Monument Capital Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Monument Capital Management reports 239 clients. They include 120 high-net-worth individuals and 119 individual clients. Of its assets, 97.6% ($633M across 897 accounts) are managed with discretion; $15.3M across 72 accounts are not. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 8% |
| High-net-worth individuals | 50% | 92% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 119 | $50.9M | 7.9% | $428K |
| High-net-worth individuals | 120 | $598M | 92.1% | $4.98M |
| Total | 239 | $648M | 100% | $2.71M |
- Clients
- 119
- Regulatory AUM
- $50.9M
- AUM share
- 7.9%
- Avg. per client
- $428K
- Clients
- 120
- Regulatory AUM
- $598M
- AUM share
- 92.1%
- Avg. per client
- $4.98M
Total
- Clients
- 239
- Regulatory AUM
- $648M
- AUM share
- 100%
- Avg. per client
- $2.71M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Monument Capital Management charges up to 1.50% a year for its Investment Management. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Consultation
- Consultation is charged as a fixed fee determined jointly with the client, generally up to $25,000, negotiable.
- Financial Plans
- Financial plans are charged as a fixed fee, generally from $2,500 to $25,000, negotiable.
David Armstrong owns 25% to 50% of Monument Capital Management. The leadership team of Monument Capital Management includes President Jessica Gibbs and Chief Compliance Officer David Armstrong. It has 11 employees, 9 of them in advisory roles.
Leadership
Jessica GibbsMember / Vice President- Emily HarperMember / Vice President
- David ArmstrongManaging Member and Chief Compliance Officer
- Dean CatinoMember
Investment adviser representatives
9 representatives listed in the SEC register as of 9 October 2026.
Staff
- 11 employees
- 9 in advisory functions
- 9 state-registered reps
- Owns 25% to 50% of Monument Capital Management, LLC
David Armstrong
Control person · since June 2012
- Owns 25% to 50% of Monument Capital Management, LLC
Dean Catino
Control person · since June 2012
Monument Capital Management’s regulatory assets grew 1.8× from $361M (July 2021) to $648M (August 2026); clients rose from 196 to 239 and employees were 11 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $648M | 239 | 11 | 9 |
| March 2025 | $465M | 213 | 10 | 6 |
| March 2024 | $434M | 206 | 10 | 6 |
| May 2023 | $400M | 209 | 10 | 6 |
| July 2022 | $425M | 208 | 10 | 3 |
| July 2021 | $361M | 196 | 11 | 4 |
Besides its headquarters, Monument Capital Management has 8 offices (8 private residences, listed without an address), with 1 listed address in Virginia.
Virginia · 1 listed address
- 1940 Duke Street, Suite 6100, AlexandriaHQ
Contact and registration details
- Legal name
- Monument Capital Management, LLC
- Headquarters
- 1940 Duke Street, Suite 6100, Alexandria, VA 22314
- Website
- monumentwealthmanagement.com
- Phone
- 703-504-9600
- @monument-wealth-management
- SEC file
- 801-76802
- Structure
- Delaware LLC
- Fiscal year end
- December
Monument Capital Management uses Charles Schwab ($633M) as custodian for its separately managed accounts. Monument Capital Management has custody of $276M in client assets for 154 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $633M100%
At year end, Monument Capital Management’s separately managed accounts were mostly in stocks (63%) and funds (28%). Its reported 13F holdings for the quarter ended 30 June 2026 total $497M across 262 positions; the largest are Caterpillar Inc. (2.4%), Microsoft Corp. (2.3%) and Comfort Sys USA Inc. (2.3%).
What the accounts hold
- Stocks63%
- Funds28%
- Registered funds26%
- Pooled vehicles2%
- Bonds4%
- State and local bonds2%
- Investment grade corporate bonds2%
- Cash5%
Reported 13F holdings
- $497M
- Reported 13F value
- 262
- Positions
- 19.9%
- In the 10 largest
- +24.6%
- Value vs. prior quarter
- Caterpillar Inc.2.4%
- Microsoft Corp.2.3%
- Comfort Sys USA Inc.2.3%
- iShares TR · Rus 1000 Grw ETF2.1%
- Apple Inc.2.0%
- iShares TR · Core S&P Ttl Stk1.9%
- Emcor Group Inc.1.8%
- Dell Technologies Inc. · CL C1.7%
- Applied Matls Inc.1.7%
- Alphabet Inc. · Cap Stk CL A1.7%
Together, the ten largest are 19.9% of reported value.
How many clients does Monument Capital Management have?
Monument Capital Management has 239 clients and manages $648 million for them, as of August 2026. They include 120 high-net-worth individuals and 119 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 August 2026
What services does Monument Capital Management offer?
Monument Capital Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Monument Capital Management charge?
Monument Capital Management charges up to 1.50% a year for its Investment Management. The fee is billed in advance and is negotiable.
Which custodians does Monument Capital Management use?
Monument Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $633M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 August 2026
How many financial advisors does Monument Capital Management have?
Monument Capital Management has 9 investment adviser representatives registered with state securities authorities, out of 11 employees, and 9 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Monument Capital Management invest in?
At the end of its last fiscal year, Monument Capital Management’s separately managed accounts held 63% exchange-traded equities, 26% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents, 2% state and local bonds, 2% investment grade corporate bonds and 2% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Monument Capital Management?
Monument Capital Management’s direct owners are David Armstrong and Dean Catino, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 12 August 2026
How does Monument Capital Management get paid?
Monument Capital Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Monument Capital Management registered with the SEC?
Yes, Monument Capital Management has been registered with the SEC as an investment adviser since 15 June 2012. Its CRD number is 159882 and its SEC file number is 801-76802.
Source: Form ADV Part 1A, Item 1, filed 12 August 2026; IAPD firm record
How do I contact Monument Capital Management?
Monument Capital Management’s main office is at 1940 Duke Street, Suite 6100, Alexandria, VA 22314. Its phone number is 703-504-9600. Its website is monumentwealthmanagement.com.