{"url":"https://nivawealth.com/firms/paradigm-wealth-advisory-283120","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/283120","regulatoryAum":201238727,"crd":"283120","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7056921","suffix":null,"lastName":"Giegerich","firstName":"Michelle","middleName":"Therese"},{"crd":"6613484","suffix":null,"lastName":"GILL","firstName":"Sara","middleName":"K"},{"crd":"7328614","suffix":null,"lastName":"Grady","firstName":"Ryan","middleName":"Patrick"},{"crd":"7514688","suffix":null,"lastName":"Kaufman","firstName":"Bryan","middleName":null},{"crd":"3190741","suffix":null,"lastName":"LOMBARDOZZI","firstName":"DANIEL","middleName":"JOSEPH"},{"crd":"6864609","suffix":null,"lastName":"PEREZ","firstName":"MARK","middleName":"LOUIS"},{"crd":"3049055","suffix":null,"lastName":"PROVINSAL","firstName":"DAVID","middleName":"TIMOTHY"},{"crd":"8111434","suffix":null,"lastName":"STEWART","firstName":"EMILY","middleName":"ELIZABETH"}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-26","regulatoryAum":309284368,"clients":596,"employees":13,"offices":3},{"filedOn":"2022-03-30","regulatoryAum":352087002,"clients":584,"employees":12,"offices":3},{"filedOn":"2023-04-03","regulatoryAum":300131577,"clients":579,"employees":12,"offices":3},{"filedOn":"2024-04-29","regulatoryAum":356126149,"clients":594,"employees":16,"offices":4},{"filedOn":"2025-04-01","regulatoryAum":468284162,"clients":773,"employees":16,"offices":5},{"filedOn":"2026-09-14","regulatoryAum":201238727,"clients":283,"employees":14,"offices":3}],"secFileNumber":"801-107403","legalName":"Paradigm Wealth Advisory LLC","displayName":"Paradigm Wealth Advisory","slug":"paradigm-wealth-advisory-283120","website":"https://paradigmwealthmanagement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/paradigm-wealth-advisory-llc","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1140 Highway 22 East, Suite 105","city":"Bridgewater","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"08807"},"tradeNames":[],"registration":{"secApproved":"23 March 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Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057777","versionId":1057777,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-09-14","documentName":"PWA DISCLOSURE BROCHURE AND WRAP BROCHURE","fee_rate_low":0.25,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Stand-alone Financial Planning","summary":"Stand-alone financial planning is billed hourly at up to $350, or as a fixed fee negotiated from the expected hours.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057777","versionId":1057777,"submittedOn":"2026-09-14","documentName":"PWA DISCLOSURE BROCHURE AND WRAP BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:24:06.455901+00:00","documents":[{"name":"PWA DISCLOSURE BROCHURE AND WRAP BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057777","versionId":1057777,"submittedOn":"2026-09-14"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Boston, MA","smaAssets":190747648},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":10491079}],"custodyNote":"Paradigm Wealth Advisory has custody of $3.15M in client assets for 9 clients.","otherCustodians":[],"leadership":[{"name":"Andrew Lucich","title":"Chief Compliance Officer","crd":"2227654"},{"name":"David Provinsal","title":"Managing Partner","crd":"3049055"}],"ownership":[{"label":"Paradigm Wealth Management Holdings LLC","detail":"Parent/holding company in the 75% or more ownership band and a control person, since April 2016."},{"label":"David Provinsal","detail":"Indirect owner: a managing member of Paradigm Wealth Management Holdings LLC in the 75% or more band and a control person, since November 2014.","parent":"Paradigm Wealth Management Holdings LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":1},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":2,"addresses":[{"street":"1140 Highway 22 East, Suite 105","city":"Bridgewater","headquarters":true},{"street":"19 Bridge Ave","city":"Red Bank"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"908-450-7402","stateRegisteredReps":10,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"Securities issued by registered investment companies or business development companies","percent":85},{"label":"Cash and cash equivalents","percent":10},{"label":"Other","percent":1,"detail":"Advisory Structured Products"}],"privateFunds":0},"sources":{"adv1FilingDate":"14 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/283120/PDF/283120.pdf","brochureDate":"14 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057777","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Paradigm Wealth Advisory have?","answer":"Paradigm Wealth Advisory has 283 clients and manages $201 million for them, as of September 2026. They include 215 individual clients, 65 high-net-worth individuals and 2 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Paradigm Wealth Advisory offer?","answer":"Paradigm Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Paradigm Wealth Advisory charge?","answer":"Paradigm Wealth Advisory charges 0.25%–2.00% a year for its Investment Management Services. The fee is billed in advance and is negotiable.","source":"PWA DISCLOSURE BROCHURE AND WRAP BROCHURE, filed 14 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Paradigm Wealth Advisory use?","answer":"Paradigm Wealth Advisory’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $191M and Charles Schwab & Co., Inc. (Westlake, TX), with $10.5M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Paradigm Wealth Advisory have?","answer":"Paradigm Wealth Advisory has 10 investment adviser representatives registered with state securities authorities, out of 14 employees, and 10 perform investment advisory functions. 6 employees are registered representatives of a broker-dealer and 11 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Paradigm Wealth Advisory invest in?","answer":"At the end of its last fiscal year, Paradigm Wealth Advisory’s separately managed accounts held 85% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 4% exchange-traded equities and 1% other. The 1% other category is described as: Advisory Structured Products.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Paradigm Wealth Advisory?","answer":"Paradigm Wealth Advisory is owned through a holding company by David Provinsal. Its direct owner is Paradigm Wealth Management Holdings LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 14 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Paradigm Wealth Advisory get paid?","answer":"Paradigm Wealth Advisory is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Paradigm Wealth Advisory?","answer":"Paradigm Wealth Advisory’s main office is at 1140 Highway 22 East, Suite 105, Bridgewater, NJ 08807. Its phone number is 908-450-7402. Its website is paradigmwealthmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 14 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}