L.D. Lowe Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
L.D. Lowe Wealth Advisory reports 264 clients. They include 238 individual clients and 26 high-net-worth individuals. Of its assets, 100.0% ($119M across 677 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $119M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 90% | 62% |
| High-net-worth individuals | 10% | 38% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 238 | $74M | 62.3% | $311K |
| High-net-worth individuals | 26 | $44.8M | 37.7% | $1.72M |
| Total | 264 | $119M | 100% | $450K |
- Clients
- 238
- Regulatory AUM
- $74M
- AUM share
- 62.3%
- Avg. per client
- $311K
- Clients
- 26
- Regulatory AUM
- $44.8M
- AUM share
- 37.7%
- Avg. per client
- $1.72M
Total
- Clients
- 264
- Regulatory AUM
- $119M
- AUM share
- 100%
- Avg. per client
- $450K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
L.D. Lowe Wealth Advisory charges 0.70%–1.95% a year for its Wealth Management Services. The fee is billed in advance and is negotiable. The brochure also prices 4 other services, listed under fee details.
Fee details and sources
Other fees
- 1031 exchange consulting
- A one-time fixed fee of 5% to 7% of the assets in 1031 exchange recommendations.
- Consulting
- Consulting is billed at an hourly rate with a minimum of $500 an hour, or as a flat fee.
- Pension consulting
- Pension consulting fees are separately negotiated per plan.
- Philanthropic counseling and management
- Philanthropic counseling and management is $500 an hour, in addition to fees on pledged assets.
Molly McCarthy owns 50% to 75% of L.D. Lowe Wealth Advisory. Molly McCarthy is CEO; the leadership team includes Chief Compliance Officer Taylor Brewer. It has 8 employees, 2 of them in advisory roles.
Staff
- 8 employees
- 2 in advisory functions
- 2 state-registered reps
- 1 insurance agent
- Owns 50% to 75% of L.D. Lowe Wealth Advisory, Inc.
Molly McCarthy
Control person · since December 2019
- Owns 50% to 75% of L.D. Lowe Wealth Advisory, Inc.
Taylor Brewer
Control person · since December 2019
L.D. Lowe Wealth Advisory’s regulatory assets fell from $136M (March 2021) to $119M (March 2026); clients fell from 322 to 264 and employees rose from 7 to 8.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $119M | 264 | 8 | 1 |
| Mar 2025March 2025 | $119M | 261 | 7 | 1 |
| Mar 2024March 2024 | $110M | 261 | 6 | 1 |
| May 2023May 2023 | $114M | 198 | 9 | 1 |
| Jun 2022June 2022 | $120M | 248 | 7 | 1 |
| Mar 2021March 2021 | $136M | 322 | 7 | 1 |
Besides its headquarters, L.D. Lowe Wealth Advisory has 0 offices, with 1 listed address in 1 state.
Texas · 1 listed address
- 1100 East Campbell Road, Suite 200, RichardsonHQ
Contact and registration details
- Legal name
- L.D. Lowe Wealth Advisory, Inc.
- Headquarters
- 1100 East Campbell Road, Suite 200, Richardson, TX 75081
- Website
- ldloweplan.com
- Phone
- 972-335-2523
- @ld-lowe-sr.-wealth-advisory
- SEC file
- 801-64775
- Structure
- Texas corporation
- Fiscal year end
- December
L.D. Lowe Wealth Advisory’s named custodian for separately managed accounts is Etc Brokerage Services ($119M). L.D. Lowe Wealth Advisory does not have custody of client assets.
- Etc Brokerage ServicesEtc Brokerage Services, LLC · Westlake, OH · $119M100%
At year end, L.D. Lowe Wealth Advisory’s separately managed accounts were mostly in stocks (57%) and cash (22%).
What the accounts hold
- Stocks57%
- Cash22%
- Other21%
- Real estate investment trusts and alternatives21%
How many clients does L.D. Lowe Wealth Advisory have?
L.D. Lowe Wealth Advisory has 264 clients and manages $119 million for them, as of March 2026. They include 238 individual clients and 26 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does L.D. Lowe Wealth Advisory offer?
L.D. Lowe Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does L.D. Lowe Wealth Advisory charge?
L.D. Lowe Wealth Advisory charges 0.70%–1.95% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.
Source: LD LOWE FIRM DISCLOSURE BROCHURE AND WRAP BROCHURE, filed 30 March 2026
Which custodians does L.D. Lowe Wealth Advisory use?
L.D. Lowe Wealth Advisory’s separately managed account assets are held at Etc Brokerage Services, LLC (Westlake, OH), with $119M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does L.D. Lowe Wealth Advisory have?
L.D. Lowe Wealth Advisory has 2 investment adviser representatives registered with state securities authorities, out of 8 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does L.D. Lowe Wealth Advisory invest in?
At the end of its last fiscal year, L.D. Lowe Wealth Advisory’s separately managed accounts held 57% exchange-traded equities, 22% cash and equivalents and 21% other. The 21% other category is described as: Real Estate Investment Trusts and Alternatives.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns L.D. Lowe Wealth Advisory?
L.D. Lowe Wealth Advisory’s direct owners are Molly McCarthy (50% to 75%) and Taylor Brewer (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does L.D. Lowe Wealth Advisory get paid?
L.D. Lowe Wealth Advisory is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact L.D. Lowe Wealth Advisory?
L.D. Lowe Wealth Advisory’s main office is at 1100 East Campbell Road, Suite 200, Richardson, TX 75081. Its phone number is 972-335-2523. Its website is ldloweplan.com.