Navalign provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Navalign reports 716 clients. They include 439 individual clients, 241 high-net-worth individuals, and 32 pension and profit-sharing plans. Of its assets, 100.0% ($732M across 1,906 accounts) are managed with discretion. It advised 19 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 61% | 19% |
| High-net-worth individuals | 34% | 72% |
| Pension and profit-sharing plans | 4% | 8% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 439 | $138M | 18.8% | $314K |
| High-net-worth individuals | 241 | $530M | 72.5% | $2.2M |
| Pension and profit-sharing plans | 32 | $58.7M | 8.0% | $1.83M |
| Charitable organizations | Fewer than 5 | $428K | 0.1% | $428K |
| Corporations and other businesses | Fewer than 5 | $4.63M | 0.6% | $1.54M |
| Total | 716 | $732M | 100% | — |
- Clients
- 439
- Regulatory AUM
- $138M
- AUM share
- 18.8%
- Avg. per client
- $314K
- Clients
- 241
- Regulatory AUM
- $530M
- AUM share
- 72.5%
- Avg. per client
- $2.2M
- Clients
- 32
- Regulatory AUM
- $58.7M
- AUM share
- 8.0%
- Avg. per client
- $1.83M
- Clients
- Fewer than 5
- Regulatory AUM
- $428K
- AUM share
- 0.1%
- Avg. per client
- $428K
- Clients
- Fewer than 5
- Regulatory AUM
- $4.63M
- AUM share
- 0.6%
- Avg. per client
- $1.54M
Total
- Clients
- 716
- Regulatory AUM
- $732M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 19
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Navalign charges up to 1.25% a year for its Asset Management. The fee is billed in advance and has a $4,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Hourly fee of $400 to $600, or a flat fee generally from $4,000 to $25,000; generally not negotiable, with a 50% retainer.
- Pension Consulting
- Fee based on the percentage of plan assets under management, not to exceed 0.60%, set by the consulting agreement.
David Jacobs owns 25% to 50% of Navalign. The leadership team of Navalign includes Chief Compliance Officer Matthew Stadelman. It has 10 employees, 8 of them in advisory roles.
Leadership
- Matthew StadelmanMember, Chief Compliance Officer
- Christopher CarterMember'S Estate
David JacobsMember
Stephen RischallMember
Investment adviser representatives
8 representatives listed in the SEC register as of 9 October 2026.
Staff
- 10 employees
- 8 in advisory functions
- 8 state-registered reps
- Owns 25% to 50% of Navalign, LLC
David Jacobs
Control person · since March 2002
- Owns 25% to 50% of Navalign, LLC
Stephen Rischall
Control person · since June 2018
- Owns 10% to 25% of Navalign, LLC
Christopher Carter
Control person · since March 2002
- Owns 10% to 25% of Navalign, LLC
Matthew Stadelman
Control person · since June 2018
Navalign’s regulatory assets grew 1.8× from $405M (March 2021) to $732M (April 2026); clients rose from 607 to 716 and employees from 9 to 10.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $732M | 716 | 10 | 1 |
| March 2025 | $656M | 714 | 9 | 1 |
| March 2024 | $554M | 710 | 9 | 1 |
| March 2023 | $439M | 645 | 8 | 1 |
| May 2022 | $490M | 659 | 9 | 1 |
| March 2021 | $405M | 607 | 9 | 1 |
Besides its headquarters, Navalign has 0 offices, with 1 listed address in California.
California · 1 listed address
- 15910 Ventura BLVD, Suite 1605, EncinoHQ
Contact and registration details
- Legal name
- Navalign, LLC
- Headquarters
- 15910 Ventura BLVD, Suite 1605, Encino, CA 91436
- Website
- navalign.com
- Phone
- 818-728-4500
- @navalign
- SEC file
- 801-66206
- Founded
- 2002
- Structure
- California LLC
- Fiscal year end
- December
Navalign uses Charles Schwab ($679M) as custodian for its separately managed accounts. Navalign does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $679M100%
At year end, Navalign’s separately managed accounts were mostly in funds (71%) and stocks (23%). Its reported 13F holdings for the quarter ended 30 June 2026 total $429M across 132 positions; the largest are Fidelity Merrimack Str TR (11.5%), Apple Inc. (6.7%) and Vanguard Star Fds (5.7%).
What the accounts hold
- Stocks23%
- Funds71%
- Bonds4%
- Investment grade corporate bonds3%
- U.S. government and agency bonds1%
- Cash2%
Reported 13F holdings
- $429M
- Reported 13F value
- 132
- Positions
- 55.1%
- In the 10 largest
- +8.2%
- Value vs. prior quarter
- Fidelity Merrimack Str TR · Total BD ETF11.5%
- Apple Inc.6.7%
- Vanguard Star Fds · VG TL Intl Stk F5.7%
- iShares TR · Core S&P Scp ETF5.7%
- SPDR Series Trust · ST Str P500grw5.1%
- SPDR Series Trust · ST Str P500val5.0%
- Schwab Strategic TR · US Tips ETF4.5%
- Flexshares TR · Mornstar Upstr4.0%
- First TR Exchng Traded FD VI · Smit Unco BD ETF3.6%
- Vanguard Index Fds · Real Estate ETF3.5%
Together, the ten largest are 55.1% of reported value.
How many clients does Navalign have?
Navalign has 716 clients and manages $732 million for them, as of April 2026. They include 439 individual clients, 241 high-net-worth individuals, and 32 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 April 2026
What services does Navalign offer?
Navalign provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Navalign charge?
Navalign charges up to 1.25% a year for its Asset Management. The fee is billed in advance and has a $4,000 annual minimum.
Which custodians does Navalign use?
Navalign’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $679M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 April 2026
How many financial advisors does Navalign have?
Navalign has 8 investment adviser representatives registered with state securities authorities, out of 10 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Navalign invest in?
At the end of its last fiscal year, Navalign’s separately managed accounts held 71% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 3% investment grade corporate bonds, 2% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Navalign?
Navalign’s direct owners are Christopher Carter, David Jacobs, Stephen Rischall and Matthew Stadelman, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 2 April 2026
How does Navalign get paid?
Navalign is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Navalign?
Navalign’s main office is at 15910 Ventura BLVD, Suite 1605, Encino, CA 91436. Its phone number is 818-728-4500. Its website is navalign.com.