Kirtland Financial Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, retirement plan services, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Kirtland Financial Management reports 201 clients. They include 109 individual clients and 92 high-net-worth individuals. Of its assets, 85.7% ($339M across 408 accounts) are managed with discretion; $56.6M across 212 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 54% | 6% |
| High-net-worth individuals | 46% | 90% |
| Charitable organizations | Fewer than 5 | 4% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 109 | $23.7M | 6.0% | $217K |
| High-net-worth individuals | 92 | $356M | 90.0% | $3.87M |
| Charitable organizations | Fewer than 5 | $16.1M | 4.1% | — |
| Total | 201 | $396M | 100% | — |
- Clients
- 109
- Regulatory AUM
- $23.7M
- AUM share
- 6.0%
- Avg. per client
- $217K
- Clients
- 92
- Regulatory AUM
- $356M
- AUM share
- 90.0%
- Avg. per client
- $3.87M
- Clients
- Fewer than 5
- Regulatory AUM
- $16.1M
- AUM share
- 4.1%
- Avg. per client
- —
Total
- Clients
- 201
- Regulatory AUM
- $396M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Kirtland Financial Management charges 0.70%–1.00% a year for its Investment Advisory Fee. The fee is billed in advance, is negotiable and requires an account of at least $500,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is offered at $250 per hour, and the total fee is disclosed up front before work begins.
Brett Hixon owns 75% or more of Kirtland Financial Management. The leadership team of Kirtland Financial Management includes President Brett Hixon. It has 3 employees, 1 of them in advisory roles.
Leadership
- Brett HixonPresident and Chief Compliance Officer
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
- Brett Charles Hixon
Staff
- 3 employees
- 1 in advisory functions
- 1 state-registered rep
- 1 broker-dealer rep
- 1 insurance agent
- Owns 75% or more of Kirtland Financial Management, Inc.
Brett Hixon
Control person · since December 2008
Kirtland Financial Management’s regulatory assets grew from $289M (July 2021) to $396M (March 2026); clients rose from 186 to 201 and employees fell from 5 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $396M | 201 | 3 | 1 |
| March 2025 | $328M | 148 | 4 | 1 |
| February 2024 | $297M | 168 | 4 | 1 |
| August 2023 | $276M | 142 | 5 | 1 |
| June 2022 | $308M | 146 | 5 | 1 |
| July 2021 | $289M | 186 | 5 | 1 |
Besides its headquarters, Kirtland Financial Management has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 100 Almeria Ave, Suite 302, Coral GablesHQ
Contact and registration details
- Legal name
- Kirtland Financial Management, Inc.
- Headquarters
- 100 Almeria Ave, Suite 302, Coral Gables, FL 33134
- Website
- kirtlandfinancial.com
- Phone
- 305-648-0006
- SEC file
- 801-63403
- Founded
- 1999
- Structure
- Florida corporation
- Fiscal year end
- December
Kirtland Financial Management uses Raymond James ($273M, 69%) and Raymond James ($123M, 31%) as custodians for its separately managed accounts. Kirtland Financial Management has custody of $33.3M in client assets for 17 clients.
- Raymond JamesRaymond James Trust Company of NH · St. Petersburg, FL · $123M31%
- Raymond JamesRaymond James & Associates, Inc. · St Petersburg, FL · $273M69%
At year end, Kirtland Financial Management’s separately managed accounts were mostly in funds (79%) and stocks (17%).
What the accounts hold
- Stocks17%
- Funds79%
- Bonds3%
- U.S. government and agency bonds2%
- Investment grade corporate bonds1%
- Cash2%
How many clients does Kirtland Financial Management have?
Kirtland Financial Management has 201 clients and manages $396 million for them, as of March 2026. They include 109 individual clients and 92 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026
What services does Kirtland Financial Management offer?
Kirtland Financial Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, retirement plan services, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Kirtland Financial Management charge?
Kirtland Financial Management charges 0.70%–1.00% a year for its Investment Advisory Fee. The fee is billed in advance, is negotiable and requires an account of at least $500,000.
Source: 03 24 2026 KFM FORM ADV PART 2A AND 2B FINAL, filed 24 March 2026
Which custodians does Kirtland Financial Management use?
Kirtland Financial Management’s separately managed account assets are held at Raymond James & Associates, Inc. (St Petersburg, FL), with $273M and Raymond James Trust Company of NH (St. Petersburg, FL), with $123M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026
How many financial advisors does Kirtland Financial Management have?
Kirtland Financial Management has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Kirtland Financial Management invest in?
At the end of its last fiscal year, Kirtland Financial Management’s separately managed accounts held 79% registered funds (mutual funds, ETFs, BDCs), 17% exchange-traded equities, 2% U.S. government and agency bonds, 2% cash and equivalents and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Kirtland Financial Management have a minimum investment?
Yes, Kirtland Financial Management’s minimum account size for its Investment Advisory Fee is $500K.
Source: 03 24 2026 KFM FORM ADV PART 2A AND 2B FINAL, filed 24 March 2026
Who owns Kirtland Financial Management?
Kirtland Financial Management’s direct owner is Brett Hixon (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 24 March 2026
How does Kirtland Financial Management get paid?
Kirtland Financial Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Kirtland Financial Management registered with the SEC?
Yes, Kirtland Financial Management has been registered with the SEC as an investment adviser since 30 July 2004. Its CRD number is 131138 and its SEC file number is 801-63403.
Source: Form ADV Part 1A, Item 1, filed 24 March 2026; IAPD firm record
How do I contact Kirtland Financial Management?
Kirtland Financial Management’s main office is at 100 Almeria Ave, Suite 302, Coral Gables, FL 33134. Its phone number is 305-648-0006. Its website is kirtlandfinancial.com.