Secure Retirement Financial & Insurance Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars. Financial planning was provided to 251–500 clients last fiscal year.
Secure Retirement Financial & Insurance Services reports 211 clients. They include 187 individual clients and 24 high-net-worth individuals. Of its assets, 100.0% ($102M across 481 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 89% | 41% |
| High-net-worth individuals | 11% | 59% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 187 | $42.2M | 41.4% | $226K |
| High-net-worth individuals | 24 | $59.8M | 58.6% | $2.49M |
| Total | 211 | $102M | 100% | $483K |
- Clients
- 187
- Regulatory AUM
- $42.2M
- AUM share
- 41.4%
- Avg. per client
- $226K
- Clients
- 24
- Regulatory AUM
- $59.8M
- AUM share
- 58.6%
- Avg. per client
- $2.49M
Total
- Clients
- 211
- Regulatory AUM
- $102M
- AUM share
- 100%
- Avg. per client
- $483K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Secure Retirement Financial & Insurance Services is paid through a percentage of assets under management. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Richard Morey owns 50% to 75% of Secure Retirement Financial & Insurance Services. The leadership team of Secure Retirement Financial & Insurance Services includes President Richard Morey and Chief Compliance Officer Peter Eriksson. It has 5 employees, 3 of them in advisory roles.
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 broker-dealer rep
- 3 insurance agents
- Owns 50% to 75% of Secure Retirement Financial & Insurance Services Corp.
Richard Morey
Control person · since January 2003
- Owns 25% to 50% of Secure Retirement Financial & Insurance Services Corp.
Jeffrey Warren
since February 2023
Secure Retirement Financial & Insurance Services’ regulatory assets went from $100M (July 2022) to $102M (April 2026); clients fell from 276 to 211 and employees were 5 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $102M | 211 | 5 | 1 |
| May 2025May 2025 | $84.7M | 208 | 5 | 1 |
| May 2024May 2024 | $96.6M | 230 | 5 | 1 |
| Jun 2023June 2023 | $101M | 257 | 5 | 1 |
| Jul 2022July 2022 | $100M | 276 | 5 | 1 |
Besides its headquarters, Secure Retirement Financial & Insurance Services has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 2333. San Ramon Valley Boulevard, Suite 250, San RamonHQ
Contact and registration details
- Legal name
- Secure Retirement Financial & Insurance Services Corp.
- Headquarters
- 2333. San Ramon Valley Boulevard, Suite 250, San Ramon, CA 94583
- Website
- secureretire.com
- Phone
- 925-855-4300
- SEC file
- 801-125823
- Structure
- California corporation
- Fiscal year end
- December
Secure Retirement Financial & Insurance Services’ named custodian for separately managed accounts is Charles Schwab ($102M). Secure Retirement Financial & Insurance Services has custody of $102M for 212 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $102M100%
At year end, Secure Retirement Financial & Insurance Services’ separately managed accounts were mostly in funds (64%) and stocks (29%).
What the accounts hold
- Stocks29%
- Funds64%
- Bonds1%
- Cash4%
- Other1%
- Derivatives1%
Filed values cover 99%. The neutral 1% gap has no reported category.
How many clients does Secure Retirement Financial & Insurance Services have?
Secure Retirement Financial & Insurance Services has 211 clients and manages $102 million for them, as of April 2026. They include 187 individual clients and 24 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026
What services does Secure Retirement Financial & Insurance Services offer?
Secure Retirement Financial & Insurance Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Secure Retirement Financial & Insurance Services use?
Secure Retirement Financial & Insurance Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $102M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026
How many financial advisors does Secure Retirement Financial & Insurance Services have?
Secure Retirement Financial & Insurance Services has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Secure Retirement Financial & Insurance Services invest in?
At the end of its last fiscal year, Secure Retirement Financial & Insurance Services’ separately managed accounts held 64% registered funds (mutual funds, ETFs, BDCs), 29% exchange-traded equities, 4% cash and equivalents, 1% U.S. government and agency bonds and 1% derivatives.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Secure Retirement Financial & Insurance Services?
Secure Retirement Financial & Insurance Services’ direct owners are Jeffrey Warren (25% to 50%) and Richard Morey (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 1 April 2026
How does Secure Retirement Financial & Insurance Services get paid?
Secure Retirement Financial & Insurance Services is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Secure Retirement Financial & Insurance Services?
Secure Retirement Financial & Insurance Services’ main office is at 2333. San Ramon Valley Boulevard, Suite 250, San Ramon, CA 94583. Its phone number is 925-855-4300. Its website is secureretire.com.