{"url":"https://nivawealth.com/firms/life-planning-advisors-151292","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/151292","regulatoryAum":169160654,"crd":"151292","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5749934","suffix":null,"lastName":"Baksic","firstName":"Mark","middleName":"Anton"},{"crd":"2110174","suffix":null,"lastName":"GOLDMAN","firstName":"JEFFREY","middleName":"BRUCE"},{"crd":"4279084","suffix":null,"lastName":"PRICE","firstName":"CHRISTIAN","middleName":"DAVID"},{"crd":"2940401","suffix":null,"lastName":"TESSLER","firstName":"TODD","middleName":"ALLYN"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-07-07","regulatoryAum":106736292,"clients":444,"employees":5,"offices":3},{"filedOn":"2024-04-18","regulatoryAum":133305157,"clients":486,"employees":4,"offices":4},{"filedOn":"2025-05-27","regulatoryAum":153980000,"clients":964,"employees":4,"offices":4},{"filedOn":"2026-03-25","regulatoryAum":169160654,"clients":979,"employees":4,"offices":4}],"secFileNumber":"801-126603","legalName":"Life 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Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":153980000}],"custodyNote":"Life Planning Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jeffrey Goldman","title":"Managing Member, Chief Compliance Officer","crd":"2110174"}],"ownership":[{"label":"Jeffrey Goldman","detail":"Managing member, chief compliance officer in the 75% or more ownership band and a control person, since July 2009."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":2},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Montana","offices":2,"addresses":[{"street":"62 Bay Harbor Drive, #2826","city":"Bigfork","headquarters":true},{"street":"62 Bay Harbor Drive 2826","city":"Bigfork"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"760-918-0304","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":36},{"label":"U.S. state and local bonds","percent":22},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":32},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/151292/PDF/151292.pdf","brochureDate":"21 October 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They include 924 individual clients, 51 high-net-worth individuals, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Life Planning Advisors offer?","answer":"Life Planning Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, and publishing newsletters.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Life Planning Advisors charge?","answer":"Life Planning Advisors charges 0.50%–2.00% a year for its Asset management. The fee is billed in arrears and requires an account of at least $250,000.","source":"LIFE PLANNING ADVISORS LLC, filed 21 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Life Planning Advisors use?","answer":"Life Planning Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $154M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Life Planning Advisors have?","answer":"Life Planning Advisors has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Life Planning Advisors invest in?","answer":"At the end of its last fiscal year, Life Planning Advisors’ separately managed accounts held 36% exchange-traded equities, 32% registered funds (mutual funds, ETFs, BDCs), 22% state and local bonds, 8% cash and equivalents and 2% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Life Planning Advisors have a minimum investment?","answer":"Yes, Life Planning Advisors’ minimum account size for its Asset management is $250K.","source":"LIFE PLANNING ADVISORS LLC, filed 21 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Life Planning Advisors?","answer":"Life Planning Advisors’ direct owner is Jeffrey Goldman (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Life Planning Advisors get paid?","answer":"Life Planning Advisors is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Life Planning Advisors?","answer":"Life Planning Advisors’ main office is at 62 Bay Harbor Drive, #2826, Bigfork, MT 59911. Its phone number is 760-918-0304. Its website is lifeplanningadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}