Life Planning Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, and publishing newsletters.
Life Planning Advisors reports 979 clients. They include 924 individual clients, 51 high-net-worth individuals, and 2 pension and profit-sharing plans. Of its assets, 0.0% ($0 across 0 accounts) are managed with discretion; $169M across 1,071 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 94% | 53% |
| High-net-worth individuals | 5% | 46% |
| Pension and profit-sharing plans | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 924 | $90.1M | 53.3% | $97.5K |
| High-net-worth individuals | 51 | $77.4M | 45.7% | $1.52M |
| Pension and profit-sharing plans | Fewer than 5 | $626K | 0.4% | $313K |
| Corporations and other businesses | Fewer than 5 | $1.02M | 0.6% | $509K |
| Total | 979 | $169M | 100% | — |
- Clients
- 924
- Regulatory AUM
- $90.1M
- AUM share
- 53.3%
- Avg. per client
- $97.5K
- Clients
- 51
- Regulatory AUM
- $77.4M
- AUM share
- 45.7%
- Avg. per client
- $1.52M
- Clients
- Fewer than 5
- Regulatory AUM
- $626K
- AUM share
- 0.4%
- Avg. per client
- $313K
- Clients
- Fewer than 5
- Regulatory AUM
- $1.02M
- AUM share
- 0.6%
- Avg. per client
- $509K
Total
- Clients
- 979
- Regulatory AUM
- $169M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Life Planning Advisors charges 0.50%–2.00% a year for its Asset management. The fee is billed in arrears and requires an account of at least $250,000.
Fee details and sources
Jeffrey Goldman owns 75% or more of Life Planning Advisors. The leadership team of Life Planning Advisors includes Chief Compliance Officer Jeffrey Goldman. It has 4 employees.
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- 2 insurance agents
- Owns 75% or more of Life Planning Advisors LLC
Jeffrey Goldman
Control person · since July 2009
Life Planning Advisors’ regulatory assets grew 1.6× from $107M (July 2023) to $169M (March 2026); clients rose from 444 to 979 and employees fell from 5 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $169M | 979 | 4 | 4 |
| May 2025May 2025 | $154M | 964 | 4 | 4 |
| Apr 2024April 2024 | $133M | 486 | 4 | 4 |
| Jul 2023July 2023 | $107M | 444 | 5 | 3 |
Besides its headquarters, Life Planning Advisors has 3 offices (2 private residences, listed without an address), with 2 listed addresses in 1 state.
Montana · 2 listed addresses
- 62 Bay Harbor Drive, #2826, BigforkHQ
- 62 Bay Harbor Drive 2826, Bigfork
Contact and registration details
- Legal name
- Life Planning Advisors LLC
- Headquarters
- 62 Bay Harbor Drive, #2826, Bigfork, MT 59911
- Website
- lifeplanningadvisors.com
- Phone
- 760-918-0304
- SEC file
- 801-126603
- Structure
- Montana LLC
- Fiscal year end
- December
Life Planning Advisors’ named custodian for separately managed accounts is Charles Schwab ($154M). Life Planning Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $154M100%
At year end, Life Planning Advisors’ separately managed accounts were largely in stocks (36%) and funds (32%).
What the accounts hold
- Stocks36%
- Funds32%
- Bonds24%
- State and local bonds22%
- Investment grade corporate bonds2%
- Cash8%
How many clients does Life Planning Advisors have?
Life Planning Advisors has 979 clients and manages $169 million for them, as of March 2026. They include 924 individual clients, 51 high-net-worth individuals, and 2 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026
What services does Life Planning Advisors offer?
Life Planning Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, and publishing newsletters.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Life Planning Advisors charge?
Life Planning Advisors charges 0.50%–2.00% a year for its Asset management. The fee is billed in arrears and requires an account of at least $250,000.
Which custodians does Life Planning Advisors use?
Life Planning Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $154M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026
How many financial advisors does Life Planning Advisors have?
Life Planning Advisors has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Life Planning Advisors invest in?
At the end of its last fiscal year, Life Planning Advisors’ separately managed accounts held 36% exchange-traded equities, 32% registered funds (mutual funds, ETFs, BDCs), 22% state and local bonds, 8% cash and equivalents and 2% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Life Planning Advisors have a minimum investment?
Yes, Life Planning Advisors’ minimum account size for its Asset management is $250K.
Who owns Life Planning Advisors?
Life Planning Advisors’ direct owner is Jeffrey Goldman (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 25 March 2026
How does Life Planning Advisors get paid?
Life Planning Advisors is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Life Planning Advisors?
Life Planning Advisors’ main office is at 62 Bay Harbor Drive, #2826, Bigfork, MT 59911. Its phone number is 760-918-0304. Its website is lifeplanningadvisors.com.
