Paradigm Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars. Financial planning was provided to 26–50 clients last fiscal year.
Paradigm Wealth Advisory reports 283 clients. They include 215 individual clients, 65 high-net-worth individuals and 2 charitable organizations. Of its assets, 100.0% ($201M across 948 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $201M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 24% |
| High-net-worth individuals | 23% | 74% |
| Pension and profit-sharing plans | <1% | 1% |
| Charitable organizations | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 215 | $48.3M | 24.0% | $225K |
| High-net-worth individuals | 65 | $150M | 74.3% | $2.3M |
| Pension and profit-sharing plans | Fewer than 5 | $2.79M | 1.4% | $2.79M |
| Charitable organizations | Fewer than 5 | $549K | 0.3% | $275K |
| Total | 283 | $201M | 100% | — |
- Clients
- 215
- Regulatory AUM
- $48.3M
- AUM share
- 24.0%
- Avg. per client
- $225K
- Clients
- 65
- Regulatory AUM
- $150M
- AUM share
- 74.3%
- Avg. per client
- $2.3M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.79M
- AUM share
- 1.4%
- Avg. per client
- $2.79M
- Clients
- Fewer than 5
- Regulatory AUM
- $549K
- AUM share
- 0.3%
- Avg. per client
- $275K
Total
- Clients
- 283
- Regulatory AUM
- $201M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Paradigm Wealth Advisory charges 0.25%–2.00% a year for its Investment Management Services. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Stand-alone Financial Planning
- Stand-alone financial planning is billed hourly at up to $350, or as a fixed fee negotiated from the expected hours.
Paradigm Wealth Management Holdings LLC owns 75% or more of Paradigm Wealth Advisory and is in turn owned by David Provinsal (75% or more). The leadership team of Paradigm Wealth Advisory includes Chief Compliance Officer Andrew Lucich. It has 14 employees, 10 of them in advisory roles.
Leadership
- Andrew LucichChief Compliance Officer
- David ProvinsalManaging Partner
Investment adviser representatives
8 representatives listed in the SEC register as of 9 October 2026.
Staff
- 14 employees
- 10 in advisory functions
- 10 state-registered reps
- 6 broker-dealer reps
- 11 insurance agents
- 2 soliciting firms
- Owns 75% or more of Paradigm Wealth Advisory LLC
Paradigm Wealth Management Holdings LLC
Control person · since April 2016
- Owns 75% or more of Paradigm Wealth Management Holdings LLC
David Provinsal
Control person · since November 2014
Paradigm Wealth Advisory’s regulatory assets fell from $309M (March 2021) to $201M (September 2026); clients fell from 596 to 283 and employees rose from 13 to 14.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $201M | 283 | 14 | 3 |
| April 2025 | $468M | 773 | 16 | 5 |
| April 2024 | $356M | 594 | 16 | 4 |
| April 2023 | $300M | 579 | 12 | 3 |
| March 2022 | $352M | 584 | 12 | 3 |
| March 2021 | $309M | 596 | 13 | 3 |
Besides its headquarters, Paradigm Wealth Advisory has 2 offices (1 private residence, listed without an address), with 2 listed addresses in New Jersey.
New Jersey · 2 listed addresses
- 1140 Highway 22 East, Suite 105, BridgewaterHQ
- 19 Bridge Ave, Red Bank
Contact and registration details
- Legal name
- Paradigm Wealth Advisory LLC
- Headquarters
- 1140 Highway 22 East, Suite 105, Bridgewater, NJ 08807
- Website
- paradigmwealthmanagement.com
- Phone
- 908-450-7402
- @paradigm-wealth-advisory-llc
- SEC file
- 801-107403
- Structure
- Delaware LLC
- Fiscal year end
- December
Paradigm Wealth Advisory uses LPL Financial ($191M, 95%) and Charles Schwab ($10.5M, 5%) as custodians for its separately managed accounts. Paradigm Wealth Advisory has custody of $3.15M in client assets for 9 clients.
- LPL FinancialLPL Financial LLC · Boston, MA · $191M95%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $10.5M5%
At year end, Paradigm Wealth Advisory’s separately managed accounts were mostly in funds (85%) and cash (10%).
What the accounts hold
- Stocks4%
- Funds85%
- Cash10%
- Other1%
- Advisory structured products1%
How many clients does Paradigm Wealth Advisory have?
Paradigm Wealth Advisory has 283 clients and manages $201 million for them, as of September 2026. They include 215 individual clients, 65 high-net-worth individuals and 2 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 14 September 2026
What services does Paradigm Wealth Advisory offer?
Paradigm Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Paradigm Wealth Advisory charge?
Paradigm Wealth Advisory charges 0.25%–2.00% a year for its Investment Management Services. The fee is billed in advance and is negotiable.
Source: PWA DISCLOSURE BROCHURE AND WRAP BROCHURE, filed 14 September 2026
Which custodians does Paradigm Wealth Advisory use?
Paradigm Wealth Advisory’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $191M and Charles Schwab & Co., Inc. (Westlake, TX), with $10.5M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 September 2026
How many financial advisors does Paradigm Wealth Advisory have?
Paradigm Wealth Advisory has 10 investment adviser representatives registered with state securities authorities, out of 14 employees, and 10 perform investment advisory functions. 6 employees are registered representatives of a broker-dealer and 11 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Paradigm Wealth Advisory invest in?
At the end of its last fiscal year, Paradigm Wealth Advisory’s separately managed accounts held 85% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 4% exchange-traded equities and 1% other. The 1% other category is described as: Advisory Structured Products.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Paradigm Wealth Advisory?
Paradigm Wealth Advisory is owned through a holding company by David Provinsal. Its direct owner is Paradigm Wealth Management Holdings LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 14 September 2026
How does Paradigm Wealth Advisory get paid?
Paradigm Wealth Advisory is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Paradigm Wealth Advisory?
Paradigm Wealth Advisory’s main office is at 1140 Highway 22 East, Suite 105, Bridgewater, NJ 08807. Its phone number is 908-450-7402. Its website is paradigmwealthmanagement.com.