{"url":"https://nivawealth.com/firms/mcs-financial-advisors-106327","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/106327","regulatoryAum":162620869,"crd":"106327","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1161401","suffix":null,"lastName":"STALKER","firstName":"MICHAEL","middleName":"CHARLES"},{"crd":"4348036","suffix":null,"lastName":"YAMADA","firstName":"JEFFREY","middleName":"B"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-18","regulatoryAum":179943450,"clients":71,"employees":2,"offices":2},{"filedOn":"2022-02-22","regulatoryAum":165571798,"clients":66,"employees":2,"offices":4},{"filedOn":"2023-07-06","regulatoryAum":157228932,"clients":71,"employees":2,"offices":4},{"filedOn":"2024-02-29","regulatoryAum":157477593,"clients":68,"employees":2,"offices":4},{"filedOn":"2025-03-12","regulatoryAum":156754850,"clients":68,"employees":2,"offices":4},{"filedOn":"2026-02-06","regulatoryAum":162620869,"clients":65,"employees":2,"offices":4}],"secFileNumber":"801-36692","legalName":"MCS Financial Advisors LLC","displayName":"MCS Financial Advisors","slug":"mcs-financial-advisors-106327","website":"https://mcsfa.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/542440/","founded":null,"organization":"Oregon limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":["MCS Family Wealth Advisors"],"registration":{"secApproved":"31 May 1990","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2514295.703125,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":162620869,"discretionary":162620869,"discretionaryAccounts":220,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":3,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":10,"regulatoryAum":6388783},{"label":"High-net-worth individuals","clients":54,"regulatoryAum":154526142},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":1705944}],"feePrograms":[{"role":"other","program":"Financial planning fees","summary":"Financial plans are billed at $300 or $450 an hour depending on the advisor; a personal plan generally costs $7,500 to $15,000 and a plan for business owners $15,000 to $25,000, with a $5,000 minimum for planning-only clients.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007136","versionId":1007136,"submittedOn":"2026-02-06","documentName":"MCS FAMILY WEALTH ADVISORS ADV PART 2A"},{"role":"other","program":"Hourly planning engagements","summary":"Hourly rates: family business or wealth counseling and CFA work $450; CFP professional work $300; expert witness engagement $600; concierge or plan implementation $225.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007136","versionId":1007136,"submittedOn":"2026-02-06","documentName":"MCS FAMILY WEALTH ADVISORS ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:51:26.313205+00:00","documents":[{"name":"MCS FAMILY WEALTH ADVISORS ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007136","versionId":1007136,"submittedOn":"2026-02-06"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":157228932}],"custodyNote":"MCS Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Michael Stalker","title":"President","crd":"1161401"},{"name":"Jeffrey Yamada","title":"Chief Compliance Officer","crd":"4348036"}],"ownership":[{"label":"The Restated Stalker Family TR; Michael Stalker and Deborah Stalker, Trustees","detail":"Sole member in the 75% or more ownership band and a control person, since January 2013."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":1},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Oregon","offices":2,"addresses":[{"street":"79 Centennial Loop","city":"Eugene"},{"street":"750 NW Charbonneau St","city":"Bend"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"541-345-7023","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Other"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":16},{"label":"U.S. government/agency bonds","percent":76},{"label":"U.S. state and local bonds","percent":4},{"label":"Securities issued by registered investment companies or business development companies","percent":2},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"6 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/106327/PDF/106327.pdf","brochureDate":"6 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007136","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does MCS Financial Advisors have?","answer":"MCS Financial Advisors has 65 clients and manages $163 million for them, as of February 2026. They include 54 high-net-worth individuals, 10 individual clients and 1 pension or profit-sharing plan.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does MCS Financial Advisors offer?","answer":"MCS Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does MCS Financial Advisors use?","answer":"MCS Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $157M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does MCS Financial Advisors have?","answer":"MCS Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does MCS Financial Advisors invest in?","answer":"At the end of its last fiscal year, MCS Financial Advisors’ separately managed accounts held 76% U.S. government and agency bonds, 16% exchange-traded equities, 4% state and local bonds, 2% registered funds (mutual funds, ETFs, BDCs) and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns MCS Financial Advisors?","answer":"MCS Financial Advisors’ direct owner is the Restated Stalker Family TR; Michael Stalker and Deborah Stalker, Trustees (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does MCS Financial Advisors get paid?","answer":"MCS Financial Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact MCS Financial Advisors?","answer":"Its phone number is 541-345-7023. Its website is mcsfa.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}