereign bonds","percent":1},{"label":"Investment grade corporate bonds","percent":2},{"label":"Non-investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":36},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":7},{"label":"Other","percent":23,"detail":"Fixed Index Annuities, Life Insurance"}],"privateFunds":0},"sources":{"adv1FilingDate":"6 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/154248/PDF/154248.pdf","brochureDate":"6 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015359","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does SkyOak Capital have?","answer":"SkyOak Capital has 268 clients and manages $219 million for them, as of March 2026. They include 191 individual clients, 45 high-net-worth individuals, and 27 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does SkyOak Capital offer?","answer":"SkyOak Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does SkyOak Capital charge?","answer":"SkyOak Capital charges 0.65%–1.25% a year for its Investment Management Services. The fee is billed in advance and is negotiable.","source":"SKYOAK CAPITAL INC ADV PART 2A BROCHURE, filed 6 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does SkyOak Capital use?","answer":"SkyOak Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $118M and Capital Client Group, Inc. (Los Angeles, CA), with $13.7M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does SkyOak Capital have?","answer":"SkyOak Capital has 0 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does SkyOak Capital invest in?","answer":"At the end of its last fiscal year, SkyOak Capital’s separately managed accounts held 36% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 23% other, 7% cash and equivalents, 4% state and local bonds, 2% investment grade corporate bonds, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% sovereign bonds, 1% high-yield corporate bonds and 1% pooled vehicles (private funds and similar). The 23% other category is described as: Fixed Index Annuities, Life Insurance.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns SkyOak Capital?","answer":"SkyOak Capital’s direct owner is Jennifer Davis (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does SkyOak Capital get paid?","answer":"SkyOak Capital is paid through a percentage of assets under management, hourly charges, fixed fees, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact SkyOak Capital?","answer":"SkyOak Capital’s main office is at 6671 Las Vegas BLVD S, Suite 210, Las Vegas, NV 89119. Its phone number is 800-971-8070. Its website is skyoak.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}