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Plancorp

SEC-registered adviser since 1984Saint Louis, MOCRD 106599

$10.6B
AUM
2,383
Clients
See fees
Fee
52
Advisory staff

From Form ADV filed 10 September 2026 · data retrieved 15 October 2026SEC record

Plancorp is an investment adviser headquartered in Saint Louis, Missouri, and registered with the SEC since 1984. Its clients include high-net-worth individuals, charitable organizations, and pension and profit-sharing plans. High-net-worth individuals account for 85% of its regulatory assets under management.

Its services include financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Fee arrangements include a percentage of assets under management, hourly charges and fixed fees. Plancorp is owned through a chain of holding companies by Brian Wiedermann, Spencer Eccles, Benjamin Robins, Steven Cortez and Yvonne Kanner.

Clients

Plancorp serves 2,383 clients, 1,284 of them high-net-worth individuals. The average client has about $4.5 million with the firm, and high-net-worth clients hold 85% of its $10.6 billion in assets.

Regulatory assets by client type
  • Individuals967 clients3%
  • High-net-worth individuals1,284 clients85%
  • Pension and profit-sharing plans94 clients5%
  • Charitable organizations38 clients7%
Show client breakdown
Individuals (other than HNW)
Clients
967
Regulatory AUM
$338,974,265
Share
3.2%
Avg. per client
$351K
High-net-worth individuals
Clients
1,284
Regulatory AUM
$9,019,723,680
Share
84.8%
Avg. per client
$7.02M
Pension and profit-sharing plans
Clients
94
Regulatory AUM
$574,317,427
Share
5.4%
Avg. per client
$6.11M
Charitable organizations
Clients
38
Regulatory AUM
$701,510,510
Share
6.6%
Avg. per client
$18.5M

Total

Clients
2,383
Regulatory AUM
$10,634,525,882
Share
100%
Avg. per client
$4.46M

What it does

Plancorp provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting and selecting other managers. It is paid through a percentage of assets, hourly charges and fixed fees.

Plancorp provided financial planning to 1,500 clients last fiscal year and advises no private funds.

87.4% of assets ($9.30B across 7,685 accounts) are managed with discretion; $1.34B across 1,515 accounts are not. 0% of clients are outside the U.S., and 25 clients received advice without assets under management last fiscal year.

What the accounts hold

Separately managed account assets by class, year end
  • Stocks5%
  • Funds87%
  • Bonds2%
    • U.S. government and agency bonds1%
    • State and local bonds1%
  • Cash6%

Custodians

Plancorp’s client accounts are held mainly at Charles Schwab, with 78% of managed assets, and Fidelity, with 17%. Plancorp has custody of $7.01B for 1,987 clients.

Managed account assets by custodian
  • Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $8.31B78%
  • FidelityFidelity Brokerage Services LLC · Smithfield, RI · $1.85B17%
  • All other custodians$469.8M4%

Ownership and leadership

Plancorp is owned through a chain of holding companies by Brian Wiedermann, Spencer Eccles, Benjamin Robins, Steven Cortez and Yvonne Kanner.

Who owns the firm
Plancorp, LLC· the adviser

  • JCK II, Inc.

    since July 2010

    Owns 10% to 25% of Plancorp, LLC

  • Cynosure Partners 2020, LP

    since May 2021

    Owns 10% to 25% of Plancorp, LLC

  • Tria Asset Holdings E, LLC

    Control person · since February 2024

    Owns 10% to 25% of Plancorp, LLC

  • BMK Holdings, Inc.

    since December 2011

    Owns 5% to 10% of Plancorp, LLC

  • HCF, Inc.

    since December 2011

    Owns 5% to 10% of Plancorp, LLC

  • BLW Investment Company

    since December 2011

    Owns 5% to 10% of Plancorp, LLC

  • Cynosure Wealth Partners, LLC

    since May 2021

    Owns 5% to 10% of Plancorp, LLC

Leadership

  • J. Kerckhoff
    Chairman, President, CEO and Elected Manager
  • Wesley Garton
    Chief Financial Officer
  • John Sastry
    Chief Compliance Officer, Chief Legal Officer
  • Marthin De Beer
    Elected Manager
  • Michael Esson
    Chief Information Security Officer
  • Katherine (kasey) Grelle
    Manager
  • Brian King
    Vice Chairman and Elected Manager
  • Brandon Muirhead
    Elected Manager of Cynosure
  • Benjamin Robins
    Elected Manager
  • Spenser Segal
    Manager
  • Jeff Smith
    COO

Staff

  • 112 employees
  • 52 in advisory functions
  • 52 state-registered reps
  • 1 soliciting firm

Reported holdings

Plancorp’s reported 13F holdings total $4.10B across 425 positions, and the ten largest make up 62.1% of it.

$4.10B
Reported 13F value
425
Positions
62.1%
In the 10 largest
+16.5%
Value vs. prior quarter
Ten largest positions, share of reported value
  1. Vanguard Index Fds · Total Stk Mkt10.8%
  2. Dimensional ETF Trust · US Large Cap Cor8.9%
  3. Dimensional ETF Trust · US Equi Mark ETF8.8%
  4. Dimensional ETF Trust · US Cor Equ 2 ETF8.5%
  5. Dimensional ETF Trust · Internatnal Val5.1%
  6. American Centy ETF TR · US Sml CP Valu4.7%
  7. Dimensional ETF Trust · US Mktwide Value4.4%
  8. iShares TR · U S Equity Factr3.9%
  9. Dimensional ETF Trust · Intl Core Equity3.6%
  10. Dimensional ETF Trust · World EX US Core3.5%

Together, the ten largest are 62.1% of reported value.

The 50 largest positions and quarterly changesQuarter ended 30 June 2026 · filed 14 July 2026

A 13F covers only exchange-traded long positions the firm holds with discretion, so this $4.10B is not its $10.63B in regulatory assets and does not represent any individual client's portfolio.

Fees

Plancorp is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees).

Plancorp’s fee rates are not included in this profile. Find its brochure on the SEC’s site.

Offices and registrations

Besides its headquarters, Plancorp has 12 offices (11 private residences, listed without an address), with 2 listed addresses across 2 states.

Listed office addresses by state

Missouri · 1 listed address

  • 540 Maryville Centre Drive, Suite 105, Saint LouisHQ

Other business names

Plancorp has reported 1 other business name to the SEC.

  • Plancorp Wealth Management

Registration details

Legal name
Plancorp, LLC
Headquarters
540 Maryville Centre Drive, Suite 105, Saint Louis, MO 63141-5829
Phone
636-532-7824
Website
www.plancorp.com
SEC file
801-20398
Structure
Delaware LLC
Fiscal year end
December

This directory does not report disciplinary history, for any firm or individual, in either direction. The SEC publishes the complete record, including any disciplinary events, and it is the authoritative place to check one. See this firm's record on adviserinfo.sec.gov

Common questions

How many clients does Plancorp have?

Plancorp has 2,383 clients and manages $10.6 billion for them, as of September 2026. They include 1,284 high-net-worth individuals, 967 other individuals and 94 pension and profit-sharing plans.

Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 September 2026

What services does Plancorp offer?

Plancorp provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting and selecting other managers.

Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file

Which custodians does Plancorp use?

Plancorp’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $8,313,767,634 and Fidelity Brokerage Services LLC (Smithfield, RI), with $1,851,000,000. Only custodians holding at least a tenth of those assets are named.

Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 September 2026

How many financial advisors does Plancorp have?

Plancorp has 52 investment adviser representatives registered with state securities authorities, out of 112 employees, and 52 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.

Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file

What does Plancorp invest in?

At the end of its last fiscal year, Plancorp’s separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 6% cash and equivalents, 5% exchange-traded equities, 1% U.S. government and agency bonds and 1% state and local bonds. It advises no private funds of its own.

Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file

Who owns Plancorp?

Plancorp is owned through a chain of holding companies by Brian Wiedermann, Spencer Eccles, Benjamin Robins, Steven Cortez and Yvonne Kanner. Its direct owners are JCK II, Inc., BMK Holdings, Inc., HCF, Inc., BLW Investment Company, Cynosure Wealth Partners, LLC, Cynosure Partners 2020, LP and Tria Asset Holdings E, LLC, each holding 25% or less.

Source: Form ADV Part 1A, Schedules A and B, filed 10 September 2026

How does Plancorp get paid?

Plancorp is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.

Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file

Sources

  1. Form ADV Part 1A, amendment filed 10 September 2026. Items 1, 5, 9, 11 and Schedules A, B and D.
  2. IAPD firm record, CRD 106599.
  3. Form 13F-HR, filed 14 July 2026 for the quarter ended 30 June 2026.

Retrieved 15 October 2026. All are published by the SEC and may have been amended since.

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This profile is compiled from public regulatory filings and is provided for informational purposes only. Niva Wealth is not affiliated with Plancorp, LLC and makes no representation about the quality of its services. Figures reflect the filing dates shown and may have changed. Ownership percentages are the bands reported to the SEC, not exact figures.