MCS Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 11–25 clients last fiscal year.
MCS Financial Advisors reports 65 clients. They include 54 high-net-worth individuals, 10 individual clients and 1 pension or profit-sharing plan. Of its assets, 100.0% ($163M across 220 accounts) are managed with discretion. Of its clients, 3% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 15% | 4% |
| High-net-worth individuals | 83% | 95% |
| Pension and profit-sharing plans | 2% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 10 | $6.39M | 3.9% | $639K |
| High-net-worth individuals | 54 | $155M | 95.0% | $2.86M |
| Pension and profit-sharing plans | Fewer than 5 | $1.71M | 1.0% | $1.71M |
| Total | 65 | $163M | 100% | — |
- Clients
- 10
- Regulatory AUM
- $6.39M
- AUM share
- 3.9%
- Avg. per client
- $639K
- Clients
- 54
- Regulatory AUM
- $155M
- AUM share
- 95.0%
- Avg. per client
- $2.86M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.71M
- AUM share
- 1.0%
- Avg. per client
- $1.71M
Total
- Clients
- 65
- Regulatory AUM
- $163M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 3%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
MCS Financial Advisors is paid through a percentage of assets under management and hourly charges. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning fees
- Financial plans are billed at $300 or $450 an hour depending on the advisor; a personal plan generally costs $7,500 to $15,000 and a plan for business owners $15,000 to $25,000, with a $5,000 minimum for planning-only clients.
- Hourly planning engagements
- Hourly rates: family business or wealth counseling and CFA work $450; CFP professional work $300; expert witness engagement $600; concierge or plan implementation $225.
The Restated Stalker Family TR; Michael Stalker and Deborah Stalker, Trustees owns 75% or more of MCS Financial Advisors. The leadership team of MCS Financial Advisors includes President Michael Stalker and Chief Compliance Officer Jeffrey Yamada. It has 2 employees.
Leadership
- Michael StalkerPresident
- Jeffrey YamadaChief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of MCS Financial Advisors LLC
The Restated Stalker Family TR; Michael Stalker and Deborah Stalker, Trustees
Control person · since January 2013
MCS Financial Advisors’ regulatory assets fell from $180M (February 2021) to $163M (February 2026); clients fell from 71 to 65 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $163M | 65 | 2 | 4 |
| March 2025 | $157M | 68 | 2 | 4 |
| February 2024 | $157M | 68 | 2 | 4 |
| July 2023 | $157M | 71 | 2 | 4 |
| February 2022 | $166M | 66 | 2 | 4 |
| February 2021 | $180M | 71 | 2 | 2 |
Besides its headquarters, MCS Financial Advisors has 3 offices (1 private residence, listed without an address), with 3 listed addresses in Oregon.
Oregon · 2 listed addresses
- 79 Centennial Loop, Eugene
- 750 NW Charbonneau St, Bend
Other business names
MCS Financial Advisors has reported 1 other business name to the SEC.
- MCS Family Wealth Advisors
Contact and registration details
- Legal name
- MCS Financial Advisors LLC
- Headquarters
- Not reported
- Website
- mcsfa.com
- Phone
- 541-345-7023
- @542440
- SEC file
- 801-36692
- Structure
- Oregon LLC
- Fiscal year end
- December
MCS Financial Advisors uses Charles Schwab ($157M) as custodian for its separately managed accounts. MCS Financial Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $157M100%
At year end, MCS Financial Advisors’ separately managed accounts were mostly in bonds (80%) and stocks (16%).
What the accounts hold
- Stocks16%
- Funds2%
- Bonds80%
- U.S. government and agency bonds76%
- State and local bonds4%
- Cash2%
How many clients does MCS Financial Advisors have?
MCS Financial Advisors has 65 clients and manages $163 million for them, as of February 2026. They include 54 high-net-worth individuals, 10 individual clients and 1 pension or profit-sharing plan.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 6 February 2026
What services does MCS Financial Advisors offer?
MCS Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does MCS Financial Advisors use?
MCS Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $157M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 February 2026
How many financial advisors does MCS Financial Advisors have?
MCS Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does MCS Financial Advisors invest in?
At the end of its last fiscal year, MCS Financial Advisors’ separately managed accounts held 76% U.S. government and agency bonds, 16% exchange-traded equities, 4% state and local bonds, 2% registered funds (mutual funds, ETFs, BDCs) and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns MCS Financial Advisors?
MCS Financial Advisors’ direct owner is the Restated Stalker Family TR; Michael Stalker and Deborah Stalker, Trustees (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 6 February 2026
How does MCS Financial Advisors get paid?
MCS Financial Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact MCS Financial Advisors?
Its phone number is 541-345-7023. Its website is mcsfa.com.