Lighthouse Financial Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, education planning, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 26–50 clients last fiscal year.
Lighthouse Financial Services reports 461 clients. They include 299 individual clients, 159 high-net-worth individuals and 1 pension or profit-sharing plan. Of its assets, 100.0% ($473M across 461 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 65% | 24% |
| High-net-worth individuals | 34% | 74% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 299 | $115M | 24.3% | $384K |
| High-net-worth individuals | 159 | $350M | 74.0% | $2.2M |
| Pension and profit-sharing plans | Fewer than 5 | $2.07M | 0.4% | $2.07M |
| Charitable organizations | Fewer than 5 | $761K | 0.2% | $761K |
| Corporations and other businesses | Fewer than 5 | $5.2M | 1.1% | $5.2M |
| Total | 461 | $473M | 100% | — |
- Clients
- 299
- Regulatory AUM
- $115M
- AUM share
- 24.3%
- Avg. per client
- $384K
- Clients
- 159
- Regulatory AUM
- $350M
- AUM share
- 74.0%
- Avg. per client
- $2.2M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.07M
- AUM share
- 0.4%
- Avg. per client
- $2.07M
- Clients
- Fewer than 5
- Regulatory AUM
- $761K
- AUM share
- 0.2%
- Avg. per client
- $761K
- Clients
- Fewer than 5
- Regulatory AUM
- $5.2M
- AUM share
- 1.1%
- Avg. per client
- $5.2M
Total
- Clients
- 461
- Regulatory AUM
- $473M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Lighthouse Financial Services charges 0.60%–1.20% a year for its Flat tiered fee schedule. Each asset band is charged at its own rate. The fee is billed in advance and has a $2,400 annual minimum. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$600K | 1.20% |
| $600K–$1M | 0.90% |
| $1M–$3M | 0.80% |
| $3M–$6M | 0.70% |
| $6M and above | 0.60% |
Fee details and sources
Other fees
- Annual Financial Guidance Services
- Annual fee of $2,388.00, billed monthly at $199.00 per month through AdvicePay.
- Tax preparation
- Flat fee based on the complexity of the tax situation and the number of filings, typically between $200 and $1,200.
Robert McDaniel owns 50% to 75% of Lighthouse Financial Services. The leadership team of Lighthouse Financial Services includes President Robert McDaniel and Chief Investment Officer Michael Verity. It has 6 employees, 5 of them in advisory roles.
Staff
- 6 employees
- 5 in advisory functions
- 5 state-registered reps
- 1 soliciting firm
- Owns 50% to 75% of Lighthouse Financial Services Inc
Robert McDaniel
Control person · since February 2000
- Owns 25% to 50% of Lighthouse Financial Services Inc
Michael Verity
Control person · since July 2013
- Owns 10% to 25% of Lighthouse Financial Services Inc
Jayce Lowe
since July 2025
- Owns 10% to 25% of Lighthouse Financial Services Inc
Muey Herman
since July 2025
Lighthouse Financial Services’ regulatory assets grew from $347M (July 2021) to $473M (January 2026); clients rose from 426 to 461 and employees fell from 10 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $473M | 461 | 6 | 5 |
| Jul 2025July 2025 | $430M | 454 | 7 | 5 |
| Jan 2024January 2024 | $387M | 455 | 7 | 5 |
| Feb 2023February 2023 | $353M | 461 | 8 | 6 |
| Feb 2022February 2022 | $424M | 453 | 9 | 1 |
| Jul 2021July 2021 | $347M | 426 | 10 | 1 |
Besides its headquarters, Lighthouse Financial Services has 4 offices (4 private residences, listed without an address), with 1 listed address in 1 state.
California · 1 listed address
- 3070 Saturn Street, Suite 101, BreaHQ
Contact and registration details
- Legal name
- Lighthouse Financial Services Inc
- Headquarters
- 3070 Saturn Street, Suite 101, Brea, CA 92821
- Website
- lighthouselink.com
- Phone
- 714-572-8900
- SEC file
- 801-55848
- Structure
- California corporation
- Fiscal year end
- December
Lighthouse Financial Services’ named custodian for separately managed accounts is Charles Schwab ($468M). Lighthouse Financial Services has custody of $473M for 461 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $468M100%
At year end, Lighthouse Financial Services’ separately managed accounts were mostly in stocks (60%) and funds (33%).
What the accounts hold
- Stocks60%
- Funds33%
- Bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash5%
How many clients does Lighthouse Financial Services have?
Lighthouse Financial Services has 461 clients and manages $473 million for them, as of January 2026. They include 299 individual clients, 159 high-net-worth individuals and 1 pension or profit-sharing plan.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 22 January 2026
What services does Lighthouse Financial Services offer?
Lighthouse Financial Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, education planning, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Lighthouse Financial Services charge?
Lighthouse Financial Services charges 0.60%–1.20% a year for its Flat tiered fee schedule. Each asset band is charged at its own rate. The fee is billed in advance and has a $2,400 annual minimum.
Which custodians does Lighthouse Financial Services use?
Lighthouse Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $468M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 January 2026
How many financial advisors does Lighthouse Financial Services have?
Lighthouse Financial Services has 5 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lighthouse Financial Services invest in?
At the end of its last fiscal year, Lighthouse Financial Services’ separately managed accounts held 60% exchange-traded equities, 33% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lighthouse Financial Services?
Lighthouse Financial Services’ direct owners are Robert McDaniel (50% to 75%), Michael Verity (25% to 50%), Jayce Lowe (10% to 25%) and Muey Herman (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 22 January 2026
How does Lighthouse Financial Services get paid?
Lighthouse Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Lighthouse Financial Services?
Lighthouse Financial Services’ main office is at 3070 Saturn Street, Suite 101, Brea, CA 92821. Its phone number is 714-572-8900. Its website is lighthouselink.com.
